Regular Plan · IDCW · Mutual fund · Scheme code 100077
NAV₹11.6244as on 25 Sep 2026
Fund houseDSP Mutual Fund
CategoryMutual fund
Plan & optionRegular · IDCW
History20.5 years
Returns (%)
1M
3M
6M
1Y
3Y
5Y
7Y
10Y
Launch
This scheme
-0.72
0.63
-2.64
-0.64
0.00
0.20
1.24
0.27
0.26
Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published
NAV history for this scheme.
Risk
Volatility
Sharpe
Sortino
Beta
Alpha
Max fall
R²
This scheme
6.0%
-1.08
-1.14
—
—
-13.0%
—
Risk-free rate 6.5%. Beta, alpha and R² are regressed on the
— months this scheme and its benchmark share.
Growth of ₹100 since launch
Drawdown from peak (%)
Every one-year period it has lived through
Windows
Worst
Median
Best
Periods that lost money
941
-8.2%
0.1%
10.5%
47%
Every one-year holding period in this scheme's history, not just the last one — the
spread a real investor would have met depending only on when they started.
DSP Medium Term Fund
Regular Plan · IDCW
Allocation
By asset
Debt
98.06%
Cash & Equivalents
1.49%
AIF Units
0.45%
By market cap
Unclassified
197.42%
Concentration
Number of stocks
11
Top 5 stocks
58.72%
Top 10 stocks
98.06%
Top 20 stocks
98.51%
Lines in the filing
13
Largest holding
13.93%
Largest sector
Sovereign 80.67%
Effective stocks
9.4
Sectors held
4
Cash
1.49%
Effective stocks is what the concentration works out to: a fund holding
11 names but most of its money in a few
behaves like a fund of 9. Cash includes repo and TREPS, which
every fund parks money in overnight.
Sector split
Sovereign
80.67%
CRISIL A1+
9.66%
IND A1+
7.73%
Cash & Equivalents
1.49%
Unclassified
0.45%
DSP Medium Term Fund
Regular Plan · IDCW · holdings
Top 30 holdings
#
Company
Sector
Shares held
Value ₹ cr
% of fund
1
7.13% Haryana SDL 05012032
Sovereign
3,500,000
35
13.93%
2
6.36% GOI 16022031
Sovereign
3,500,000
35
13.84%
3
7.72% Maharashtra SDL 01032031
Sovereign
2,500,000
26
10.54%
4
7.73% Maharashtra SDL 29032032
Sovereign
2,500,000
26
10.44%
5
7.30% Karnataka SDL 09022032
Sovereign
2,500,000
25
9.97%
6
6.83% Maharashtra SDL 23062031
Sovereign
2,500,000
25
9.94%
7
7.17% Gujarat SDL 04022032
Sovereign
2,500,000
25
9.92%
8
Indian Bank
CRISIL A1+
500
24
9.66%
9
Bank of Baroda
IND A1+
400
19
7.73%
10
7.32% GOI 13112030
Sovereign
500,000
5
2.09%
11
TREPS / Reverse Repo Investments
Unclassified
—
4
1.48%
12
SBI Funds Management Pvt Limited/Fund Parent
Unclassified
948
1
0.45%
13
Net Receivables/Payables
Unclassified
—
0
0.01%
DSP Medium Term Fund
Regular Plan · IDCW · where the money sits
A ₹10,000 monthly SIP over five years
Invested
Value
Gain
XIRR
₹600,000
₹602,184
₹2,184
0.14%
XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has
been invested for a different length of time.
Not investment advice. InvestVerdict is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the
portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past
returns do not predict future ones. Generated 27 Sep 2026.
