Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published
NAV history for this scheme.
Risk
Volatility
Sharpe
Sortino
Beta
Alpha
Max fall
R²
This scheme
2.0%
-3.25
-3.33
—
—
-1.1%
—
Risk-free rate 6.5%. Beta, alpha and R² are regressed on the
— months this scheme and its benchmark share.
Growth of ₹100 since launch
Drawdown from peak (%)
Every one-year period it has lived through
Windows
Worst
Median
Best
Periods that lost money
1,184
-0.9%
0.0%
1.1%
44%
Every one-year holding period in this scheme's history, not just the last one — the
spread a real investor would have met depending only on when they started.
HDFC Liquid Fund
Regular Plan · IDCW Monthly
Allocation
By asset
Debt
98.01%
Cash & Equivalents
1.24%
REITs / InvITs
0.47%
AIF Units
0.28%
By market cap
Concentration
Number of stocks
151
Top 5 stocks
15.20%
Top 10 stocks
25.28%
Top 20 stocks
39.69%
Lines in the filing
154
Largest holding
5.41%
Largest sector
CRISIL - A1+ 42.26%
Effective stocks
73.9
Sectors held
8
Cash
1.24%
Effective stocks is what the concentration works out to: a fund holding
151 names but most of its money in a few
behaves like a fund of 74. Cash includes repo and TREPS, which
every fund parks money in overnight.
Sector split
CRISIL - A1+
42.26%
ICRA - A1+
20.20%
Sovereign
16.60%
CARE - A1+
11.10%
IND - A1+
5.22%
CRISIL - AAA
2.92%
Cash & Equivalents
1.24%
Unclassified
0.28%
CARE - AAA
0.18%
HDFC Liquid Fund
Regular Plan · IDCW Monthly · holdings
Top 30 holdings
#
Company
Sector
Shares held
Value ₹ cr
% of fund
1
6.97% GOI MAT 060926
Sovereign
385,500,000
3,856
5.41%
2
Reliance Retail ventures Ltd.
CRISIL - A1+
40,000
1,993
2.79%
3
182 Days TBILL MAT 100926
Sovereign
180,000,000
1,798
2.52%
4
Small Industries Development Bank
CRISIL - A1+
34,000
1,698
2.38%
5
Reverse Repo
Unclassified
—
1,611
2.26%
6
Export - Import Bank of India
CRISIL - A1+
30,000
1,497
2.10%
7
91 Days TBILL MAT 030926
Sovereign
149,500,000
1,495
2.10%
8
91 Days TBill Mat 151026
Sovereign
150,000,000
1,491
2.09%
9
Union Bank of India
ICRA - A1+
30,000
1,488
2.09%
10
Bank of Baroda
CARE - A1+
29,600
1,463
2.05%
11
Union Bank of India
IND - A1+
25,000
1,246
1.75%
12
National Bank for Agri & Rural Dev.
ICRA - A1+
25,000
1,232
1.73%
13
National Bank for Agri & Rural Dev.
ICRA - A1+
22,500
1,124
1.58%
14
Reliance Retail ventures Ltd.
CRISIL - A1+
20,000
999
1.40%
15
91 Days TBill Mat 221026
Sovereign
100,000,000
993
1.39%
16
Small Industries Development Bank
CRISIL - A1+
20,000
990
1.39%
17
Punjab National Bank
ICRA - A1+
20,000
995
1.39%
18
Union Bank of India
IND - A1+
20,000
993
1.39%
19
Yes Bank Ltd.
CARE - A1+
20,000
987
1.38%
20
Bank of Baroda
IND - A1+
20,000
988
1.38%
21
National Bank for Agri & Rural Dev.
ICRA - A1+
20,000
984
1.38%
22
Reliance Retail ventures Ltd.
CRISIL - A1+
19,000
950
1.33%
23
91 Days TBill ISD 250626 Mat 240926
Sovereign
90,000,000
897
1.26%
24
Aditya Birla Capital ltd.
ICRA - A1+
18,000
886
1.24%
25
Reliance Retail ventures Ltd.
CRISIL - A1+
17,000
849
1.19%
26
Titan Company Ltd.
CARE - A1+
16,500
812
1.14%
27
Bank of India
CRISIL - A1+
16,000
797
1.12%
28
Godrej Consumer Products Ltd.
CRISIL - A1+
16,000
791
1.11%
29
ICICI Securities Ltd
CRISIL - A1+
15,500
765
1.07%
30
ICICI Bank Ltd.
ICRA - A1+
15,000
748
1.05%
HDFC Liquid Fund
Regular Plan · IDCW Monthly · where the money sits
What the manager did last month
Between the filings of 30 Jun 2026 and 31 Jul 2026.
A position grows because the manager bought or because the price rose; only the share count separates them.
Bought
Sold
New positions
Sold out of
Price move of holdings
₹1,813 cr
₹3,111 cr
47
47
+0.46%
Stock
Shares traded
Shares
Price
Value ₹ cr
New position
91 Days TBill Mat 151026
150,000,000
entered
—
1,484
Union Bank of India
30,000
entered
—
1,479
ICICI Bank Ltd.
20,000
entered
—
995
Punjab National Bank
20,000
entered
—
989
91 Days TBill Mat 221026
100,000,000
entered
—
988
Union Bank of India
20,000
entered
—
987
Small Industries Development Bank
20,000
entered
—
984
L&T Finance Ltd.
15,000
entered
—
737
Added to
Union Bank of India
15,000
+150.0%
+0.5%
743
6.97% GOI MAT 060926
51,000,000
+14.4%
-0.1%
511
LIC Housing Finance Ltd.
25,500
+255.0%
-0.1%
255
182 Days TBILL MAT 180926
12,500,000
+250.0%
+0.4%
124
Punjab National Bank
2,000
+44.4%
+0.5%
99.2
Small Industries Development Bank
7,500
+75.0%
-0.1%
75.0
HDFC Bank Ltd.
50
+0.8%
+0.0%
5.0
Trimmed
National Bank for Agri & Rural Dev.
8,000
-40.0%
+0.6%
397
Axis Bank Ltd.
8,000
-80.0%
+0.5%
397
Bajaj Finance Ltd.
7,500
-50.0%
+0.6%
374
Small Industries Development Bank
6,000
-17.1%
+0.5%
298
Bank of Baroda
5,000
-50.0%
+0.5%
249
Reliance Retail ventures Ltd.
5,000
-20.0%
+0.5%
248
Indusind Bank Ltd.
4,500
-90.0%
+0.6%
224
Tata Steel Ltd.
4,000
-80.0%
+0.6%
199
Sold out of
91 Days TBILL ISD 150426 MAT 160726
375,000,000
exited
—
3,742
Bank of Baroda
30,000
exited
—
1,486
Export - Import Bank of India
20,000
exited
—
988
Union Bank of India
20,000
exited
—
986
ICICI Securities Ltd
18,000
exited
—
898
Indusind Bank Ltd.
15,000
exited
—
744
Canara Bank
15,000
exited
—
744
Bajaj Auto Credit Limited
10,000
exited
—
498
The list above is stocks and fund units. Treasury bills, repo and money-market
lines roll over every month by design — they are not decisions, so they are totalled here rather
than listed as activity.
A ₹10,000 monthly SIP over five years
Invested
Value
Gain
XIRR
₹600,000
₹599,674
₹-326
-0.02%
XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has
been invested for a different length of time.
Not investment advice. InvestVerdict is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the
portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past
returns do not predict future ones. Generated 25 Sep 2026.
