HDFC Overnight Fund

Regular Plan · Growth Option · Overnight Funds · Scheme code 101996

NAV₹4,047.4519as on 24 Sep 2026

Fund houseHDFC Mutual Fund

CategoryOvernight Funds

Plan & optionRegular · Growth Option

History20.5 years

Returns (%)

	1M	3M	6M	1Y	3Y	5Y	7Y	10Y	Launch
This scheme	0.39	1.23	2.51	5.14	5.94	5.57	4.95	5.25	6.08
Overnight Funds category median	—	—	—	5.18	5.99	5.60	—	5.27	—

Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published NAV history for this scheme.

Risk

	Volatility	Sharpe	Sortino	Beta	Alpha	Max fall	R²
This scheme	0.2%	-3.12	—	—	—	0.0%	—

Risk-free rate 6.5%. Beta, alpha and R² are regressed on the — months this scheme and its benchmark share.

Growth of ₹100 since launch

Every one-year period it has lived through

Windows	Worst	Median	Best	Periods that lost money
1,197	2.8%	6.2%	8.6%	0%

Every one-year holding period in this scheme's history, not just the last one — the spread a real investor would have met depending only on when they started.

HDFC Overnight Fund

Regular Plan · Growth Option

Allocation

By asset

Cash & Equivalents	89.14%
Debt	10.86%

By market cap

Unclassified	10.86%

Concentration

Number of stocks	6
Top 5 stocks	10.45%
Top 10 stocks	10.86%
Top 20 stocks	10.86%
Lines in the filing	9

Largest holding	5.33%
Largest sector	CRISIL - A1+ 5.74%
Effective stocks	263.7
Sectors held	3
Cash	89.14%

Effective stocks is what the concentration works out to: a fund holding 6 names but most of its money in a few behaves like a fund of 264. Cash includes repo and TREPS, which every fund parks money in overnight.

Sector split

Cash & Equivalents	89.14%
CRISIL - A1+	5.74%
Sovereign	4.50%
CARE - A1+	0.62%

HDFC Overnight Fund

Regular Plan · Growth Option · holdings

Top 30 holdings

#	Company	Sector	Shares held	Value ₹ cr	% of fund
1	Reverse Repo	Unclassified	—	9,680	79.41%
2	TREPS - Tri-party Repo	Unclassified	—	1,060	8.69%
3	Canara Bank	CRISIL - A1+	13,000	650	5.33%
4	182 Days TBILL MAT 180926	Sovereign	32,500,000	324	2.66%
5	91 Days TBILL MAT 170926	Sovereign	15,000,000	150	1.23%
6	Net Current Assets	Unclassified	—	126	1.04%
7	Bank of Baroda	CARE - A1+	1,500	75	0.62%
8	182 Days TBILL MAT 100926	Sovereign	7,500,000	75	0.61%
9	Punjab National Bank	CRISIL - A1+	1,000	50	0.41%

HDFC Overnight Fund

Regular Plan · Growth Option · where the money sits

What the manager did last month

Between the filings of 30 Jun 2026 and 31 Jul 2026. A position grows because the manager bought or because the price rose; only the share count separates them.

Bought	Sold	New positions	Sold out of	Price move of holdings
₹0 cr	₹0 cr	4	5	—

Stock	Shares traded	Shares	Price	Value ₹ cr
New position
91 Days TBILL MAT 060826	51,000,000	entered	—	510
182 Days TBILL MAT 130826	7,500,000	entered	—	74.9
182 Days TBILL MAT 060826	5,000,000	entered	—	50.0
364 Days Tbill Mat 200826	4,000,000	entered	—	39.9
Sold out of
91 Days TBILL ISD 080426 MAT 090726	52,500,000	exited	—	524
182 Days TBILL MAT 09072026	10,000,000	exited	—	99.9
364 Days TBILL MAT 020726	5,000,000	exited	—	50.0
364 Days TBILL MAT 090726	5,000,000	exited	—	49.9
91 Days TBILL MAT 230726	2,500,000	exited	—	24.9

The list above is stocks and fund units. Treasury bills, repo and money-market lines roll over every month by design — they are not decisions, so they are totalled here rather than listed as activity.

A ₹10,000 monthly SIP over five years

Invested	Value	Gain	XIRR
₹600,000	₹694,429	₹94,429	5.79%

XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has been invested for a different length of time.

Not investment advice. InvestVerdict is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past returns do not predict future ones. Generated 25 Sep 2026.