Regular Plan · IDCW · Long Duration · Scheme code 100314
NAV₹16.5856as on 25 Sep 2026
Fund houseLIC Mutual Fund
CategoryLong Duration
Plan & optionRegular · IDCW
History20.5 years
Returns (%)
1M
3M
6M
1Y
3Y
5Y
7Y
10Y
Launch
This scheme
-0.54
1.15
2.37
4.38
6.35
5.50
5.60
4.38
2.28
Long Duration category median
—
—
—
4.00
5.90
8.02
—
7.01
—
Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published
NAV history for this scheme.
Risk
Volatility
Sharpe
Sortino
Beta
Alpha
Max fall
R²
This scheme
4.8%
-0.03
-0.04
—
—
-17.9%
—
Risk-free rate 6.5%. Beta, alpha and R² are regressed on the
— months this scheme and its benchmark share.
Growth of ₹100 since launch
Drawdown from peak (%)
Every one-year period it has lived through
Windows
Worst
Median
Best
Periods that lost money
940
-9.4%
2.4%
12.8%
33%
Every one-year holding period in this scheme's history, not just the last one — the
spread a real investor would have met depending only on when they started.
LIC MF Medium to Long Term Fund
Regular Plan · IDCW
Allocation
By asset
Debt
85.84%
Cash & Equivalents
13.82%
Unclassified
0.34%
By market cap
Unclassified
171.40%
Concentration
Number of stocks
18
Top 5 stocks
37.58%
Top 10 stocks
65.62%
Top 20 stocks
86.18%
Lines in the filing
20
Largest holding
9.17%
Largest sector
SOVEREIGN 37.19%
Effective stocks
19.7
Sectors held
5
Cash
13.82%
Effective stocks is what the concentration works out to: a fund holding
18 names but most of its money in a few
behaves like a fund of 20. Cash includes repo and TREPS, which
every fund parks money in overnight.
Sector split
SOVEREIGN
37.19%
CRISIL AAA
26.77%
CRISIL A1+
16.30%
Cash & Equivalents
13.82%
FITCH A1+
5.58%
Unclassified
0.34%
LIC MF Medium to Long Term Fund
Regular Plan · IDCW · holdings
Top 30 holdings
#
Company
Sector
Shares held
Value ₹ cr
% of fund
1
Treps
Unclassified
—
22
12.81%
2
7.48% National Bk for Agriculture & Rural Dev.
CRISIL AAA
1,500
16
9.17%
3
7.3% Government of India
SOVEREIGN
1,500,000
15
8.44%
4
Canara Bank
CRISIL A1+
300
14
8.10%
5
7.43% Jamnagar Utilities & Power Pvt. Ltd.
CRISIL AAA
1,000
10
5.94%
6
7.42% Power Finance Corporation Ltd.
CRISIL AAA
1,000
10
5.93%
7
7.71% Government of India
SOVEREIGN
1,000,000
10
5.90%
8
7.33% Government of India
SOVEREIGN
1,000,000
10
5.88%
9
Indian Bank
FITCH A1+
200
10
5.58%
10
Small Industries Development Bk of India
CRISIL A1+
200
9
5.34%
11
6.9% Government of India
SOVEREIGN
1,000,000
9
5.34%
12
7.77% State Government of Gujarat
SOVEREIGN
500,000
5
2.98%
13
7.63% State Government of Maharashtra
SOVEREIGN
500,000
5
2.97%
14
6.94% Government of India
SOVEREIGN
500,000
5
2.92%
15
7.39% Indian Railway Finance Corporation Ltd.
CRISIL AAA
500
5
2.90%
16
Bajaj Finance Ltd.
CRISIL A1+
100
5
2.86%
17
7.79% Bajaj Finance Ltd.
CRISIL AAA
500
5
2.83%
18
7.24% Government of India
SOVEREIGN
500,000
5
2.76%
19
Net Receivables / (Payables)
Unclassified
—
2
1.01%
20
SBI CDMDF--A2
Unclassified
504
1
0.34%
LIC MF Medium to Long Term Fund
Regular Plan · IDCW · where the money sits
A ₹10,000 monthly SIP over five years
Invested
Value
Gain
XIRR
₹600,000
₹698,973
₹98,973
6.05%
XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has
been invested for a different length of time.
Not investment advice. InvestVerdict is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the
portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past
returns do not predict future ones. Generated 27 Sep 2026.
