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MF Analyser

Tata Short Term Fund

Regular Plan · Growth Option · Mutual fund · Scheme code 101548

NAV₹50.4929as on 25 Sep 2026
Fund houseTata Mutual Fund
CategoryMutual fund
Plan & optionRegular · Growth Option
History20.5 years

Returns (%)

 1M3M6M1Y3Y5Y7Y10YLaunch
This scheme -0.061.092.43 4.566.325.42 5.875.577.11

Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published NAV history for this scheme.

Risk

 VolatilitySharpeSortinoBetaAlphaMax fallR²
This scheme 1.7% -0.11 -0.15 — — -5.3% —

Risk-free rate 6.5%. Beta, alpha and R² are regressed on the — months this scheme and its benchmark share.

Growth of ₹100 since launch

751943134322008201020122014201620182020202220242026MF Analyser

Drawdown from peak (%)

0%-2%-4%-6%2008201020122014201620182020202220242026

Every one-year period it has lived through

WindowsWorstMedianBestPeriods that lost money
939 -1.9% 7.8% 17.1% 1%

Every one-year holding period in this scheme's history, not just the last one — the spread a real investor would have met depending only on when they started.

MF Analyser

Tata Short Term Fund

Regular Plan · Growth Option

Allocation

By asset

Debt91.41%
REITs / InvITs4.93%
Cash & Equivalents3.44%
Mutual Fund Units0.22%

By market cap

Unclassified96.56%

Concentration

Number of stocks41
Top 5 stocks27.49%
Top 10 stocks45.35%
Top 20 stocks76.63%
Lines in the filing45
Largest holding6.53%
Largest sectorCRISIL-AAA 70.94%
Effective stocks28.6
Sectors held8
Cash3.44%

Effective stocks is what the concentration works out to: a fund holding 41 names but most of its money in a few behaves like a fund of 29. Cash includes repo and TREPS, which every fund parks money in overnight.

Sector split

CRISIL-AAA — 70.9%SOV — 13.5%IND-A1+ — 6.5%Cash & Equivalents — 3.4%Other — 5.6%CRISIL-AAA70.9%SOV13.5%IND-A1+6.5%Cash & Equivalents3.4%Other5.6%
CRISIL-AAA70.94%
SOV13.50%
IND-A1+6.53%
Cash & Equivalents3.44%
CRISIL-AAA(SO)2.93%
IND-AAA1.71%
IND-AAA(SO)0.39%
Unclassified0.34%
CAPITAL MARKETS0.22%
MF Analyser

Tata Short Term Fund

Regular Plan · Growth Option · holdings

Top 30 holdings

#CompanySectorShares held Value
₹ cr		% of fund
1 ** - BANK OF BARODA - CD - 05/03/2027 IND-A1+ 4,000 192 6.53%
2 GOI - 6.94% (11/05/2036) SOV 19,000,000 191 6.51%
3 ** 07.45 % EXIM - 12/04/2028 CRISIL-AAA 15,000 151 5.13%
4 ** 07.35 % BHARTI TELECOM LTD - 15/10/2027 CRISIL-AAA 15,000 149 5.06%
5 ** 07.54 % MINDSPACE BUSINESS PARKS REIT - 18/02/2028 CRISIL-AAA 12,500 125 4.26%
6 ** 07.54 % INDIAN RAILWAYS FINANCE CORPORATION LTD - 31/10/2027 CRISIL-AAA 1,180 118 4.03%
7 ** 07.40 % BHARTI TELECOM LTD - 01/02/2029 CRISIL-AAA 10,500 103 3.51%
8 GOI - 7.32% (13/11/2030) SOV 10,000,000 103 3.51%
9 ** 07.59 % NATIONAL HOUSING BANK - 08/09/2027 CRISIL-AAA 10,000 100 3.41%
10 ** 07.48 % NABARD - 15/09/2028 CRISIL-AAA 10,000 100 3.40%
11 ** 07.53 % NABARD - 24/03/2028 CRISIL-AAA 10,000 100 3.40%
12 ** 07.66 % BAJAJ HOUSING FINANCE LTD - 20/03/2028 CRISIL-AAA 10,000 100 3.40%
13 ** 07.60 % POONAWALLA FINCORP LTD - 28/05/2027 CRISIL-AAA 10,000 100 3.39%
14 ** 06.96 % POWER FINANCE CORPORATION - 02/03/2028 CRISIL-AAA 10,000 99 3.38%
15 ** 06.52 % REC LTD - 31/01/2028 CRISIL-AAA 10,000 99 3.36%
16 ** 07.57 % LIC HOUSING FINANCE LTD - 23/11/2029 CRISIL-AAA 9,859 99 3.35%
17 ** 06.74 % SMALL INDUST DEVLOP BANK OF INDIA - 10/01/2029 CRISIL-AAA 10,000 99 3.35%
18 ** 07.59 % POWER FINANCE CORPORATION - 17/01/2028 CRISIL-AAA 750 75 2.56%
19 ** 07.51 % SMALL INDUST DEVLOP BANK OF INDIA - 12/06/2028 CRISIL-AAA 7,500 75 2.55%
20 ** 06.95 % REC LTD - 18/02/2028 CRISIL-AAA 7,500 75 2.54%
21 ** 07.01 % NABARD - 16/03/2029 CRISIL-AAA 7,500 74 2.52%
22 ** 08.83 % LIQUID GOLD SERIES 18 - 20/11/2027 CRISIL-AAA(SO) 857 55 1.86%
23 SGS ANDHRA PRADESH 6.77% (06/08/2031) SOV 5,500,000 54 1.85%
24 J) REPO Unclassified — 53 1.80%
25 ** 07.90 % JAMNAGAR UTILITIES & POWER PVT. LTD - 10/08/2028 CRISIL-AAA 5,000 50 1.71%
26 ** 08.45 % NOMURA CAPITAL (INDIA) PVT LTD - 01/03/2027 IND-AAA 5,000 50 1.71%
27 ** 07.46 % REC LTD - 30/06/2028 CRISIL-AAA 5,000 50 1.70%
28 ** 07.45 % POWER FINANCE CORPORATION - 15/07/2028 CRISIL-AAA 5,000 50 1.70%
29 ** 07.38 % REC LTD - 28/02/2029 CRISIL-AAA 5,000 50 1.70%
30 (I) TREPS Unclassified — 35 1.17%
MF Analyser

Tata Short Term Fund

Regular Plan · Growth Option · where the money sits

What the manager did last month

Between the filings of 30 Jun 2026 and 31 Jul 2026. A position grows because the manager bought or because the price rose; only the share count separates them.

BoughtSoldNew positionsSold out ofPrice move of holdings
₹0 cr ₹0 cr 1 0 -0.09%
StockShares tradedShares PriceValue
₹ cr
New position
** 07.54 % MINDSPACE BUSINESS PARKS REIT - 18/02/2028 12,500 entered — 125
Not equityPrevious filingThis filingChange
Cash, repo and TREPS ₹0 cr ₹0 cr +₹0 cr
Debt: bills, CDs and commercial paper ₹2,831 cr ₹2,689 cr −₹142 cr

The list above is stocks and fund units. Treasury bills, repo and money-market lines roll over every month by design — they are not decisions, so they are totalled here rather than listed as activity.

A ₹10,000 monthly SIP over five years

InvestedValueGainXIRR
₹600,000 ₹697,346 ₹97,346 5.95%

XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has been invested for a different length of time.

Not investment advice. InvestVerdict is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past returns do not predict future ones. Generated 27 Sep 2026.