Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published
NAV history for this scheme.
Risk
Volatility
Sharpe
Sortino
Beta
Alpha
Max fall
R²
This scheme
1.2%
-1.30
-1.24
—
—
-3.3%
—
Risk-free rate 6.5%. Beta, alpha and R² are regressed on the
— months this scheme and its benchmark share.
Growth of ₹100 since launch
Drawdown from peak (%)
Every one-year period it has lived through
Windows
Worst
Median
Best
Periods that lost money
7,051
-1.2%
0.0%
6.7%
6%
Every one-year holding period in this scheme's history, not just the last one — the
spread a real investor would have met depending only on when they started.
UTI - Liquid Fund
Regular Plan · Daily IDCW (Reinvestment)
Allocation
By asset
Debt
85.90%
Cash & Equivalents
14.14%
By market cap
Unclassified
85.90%
Concentration
Number of stocks
131
Top 5 stocks
11.24%
Top 10 stocks
18.95%
Top 20 stocks
32.65%
Lines in the filing
133
Largest holding
2.96%
Largest sector
CRISIL-A1+ 45.88%
Effective stocks
112.1
Sectors held
7
Cash
0.00%
Effective stocks is what the concentration works out to: a fund holding
131 names but most of its money in a few
behaves like a fund of 112. Cash includes repo and TREPS, which
every fund parks money in overnight.
Sector split
CRISIL-A1+
45.88%
ICRA-A1+
20.74%
Cash & Equivalents
14.14%
CARE-A1+
10.71%
IND-A1+
3.90%
SOV
3.79%
CRISIL-AAA
0.64%
-
0.24%
UTI - Liquid Fund
Regular Plan · Daily IDCW (Reinvestment) · holdings as on 31 Oct 2026
Top 30 holdings
#
Company
Sector
Shares held
Value ₹ cr
% of fund
1
NET CURRENT ASSETS
Unclassified
—
—
14.12%
2
CP RELIANCE INDUSTRIES LTD.
CRISIL-A1+
10,000,000,000
—
2.96%
3
CP NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT
ICRA-A1+
7,500,000,000
—
2.22%
4
CP SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA
CRISIL-A1+
7,000,000,000
—
2.07%
5
CP NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT
ICRA-A1+
7,000,000,000
—
2.07%
6
CD - HDFC BANK - 04/12/2026
CARE-A1+
6,500,000,000
—
1.92%
7
CD - BANK OF INDIA - 03/12/2026
CARE-A1+
5,500,000,000
—
1.63%
8
91 DAYS T-BILL - 03/12/2026
SOV
5,500,000,000
—
1.63%
9
CP NTPC LTD.
CRISIL-A1+
5,000,000,000
—
1.49%
10
91 DAYS T-BILL - 24/12/2026
SOV
5,000,000,000
—
1.48%
11
CD - PUNJAB & SIND BANK LTD - 17/11/2026
ICRA-A1+
5,000,000,000
—
1.48%
12
CP BAJAJ FINANCE LTD.
CRISIL-A1+
5,000,000,000
—
1.48%
13
CD - KARUR VYSYA BANK LTD - 03/12/2026
ICRA-A1+
5,000,000,000
—
1.48%
14
CD - PUNJAB & SIND BANK LTD - 22/12/2026
ICRA-A1+
5,000,000,000
—
1.47%
15
CP SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA
CRISIL-A1+
5,000,000,000
—
1.46%
16
CD - UNION BANK OF INDIA - 25/01/2027
IND-A1+
5,000,000,000
—
1.46%
17
CD - NABARD - 10/11/2026
CRISIL-A1+
4,750,000,000
—
1.41%
18
CD - CANARA BANK - 15/12/2026
CRISIL-A1+
4,500,000,000
—
1.33%
19
CD - NABARD - 14/01/2027
CRISIL-A1+
4,250,000,000
—
1.25%
20
CD - BANK OF INDIA - 15/12/2026
CARE-A1+
4,000,000,000
—
1.18%
21
CP BAJAJ FINANCIAL SECURITIES LTD
CRISIL-A1+
4,000,000,000
—
1.18%
22
CP SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA
CRISIL-A1+
3,750,000,000
—
1.10%
23
CD - CENTRAL BANK OF INDIA - 23/11/2026
CRISIL-A1+
3,500,000,000
—
1.04%
24
CD - UNION BANK OF INDIA - 15/12/2026
IND-A1+
3,500,000,000
—
1.03%
25
CD - AU SMALL FINANCE BANK LTD - 29/01/2027
CARE-A1+
3,500,000,000
—
1.02%
26
CP 360 ONE WAM LIMITED
CARE-A1+
3,000,000,000
—
0.89%
27
CP CHAMBAL FERTILISERS & CHEMICALS LTD
CRISIL-A1+
3,000,000,000
—
0.89%
28
CP TATA COMMUNICATIONS LTD.
CRISIL-A1+
3,000,000,000
—
0.89%
29
CP SHAREKHAN LTD
CRISIL-A1+
3,000,000,000
—
0.89%
30
CP JSW ENERGY LTD.
ICRA-A1+
3,000,000,000
—
0.88%
UTI - Liquid Fund
Regular Plan · Daily IDCW (Reinvestment) · where the money sits
A ₹10,000 monthly SIP over five years
Invested
Value
Gain
XIRR
₹600,000
₹666,528
₹66,528
4.16%
XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has
been invested for a different length of time.
Not investment advice. MF Analyser is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the
portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past
returns do not predict future ones. Generated 13 Nov 2026.
