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MF Analyser

DSP Short Term Fund

Regular Plan · Growth · Short Duration · Scheme code 101304

NAV₹49.4286as on 12 Nov 2026
Fund houseDSP Mutual Fund
CategoryShort Duration
Plan & optionRegular · Growth
History20.3 years

Returns (%)

 1M3M6M1Y3Y5Y7Y10YLaunch
This scheme 0.37-0.032.43 3.616.405.61 5.806.117.02
Short Duration
category median		 ——— 4.256.525.87 —6.71—

Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published NAV history for this scheme.

Risk

 VolatilitySharpeSortinoBetaAlphaMax fallR²
This scheme 1.5% -0.06 -0.09 — — -2.8% —

Risk-free rate 6.5%. Beta, alpha and R² are regressed on the — months this scheme and its benchmark share.

Growth of ₹100 since launch

761913064212008201020122014201620182020202220242026MF Analyser

Drawdown from peak (%)

0%-1%-1%-2%2008201020122014201620182020202220242026

Every one-year period it has lived through

WindowsWorstMedianBestPeriods that lost money
4,669 1.6% 7.6% 11.4% 0%

Every one-year holding period in this scheme's history, not just the last one — the spread a real investor would have met depending only on when they started.

MF Analyser

DSP Short Term Fund

Regular Plan · Growth

Allocation

By asset

Debt93.19%
REITs / InvITs3.84%
Cash & Equivalents2.61%
AIF Units0.36%

By market cap

Unclassified97.39%

Concentration

Number of stocks64
Top 5 stocks20.94%
Top 10 stocks35.88%
Top 20 stocks56.47%
Lines in the filing66
Largest holding4.86%
Largest sectorCRISIL AAA 47.28%
Effective stocks44.8
Sectors held10
Cash0.00%

Effective stocks is what the concentration works out to: a fund holding 64 names but most of its money in a few behaves like a fund of 45. Cash includes repo and TREPS, which every fund parks money in overnight.

Sector split

CRISIL AAA — 47.3%Sovereign — 12.4%CRISIL A1+ — 12.2%ICRA A1+ — 6.9%CRISIL AA+ — 5.2%IND AAA(SO) — 4.0%ICRA AAA — 4.0%Other — 8.1%CRISIL AAA47.3%Sovereign12.4%CRISIL A1+12.2%ICRA A1+6.9%CRISIL AA+5.2%IND AAA(SO)4.0%ICRA AAA4.0%Other8.1%
CRISIL AAA47.28%
Sovereign12.38%
CRISIL A1+12.15%
ICRA A1+6.93%
CRISIL AA+5.18%
IND AAA(SO)3.99%
ICRA AAA3.95%
ICRA AA+2.68%
Cash & Equivalents2.61%
IND AAA2.49%
Unclassified0.36%
MF Analyser

DSP Short Term Fund

Regular Plan · Growth · holdings as on 31 Oct 2026

Top 30 holdings

#CompanySectorShares held Value
₹ cr		% of fund
1 6.87% GOI FRB 22092033 Sovereign 15,000,000 156 4.86%
2 HDFC Bank Limited CRISIL A1+ 3,000 150 4.67%
3 Bharti Telecom Limited CRISIL AAA 14,000 139 4.33%
4 India Universal Trust IND AAA(SO) 155 128 3.99%
5 Small Industries Development Bank Of India CRISIL AAA 10,000 99 3.09%
6 Union Bank of India ICRA A1+ 2,000 99 3.09%
7 Knowledge Realty Trust CRISIL AAA 10,000 99 3.08%
8 Union Bank of India ICRA A1+ 2,000 98 3.07%
9 Indian Bank CRISIL A1+ 2,000 95 2.97%
10 Muthoot Finance Limited CRISIL AA+ 8,500 87 2.73%
11 India Infrastructure Finance Co Limited IND AAA 7,500 80 2.49%
12 TREPS / Reverse Repo Investments Unclassified — 78 2.43%
13 Indian Railway Finance Corporation Limited CRISIL AAA 750 78 2.42%
14 Jamnagar Utilities & Power Pvt Limited CRISIL AAA 7,500 76 2.36%
15 Tata Capital Housing Finance Limited CRISIL AAA 7,500 75 2.33%
16 7.07% Gujarat SDL 12022032 Sovereign 7,500,000 73 2.29%
17 Power Finance Corporation Limited CRISIL AAA 650 69 2.14%
18 Bajaj Finance Limited CRISIL AAA 5,000 53 1.65%
19 ICICI Home Finance Co Limited ICRA AAA 5,000 53 1.65%
20 LIC Housing Finance Limited CRISIL AAA 500 53 1.64%
21 Muthoot Finance Limited CRISIL AA+ 5,000 52 1.62%
22 Mahindra Rural Housing Finance Limited CRISIL AAA 5,000 52 1.61%
23 Small Industries Development Bank Of India CRISIL AAA 5,000 51 1.60%
24 7.02% GOI 18062031 Sovereign 5,000,000 51 1.59%
25 REC Limited CRISIL AAA 5,000 51 1.57%
26 7.83% Maharashtra SDL 08042030 Sovereign 5,000,000 50 1.57%
27 Export-Import Bank of India CRISIL AAA 500 51 1.57%
28 Tata Capital Housing Finance Limited CRISIL AAA 5,000 51 1.57%
29 Ultratech Cement Limited CRISIL AAA 5,000 50 1.56%
30 REC Limited ICRA AAA 5,000 49 1.54%
MF Analyser

DSP Short Term Fund

Regular Plan · Growth · where the money sits

What the manager did last month

Between the filings of 30 Jun 2026 and 31 Jul 2026. A position grows because the manager bought or because the price rose; only the share count separates them.

BoughtSoldNew positionsSold out ofPrice move of holdings
₹330 cr ₹0 cr 0 5 -0.06%
StockShares tradedShares PriceValue
₹ cr
Added to
6.75% GOI FRB 22092033 10,000,000 +200.0% +0.4% 106
6.94% GOI 11052036 7,500,000 +30.0% -0.1% 76.7
7.07% Gujarat SDL 12022032 5,000,000 +200.0% +0.7% 51.5
6.61% Gujarat SDL 07052032 5,000,000 +100.0% +0.7% 49.6
National Bank For Agriculture & Rural Development 2,500 +20.0% -2.3% 25.1
7.83% Maharashtra SDL 08042030 2,000,000 +66.7% +0.5% 21.1
Sold out of
REC Limited 10,000 exited — 101
7.55 % Gujarat SDL 2030 5,175,600 exited — 53.1
6.48% GOI 2035 5,000,000 exited — 49.8
Small Industries Development Bank of India 1,000 exited — 46.8
6.98% Gujarat SDL 2031 3,455,000 exited — 35.4

The list above is stocks and fund units. Treasury bills, repo and money-market lines roll over every month by design — they are not decisions, so they are totalled here rather than listed as activity.

A ₹10,000 monthly SIP over five years

InvestedValueGainXIRR
₹600,000 ₹696,954 ₹96,954 5.93%

XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has been invested for a different length of time.

Not investment advice. MF Analyser is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past returns do not predict future ones. Generated 13 Nov 2026.