HDFC Gilt Fund

Regular Plan · Growth Option · Gilt Funds · Scheme code 101083

NAV₹56.9267as on 25 Sep 2026

Fund houseHDFC Mutual Fund

CategoryGilt Funds

Plan & optionRegular · Growth Option

History20.5 years

Returns (%)

	1M	3M	6M	1Y	3Y	5Y	7Y	10Y	Launch
This scheme	-1.55	0.61	1.58	2.98	5.83	4.96	5.52	5.56	6.66
Gilt Funds category median	—	—	—	2.79	5.88	5.18	—	6.37	—

Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published NAV history for this scheme.

Risk

	Volatility	Sharpe	Sortino	Beta	Alpha	Max fall	R²
This scheme	4.1%	-0.16	-0.24	—	—	-13.6%	—

Risk-free rate 6.5%. Beta, alpha and R² are regressed on the — months this scheme and its benchmark share.

Growth of ₹100 since launch

Drawdown from peak (%)

Every one-year period it has lived through

Windows	Worst	Median	Best	Periods that lost money
941	-9.2%	6.4%	23.5%	5%

Every one-year holding period in this scheme's history, not just the last one — the spread a real investor would have met depending only on when they started.

HDFC Gilt Fund

Regular Plan · Growth Option

Allocation

By asset

Debt	84.28%
Cash & Equivalents	15.72%

By market cap

Unclassified	84.28%

Concentration

Number of stocks	35
Top 5 stocks	49.27%
Top 10 stocks	66.55%
Top 20 stocks	79.07%
Lines in the filing	37

Largest holding	15.98%
Largest sector	Sovereign 84.28%
Effective stocks	15.5
Sectors held	1
Cash	15.72%

Effective stocks is what the concentration works out to: a fund holding 35 names but most of its money in a few behaves like a fund of 16. Cash includes repo and TREPS, which every fund parks money in overnight.

Sector split

Sovereign	84.28%
Cash & Equivalents	15.72%

HDFC Gilt Fund

Regular Plan · Growth Option · holdings

Top 30 holdings

#	Company	Sector	Shares held	Value ₹ cr	% of fund
1	6.9% GOI MAT 150465	Sovereign	35,500,000	322	15.98%
2	TREPS - Tri-party Repo	Unclassified	—	236	11.72%
3	7.34% GOI MAT 220464	Sovereign	24,030,000	231	11.45%
4	7.3% GOI MAT 190653	Sovereign	22,500,000	218	10.81%
5	7.18% GOI MAT 140833	Sovereign	12,000,000	123	6.08%
6	6.94% GOI MAT 110536	Sovereign	10,000,000	100	4.95%
7	7.18% GOI MAT 240737	Sovereign	8,000,000	81	4.02%
8	7.25% GOI MAT 120663	Sovereign	8,500,000	81	4.01%
9	Net Current Assets	Unclassified	—	80	4.00%
10	7.27% Gujarat SDL ISD 171225 MAT 171234	Sovereign	8,000,000	79	3.92%
11	7.24% GOI MAT 180855	Sovereign	6,000,000	58	2.86%
12	7.64% Gujarat SDL ISD 170124 MAT 170133	Sovereign	4,916,700	50	2.47%
13	6.99% Madhya Pradesh SDL Mat 171141	Sovereign	5,000,000	47	2.32%
14	7.64% % Gujarat SDL ISD 170124 Mat 170134	Sovereign	3,000,000	30	1.50%
15	7.20% Maharashtra SDL MAT 231036	Sovereign	3,000,000	29	1.44%
16	7.71% GOI MAT 180566	Sovereign	2,500,000	25	1.25%
17	7.48% Madhya Pradesh MAT 011045	Sovereign	2,500,000	24	1.21%
18	7.22% Madhya Pradesh SDL ISD 060825 Mat 060843	Sovereign	2,500,000	24	1.18%
19	7.09% GOI MAT 050854	Sovereign	2,500,000	24	1.17%
20	7.22% Madhya Pradesh ISD 060825 MAT 060848	Sovereign	2,035,200	19	0.96%
21	7.63% Gujarat SDL ISD 240124 Mat 240133	Sovereign	1,500,000	15	0.75%
22	7.72% Bihar SDL - MAT 250241	Sovereign	1,500,000	15	0.74%
23	7.29% Rajasthan SDL ISD 191125 Mat 191137	Sovereign	1,500,000	15	0.72%
24	7.63% Gujarat SDL ISD 240124 Mat 240134	Sovereign	1,000,000	10	0.50%
25	7.72% Maharashtra SDL - Mat 250534	Sovereign	1,000,000	10	0.50%
26	7.63% Andhra Pradesh SDL ISD 030925 MAT 030937	Sovereign	1,000,000	10	0.49%
27	7.67% Haryana SDL MAT 250241	Sovereign	1,000,000	10	0.49%
28	7.48% Uttar Pradesh SDL ISD 200324 Mat 200336	Sovereign	1,000,000	10	0.49%
29	7.07% Gujarat SDL ISD 240925 MAT 261133	Sovereign	1,000,000	10	0.49%
30	7.48% Andhra Pradesh SDL ISD 030925 MAT 030933	Sovereign	790,000	8	0.39%

HDFC Gilt Fund

Regular Plan · Growth Option · where the money sits

What the manager did last month

Between the filings of 30 Jun 2026 and 31 Jul 2026. A position grows because the manager bought or because the price rose; only the share count separates them.

Bought	Sold	New positions	Sold out of	Price move of holdings
₹0 cr	₹0 cr	1	1	-1.04%

Stock	Shares traded	Shares	Price	Value ₹ cr
New position
7.39% TAMIL NADU SDL - Mat 150734	500,000	entered	—	5.0
Sold out of
6.68% GOI MAT 070740	5,500,000	exited	—	53.6

The list above is stocks and fund units. Treasury bills, repo and money-market lines roll over every month by design — they are not decisions, so they are totalled here rather than listed as activity.

A ₹10,000 monthly SIP over five years

Invested	Value	Gain	XIRR
₹600,000	₹686,078	₹86,078	5.30%

XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has been invested for a different length of time.

Not investment advice. InvestVerdict is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past returns do not predict future ones. Generated 27 Sep 2026.