Regular Plan · Monthly IDCW · Mutual fund · Scheme code 100079
NAV₹11.1132as on 25 Sep 2026
Fund houseDSP Mutual Fund
CategoryMutual fund
Plan & optionRegular · Monthly IDCW
History20.5 years
Returns (%)
1M
3M
6M
1Y
3Y
5Y
7Y
10Y
Launch
This scheme
-0.72
-1.66
-0.22
-0.46
0.24
0.08
0.48
0.05
0.36
Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published
NAV history for this scheme.
Risk
Volatility
Sharpe
Sortino
Beta
Alpha
Max fall
R²
This scheme
3.8%
-1.65
-1.91
—
—
-8.7%
—
Risk-free rate 6.5%. Beta, alpha and R² are regressed on the
— months this scheme and its benchmark share.
Growth of ₹100 since launch
Drawdown from peak (%)
Every one-year period it has lived through
Windows
Worst
Median
Best
Periods that lost money
941
-5.6%
0.4%
8.6%
35%
Every one-year holding period in this scheme's history, not just the last one — the
spread a real investor would have met depending only on when they started.
DSP Medium Term Fund
Regular Plan · Monthly IDCW
Allocation
By asset
Debt
98.46%
Cash & Equivalents
1.09%
AIF Units
0.45%
By market cap
Concentration
Number of stocks
11
Top 5 stocks
59.23%
Top 10 stocks
98.46%
Top 20 stocks
98.91%
Lines in the filing
13
Largest holding
14.18%
Largest sector
Sovereign 81.30%
Effective stocks
9.3
Sectors held
4
Cash
1.09%
Effective stocks is what the concentration works out to: a fund holding
11 names but most of its money in a few
behaves like a fund of 9. Cash includes repo and TREPS, which
every fund parks money in overnight.
Sector split
Sovereign
81.30%
CRISIL A1+
9.53%
IND A1+
7.63%
Cash & Equivalents
1.09%
Unclassified
0.45%
DSP Medium Term Fund
Regular Plan · Monthly IDCW · holdings
Top 30 holdings
#
Company
Sector
Shares held
Value ₹ cr
% of fund
1
6.36% GOI 16022031
Sovereign
3,500,000
36
14.18%
2
7.13% Haryana SDL 05012032
Sovereign
3,500,000
35
13.87%
3
7.72% Maharashtra SDL 01032031
Sovereign
2,500,000
27
10.47%
4
7.73% Maharashtra SDL 29032032
Sovereign
2,500,000
26
10.41%
5
7.30% Karnataka SDL 09022032
Sovereign
2,500,000
26
10.30%
6
7.03% Chhattisgarh SDL 25092030
Sovereign
2,500,000
26
10.12%
7
6.83% Maharashtra SDL 23062031
Sovereign
2,500,000
25
9.88%
8
Indian Bank
CRISIL A1+
500
24
9.53%
9
Bank of Baroda
IND A1+
400
19
7.63%
10
7.32% GOI 13112030
Sovereign
500,000
5
2.07%
11
TREPS / Reverse Repo Investments
Unclassified
—
3
1.09%
12
SBI Funds Management Pvt Ltd/Fund Parent
Unclassified
948
1
0.45%
DSP Medium Term Fund
Regular Plan · Monthly IDCW · where the money sits
A ₹10,000 monthly SIP over five years
Invested
Value
Gain
XIRR
₹600,000
₹601,633
₹1,633
0.11%
XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has
been invested for a different length of time.
Not investment advice. InvestVerdict is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the
portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past
returns do not predict future ones. Generated 28 Sep 2026.
