Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published
NAV history for this scheme.
Risk
Volatility
Sharpe
Sortino
Beta
Alpha
Max fall
R²
This scheme
0.4%
2.10
6.05
—
—
-0.8%
—
Risk-free rate 6.5%. Beta, alpha and R² are regressed on the
— months this scheme and its benchmark share.
Growth of ₹100 since launch
Every one-year period it has lived through
Windows
Worst
Median
Best
Periods that lost money
1,077
3.6%
7.7%
9.9%
0%
Every one-year holding period in this scheme's history, not just the last one — the
spread a real investor would have met depending only on when they started.
Kotak Money Market Fund
Regular Plan · (Growth)
Allocation
By asset
Debt
99.90%
AIF Units
0.32%
By market cap
Unclassified
100.22%
Concentration
Number of stocks
112
Top 5 stocks
17.11%
Top 10 stocks
28.53%
Top 20 stocks
44.51%
Lines in the filing
114
Largest holding
4.10%
Largest sector
CRISIL A1+ 46.60%
Effective stocks
64.3
Sectors held
6
Cash
-0.22%
Effective stocks is what the concentration works out to: a fund holding
112 names but most of its money in a few
behaves like a fund of 64. Cash includes repo and TREPS, which
every fund parks money in overnight.
Sector split
CRISIL A1+
46.60%
CARE A1+
19.87%
SOV
15.06%
ICRA A1+
12.57%
FITCH A1+
5.80%
3.67%
Alternative Investment Fund
0.32%
Kotak Money Market Fund
Regular Plan · (Growth) · holdings
Top 30 holdings
#
Company
Sector
Shares held
Value ₹ cr
% of fund
1
182 DAYS TREASURY BILL 04/02/2027
SOV
125,000,000
1,221
4.10%
2
182 DAYS TREASURY BILL 18/09/2026
SOV
120,000,000
1,197
4.02%
3
Triparty Repo
—
1,092
3.67%
4
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT
CRISIL A1+
107,500
1,046
3.51%
5
182 DAYS TREASURY BILL 11/02/2027
SOV
87,484,400
853
2.87%
6
PUNJAB NATIONAL BANK
CRISIL A1+
80,000
778
2.61%
7
INDUSIND BANK LTD.
CRISIL A1+
75,000
729
2.45%
8
YES BANK LTD.
CRISIL A1+
75,000
725
2.43%
9
INDUSIND BANK LTD.
CRISIL A1+
70,000
687
2.31%
10
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA
CARE A1+
70,000
680
2.28%
11
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT
FITCH A1+
60,000
582
1.95%
12
HDFC BANK LTD.
CARE A1+
55,000
536
1.80%
13
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA
CARE A1+
55,000
533
1.79%
14
182 DAYS TREASURY BILL 21/01/2027
SOV
50,000,000
489
1.64%
15
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA
CARE A1+
50,000
486
1.63%
16
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT
CRISIL A1+
50,000
486
1.63%
17
PUNJAB NATIONAL BANK
CRISIL A1+
50,000
487
1.63%
18
INDIAN OVERSEAS BANK
CARE A1+
50,000
484
1.62%
19
HDFC BANK LTD.
CARE A1+
47,500
460
1.55%
20
HDFC BANK LTD.
CARE A1+
42,500
411
1.38%
21
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT
FITCH A1+
40,000
389
1.31%
22
CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LTD.
CRISIL A1+
8,000
387
1.30%
23
BANK OF BARODA
CARE A1+
40,000
388
1.30%
24
PUNJAB & SIND BANK
ICRA A1+
40,000
387
1.30%
25
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA
CRISIL A1+
8,000
379
1.27%
26
FEDERAL BANK LTD.
CRISIL A1+
37,500
365
1.23%
27
UNION BANK OF INDIA
ICRA A1+
37,500
363
1.22%
28
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT
CRISIL A1+
35,000
338
1.14%
29
182 DAYS TREASURY BILL 28/01/2027
SOV
34,500,000
337
1.13%
30
FEDERAL BANK LTD.
CRISIL A1+
32,500
316
1.06%
Kotak Money Market Fund
Regular Plan · (Growth) · where the money sits
A ₹10,000 monthly SIP over five years
Invested
Value
Gain
XIRR
₹600,000
₹716,480
₹116,480
7.03%
XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has
been invested for a different length of time.
Not investment advice. InvestVerdict is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the
portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past
returns do not predict future ones. Generated 26 Sep 2026.
