Franklin India Gilt Fund

Regular Plan · Growth · Gilt Funds · Scheme code 100493

NAV₹61.2154as on 12 Nov 2026

Fund houseFranklin Templeton Mutual Fund

CategoryGilt Funds

Plan & optionRegular · Growth

History20.3 years

Returns (%)

	1M	3M	6M	1Y	3Y	5Y	7Y	10Y	Launch
This scheme	0.37	-0.68	1.76	3.62	5.62	4.79	4.98	4.68	6.92
Gilt Funds category median	—	—	—	2.68	5.83	5.17	—	6.30	—

Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published NAV history for this scheme.

Risk

	Volatility	Sharpe	Sortino	Beta	Alpha	Max fall	R²
This scheme	3.0%	-0.29	-0.35	—	—	-12.8%	—

Risk-free rate 6.5%. Beta, alpha and R² are regressed on the — months this scheme and its benchmark share.

Growth of ₹100 since launch

Drawdown from peak (%)

Every one-year period it has lived through

Windows	Worst	Median	Best	Periods that lost money
4,660	-6.7%	6.1%	27.6%	7%

Every one-year holding period in this scheme's history, not just the last one — the spread a real investor would have met depending only on when they started.

Franklin India Gilt Fund

Regular Plan · Growth

Allocation

By asset

Debt	83.79%
Cash & Equivalents	16.21%

By market cap

Unclassified	166.31%

Concentration

Number of stocks	14
Top 5 stocks	65.37%
Top 10 stocks	82.00%
Top 20 stocks	83.79%
Lines in the filing	16

Largest holding	20.04%
Largest sector	SOVEREIGN 83.79%
Effective stocks	9.7
Sectors held	1
Cash	0.00%

Effective stocks is what the concentration works out to: a fund holding 14 names but most of its money in a few behaves like a fund of 10. Cash includes repo and TREPS, which every fund parks money in overnight.

Sector split

SOVEREIGN	83.79%
Cash & Equivalents	16.21%

Franklin India Gilt Fund

Regular Plan · Growth · holdings as on 31 Oct 2026

Top 30 holdings

#	Company	Sector	Shares held	Value ₹ cr	% of fund
1	7.66% Maharashtra SDL (04-Mar-2047)	SOVEREIGN	3,000,000	29	20.04%
2	91 DTB (05-Nov-2026)	SOVEREIGN	2,500,000	25	17.38%
3	Call, Cash & Other Assets	Unclassified	—	23	16.19%
4	7.62% Punjab SDL (28-Jan-2033)	SOVEREIGN	1,500,000	15	10.44%
5	7.73% Andhra Pradesh SDL (23-Mar-2032)	SOVEREIGN	1,500,000	15	10.41%
6	7.86% Haryana SDL (29-Jun-2032)	SOVEREIGN	1,000,000	10	7.10%
7	7.02% Punjab SDL (01-Jul-2030)	SOVEREIGN	800,000	8	5.54%
8	7.56% Kerala SDL (08-Jul-2039)	SOVEREIGN	510,200	5	3.47%
9	7.17% Rajasthan SDL (02-Mar-2032)	SOVEREIGN	500,000	5	3.40%
10	7.65% Bihar SDL (24-DEC-2033)	SOVEREIGN	312,440	3	2.19%
11	7.56% Himachal Pradesh SDL (08-Jul-2039)	SOVEREIGN	300,200	3	2.04%
12	6.90% GOI 2065 (15-Apr-2065)	SOVEREIGN	102,700	1	0.63%
13	7.64% Uttarakhand SDL (24-DEC-2032)	SOVEREIGN	68,680	1	0.48%
14	7.32% Chhattisgarh SDL (05-Mar-2037)	SOVEREIGN	52,560	1	0.35%
15	7.32% West Bengal SDL (05-Mar-2038)	SOVEREIGN	50,000	0	0.33%
16	Margin on IRS	Unclassified	—	0	0.02%

Franklin India Gilt Fund

Regular Plan · Growth · where the money sits

What the manager did last month

Between the filings of 30 Jun 2026 and 31 Jul 2026. A position grows because the manager bought or because the price rose; only the share count separates them.

Bought	Sold	New positions	Sold out of	Price move of holdings
₹0 cr	₹14 cr	3	10	-0.18%

Stock	Shares traded	Shares	Price	Value ₹ cr
New position
7.02% Punjab SDL (01-Jul-2030)	2,000,000	entered	—	20.1
7.56% Himachal Pradesh SDL (08-Jul-2039)	550,200	entered	—	5.5
7.56% Kerala SDL (08-Jul-2039)	510,200	entered	—	5.1
Trimmed
6.90% GOI 2065 (15-Apr-2065)	1,500,000	-59.3%	-1.0%	14.0
Sold out of
DBS BANK LTD (Pay Fixed - Receive Floating)	—	exited	—	25.0
Long	—	exited	—	25.0
7.71% GOI 2066 (18-May-2066)	1,855,200	exited	—	19.5
STANDARD CHARTERED BANK (Pay Fixed - Receive Floating)	—	exited	—	15.0
ICICI SECURITIES PRIMARY DEALERSHIP LTD (Pay Fixed - Receive Floating)	—	exited	—	10.0
IDFC FIRST BANK LTD (Pay Fixed - Receive Floating)	—	exited	—	10.0
Contract Name	—	exited	—	0.0
Position	—	exited	—	0.0

The list above is stocks and fund units. Treasury bills, repo and money-market lines roll over every month by design — they are not decisions, so they are totalled here rather than listed as activity.

A ₹10,000 monthly SIP over five years

Invested	Value	Gain	XIRR
₹600,000	₹681,486	₹81,486	5.04%

XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has been invested for a different length of time.

Not investment advice. MF Analyser is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past returns do not predict future ones. Generated 13 Nov 2026.