Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published
NAV history for this scheme.
Risk
Volatility
Sharpe
Sortino
Beta
Alpha
Max fall
R²
This scheme
8.4%
-0.80
-0.89
0.40
-6.72%
-28.6%
75.79
Nifty 100 benchmark
17.1%
0.23
0.32
—
—
-37.0%
—
Risk-free rate 6.5%. Beta, alpha and R² are regressed on the
82 months this scheme and its benchmark share.
Growth of ₹100 since launch
Drawdown from peak (%)
Every one-year period it has lived through
Windows
Worst
Median
Best
Periods that lost money
951
-19.0%
-0.2%
24.9%
52%
Every one-year holding period in this scheme's history, not just the last one — the
spread a real investor would have met depending only on when they started.
How it behaves against its benchmark
Up capture
Down capture
Correlation
Tracking error
Information ratio
Treynor
31%
42%
0.87
11.3%
-0.91
-11.04
Up capture is how much of the benchmark's gain this scheme kept in the months the
benchmark rose; down capture, how much of its fall it took. Below 100 on the down side and above it
on the up side is the combination every fund is trying for and few reach.
Measured over the 82 months this scheme and
Nifty 100 share.
HDFC Equity Savings Fund
Regular Plan · IDCW Option
Allocation
By asset
Equity
65.59%
Debt
25.76%
Cash & Equivalents
6.38%
REITs / InvITs
2.27%
By market cap
Large Cap
58.24%
Mid Cap
3.80%
Small Cap
4.76%
Unclassified
26.82%
Concentration
Number of stocks
118
Top 5 stocks
22.18%
Top 10 stocks
35.12%
Top 20 stocks
51.85%
Lines in the filing
120
Largest holding
6.69%
Largest sector
Banks 14.71%
Effective stocks
50.9
Sectors held
42
Cash
6.38%
Effective stocks is what the concentration works out to: a fund holding
118 names but most of its money in a few
behaves like a fund of 51. Cash includes repo and TREPS, which
every fund parks money in overnight.
Sector split
Banks
14.71%
CRISIL - AAA
9.24%
Sovereign
8.32%
Automobiles
7.80%
Cash & Equivalents
6.38%
Petroleum Products
5.66%
Pharmaceuticals & Biotechnology
5.09%
Power
5.04%
IT - Software
4.30%
Consumer Durables
3.52%
Construction
3.51%
Finance
2.77%
CRISIL - AA+
2.68%
ICRA - AAA
2.07%
Telecom - Services
1.94%
Insurance
1.89%
Realty
1.56%
Diversified FMCG
1.44%
Transport Infrastructure
1.28%
ICRA - AA
0.87%
HDFC Equity Savings Fund
Regular Plan · IDCW Option · holdings
Top 30 holdings
#
Company
Sector
Shares held
Value ₹ cr
% of fund
1
HDFC Bank Ltd.
Banks
5,430,850
385
6.69%
2
TREPS - Tri-party Repo
Unclassified
—
318
5.52%
3
Reliance Industries Ltd.
Petroleum Products
2,438,500
311
5.41%
4
NTPC Limited
Power
6,307,500
207
3.59%
5
Titan Company Ltd.
Consumer Durables
386,050
197
3.42%
6
Larsen and Toubro Ltd.
Construction
437,325
177
3.07%
7
ICICI Bank Ltd.
Banks
1,202,500
175
3.04%
8
Sun Pharmaceutical Industries Ltd.
Pharmaceuticals & Biotechnology
876,550
174
3.02%
9
Mahindra & Mahindra Ltd.
Automobiles
409,200
134
2.33%
10
7.18% GOI MAT 140833
Sovereign
13,100,000
134
2.32%
11
Maruti Suzuki India Limited
Automobiles
94,750
128
2.23%
12
Bajaj Finance Ltd.
Finance
1,155,750
122
2.12%
13
Tata Consultancy Services Ltd.
IT - Software
505,150
121
2.10%
14
7.1% GOI MAT 180429
Sovereign
11,000,000
112
1.95%
15
Bharti Airtel Ltd.
Telecom - Services
615,000
111
1.94%
16
Kotak Mahindra Bank Limited
Banks
2,306,000
97
1.68%
17
State Bank of India
Banks
900,000
95
1.66%
18
Axis Bank Ltd.
Banks
725,625
94
1.64%
19
Muthoot Finance Ltd.
CRISIL - AA+
7,500
75
1.29%
20
State Bank of India (Tier 2 - Basel III)
CRISIL - AAA
70
69
1.20%
21
Hyundai Motor India Limited
Automobiles
300,000
66
1.15%
22
7.17% GOI MAT 170430
Sovereign
6,000,000
61
1.06%
23
Hero MotoCorp Ltd.
Automobiles
111,450
61
1.05%
24
Divis Laboratories Ltd.
Pharmaceuticals & Biotechnology
61,300
58
1.01%
25
Infosys Limited
IT - Software
500,000
57
0.98%
26
Hindustan Unilever Ltd.
Diversified FMCG
273,000
54
0.93%
27
7.38% GOI MAT 200627
Sovereign
5,250,000
53
0.92%
28
360 One Prime Limited
ICRA - AA
5,000
50
0.87%
29
LIC Housing Finance Ltd.
CRISIL - AAA
5,000
50
0.87%
30
Mahindra & Mahindra Financial Services Ltd.
CRISIL - AAA
5,000
50
0.87%
HDFC Equity Savings Fund
Regular Plan · IDCW Option · where the money sits
What the manager did last month
Between the filings of 31 Jul 2026 and 31 Aug 2026.
A position grows because the manager bought or because the price rose; only the share count separates them.
Bought
Sold
New positions
Sold out of
Price move of holdings
₹54 cr
₹94 cr
1
1
-0.72%
Stock
Shares traded
Shares
Price
Value ₹ cr
New position
One 97 Communications Limited
172,550
entered
—
29.6
Added to
Hero MotoCorp Ltd.
51,450
+85.8%
+1.2%
28.0
Bajaj Finance Ltd.
139,500
+13.7%
-7.4%
14.8
Maruti Suzuki India Limited
4,500
+5.0%
-4.8%
6.1
InterGlobe Aviation Ltd.
10,000
+13.3%
+1.2%
5.2
Trimmed
Sun Pharmaceutical Industries Ltd.
257,950
-22.7%
-0.3%
51.2
Tata Consultancy Services Ltd.
144,000
-22.2%
+1.4%
34.6
Eternal Limited
254,625
-17.1%
+8.5%
8.4
Sold out of
Greenply Industries Ltd.
494,377
exited
—
14.1
Not equity
Previous filing
This filing
Change
Cash, repo and TREPS
₹0 cr
₹0 cr
+₹0 cr
Debt: bills, CDs and commercial paper
₹1,496 cr
₹1,483 cr
−₹13 cr
The list above is stocks and fund units. Treasury bills, repo and money-market
lines roll over every month by design — they are not decisions, so they are totalled here rather
than listed as activity.
A ₹10,000 monthly SIP over five years
Invested
Value
Gain
XIRR
₹600,000
₹592,747
₹-7,253
-0.48%
XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has
been invested for a different length of time.
Not investment advice. InvestVerdict is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the
portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past
returns do not predict future ones. Generated 26 Sep 2026.
