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MF Analyser

SBI MEDIUM TERM FUND

Regular Plan · Growth · Mutual fund · Scheme code 102053

NAV₹54.8774as on 25 Sep 2026
Fund houseSBI Mutual Fund
CategoryMutual fund
Plan & optionRegular · Growth
History20.5 years

Returns (%)

 1M3M6M1Y3Y5Y7Y10YLaunch
This scheme -0.091.833.60 6.267.256.26 7.067.537.58

Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published NAV history for this scheme.

Risk

 VolatilitySharpeSortinoBetaAlphaMax fallR²
This scheme 3.5% 0.22 0.32 — — -11.9% —

Risk-free rate 6.5%. Beta, alpha and R² are regressed on the — months this scheme and its benchmark share.

Growth of ₹100 since launch

692043394742008201020122014201620182020202220242026MF Analyser

Drawdown from peak (%)

0%-4%-9%-13%2008201020122014201620182020202220242026

Every one-year period it has lived through

WindowsWorstMedianBestPeriods that lost money
943 -8.8% 7.6% 21.0% 3%

Every one-year holding period in this scheme's history, not just the last one — the spread a real investor would have met depending only on when they started.

MF Analyser

SBI MEDIUM TERM FUND

Regular Plan · Growth

Allocation

By asset

Debt89.19%
REITs / InvITs6.50%
Cash & Equivalents3.98%
AIF Units0.33%

By market cap

Mid Cap2.30%
Small Cap2.48%
Unclassified188.62%

Concentration

Number of stocks63
Top 5 stocks24.93%
Top 10 stocks41.27%
Top 20 stocks65.30%
Lines in the filing65
Largest holding6.93%
Largest sectorSovereign 21.82%
Effective stocks36.8
Sectors held21
Cash3.98%

Effective stocks is what the concentration works out to: a fund holding 63 names but most of its money in a few behaves like a fund of 37. Cash includes repo and TREPS, which every fund parks money in overnight.

Sector split

Sovereign — 21.8%CRISIL AA — 15.3%CRISIL AA+ — 7.2%[ICRA]AA+ — 7.2%CRISIL AAA — 6.3%[ICRA]AA- — 4.3%Transport Infrastructure — 4.0%Cash & Equivalents — 4.0%CRISIL AAA(SO) — 3.8%Other — 26.1%Sovereign21.8%CRISIL AA15.3%CRISIL AA+7.2%[ICRA]AA+7.2%CRISIL AAA6.3%[ICRA]AA-4.3%Transport Infrastructure4.0%Cash & Equivalents4.0%CRISIL AAA(SO)3.8%Other26.1%
Sovereign21.82%
CRISIL AA15.30%
CRISIL AA+7.22%
[ICRA]AA+7.22%
CRISIL AAA6.31%
[ICRA]AA-4.25%
Transport Infrastructure4.03%
Cash & Equivalents3.98%
CRISIL AAA(SO)3.75%
CARE AA-3.60%
[ICRA]AA3.47%
CARE AA3.36%
CARE A(CE)3.16%
CRISIL A+2.96%
[ICRA]A-2.77%
Realty2.39%
CRISIL AA-1.15%
CRISIL A1+1.09%
IND AA1.00%
[ICRA]AAA0.76%
MF Analyser

SBI MEDIUM TERM FUND

Regular Plan · Growth · holdings

Top 30 holdings

#CompanySectorShares held Value
₹ cr		% of fund
1 6.94% CGL 2036 Sovereign 45,000,000 450 6.93%
2 6.68% CGL 2040 Sovereign 37,500,000 362 5.58%
3 Godrej Properties Ltd. [ICRA]AA+ 30,000 301 4.64%
4 JSW Kalinga Steel Ltd. CRISIL AA 27,000 279 4.31%
5 Yes Bank Ltd. [ICRA]AA 2,250 225 3.47%
6 Aditya Birla Real Estate Ltd. CRISIL AA 22,000 221 3.40%
7 Renew Solar Energy (Jharkhand Five) Pvt. Ltd. CARE AA 24,000 218 3.36%
8 JTPM Metal Traders Ltd. CRISIL AA 20,000 216 3.32%
9 Renserv Global Pvt Ltd. CARE A(CE) 20,500 205 3.16%
10 Motilal Oswal Finvest Ltd. CRISIL AA+ 20,000 201 3.10%
11 GMR Airports Ltd. CRISIL A+ 18,000 192 2.96%
12 Kogta Financial (India) Ltd. CARE AA- 18,500 184 2.83%
13 Gaursons India Pvt. Ltd. [ICRA]A- 18,000 180 2.77%
14 H.G. Infra Engineering Ltd. [ICRA]AA- 18,000 178 2.74%
15 Bharti Telecom Ltd. CRISIL AAA 15,000 152 2.34%
16 Cube Highways Trust Transport Infrastructure 9,400,000 148 2.28%
17 Net Receivable / Payable Unclassified — 142 2.21%
18 Tata Power Renewable Energy Ltd. (Guaranteed by Tata Power Ltd.) [ICRA]AA+ 14,000 142 2.19%
19 6.48% CGL 2035 Sovereign 14,500,000 141 2.17%
20 Siddhivinayak Securitisation Trust (Obligor - Digital Fibre Infrastructure Trust) CRISIL AAA(SO) 125 122 1.88%
21 Shivshakti Securitisation Trust (Obligor - Digital Fibre Infrastructure Trust) CRISIL AAA(SO) 125 121 1.87%
22 7.64% State Government of Rajasthan 2036 Sovereign 11,500,000 115 1.77%
23 TREPS Unclassified — 115 1.77%
24 Kotak Mahindra Prime Ltd. CRISIL AAA 9,000 90 1.39%
25 7.74% State Government of Tamil Nadu 2036 Sovereign 7,500,000 76 1.16%
26 Embassy Office Parks Reit Realty 1,700,000 75 1.15%
27 Muthoot Finance Ltd. CRISIL AA+ 7,500 75 1.15%
28 Chalet Hotels Ltd. CRISIL AA- 7,500 75 1.15%
29 LIC Housing Finance Ltd. CRISIL AAA 750 74 1.14%
30 Tata Power Company Ltd. CRISIL AA+ 7,500 74 1.14%
MF Analyser

SBI MEDIUM TERM FUND

Regular Plan · Growth · where the money sits

What the manager did last month

Between the filings of 30 Jun 2026 and 31 Jul 2026. A position grows because the manager bought or because the price rose; only the share count separates them.

BoughtSoldNew positionsSold out ofPrice move of holdings
₹0 cr ₹1 cr 0 0 +1.11%
StockShares tradedShares PriceValue
₹ cr
Trimmed
Capital Infra Trust 100,000 -10.0% +0.5% 0.7
Not equityPrevious filingThis filingChange
Cash, repo and TREPS ₹0 cr ₹0 cr +₹0 cr
Debt: bills, CDs and commercial paper ₹5,822 cr ₹5,891 cr +₹69 cr

The list above is stocks and fund units. Treasury bills, repo and money-market lines roll over every month by design — they are not decisions, so they are totalled here rather than listed as activity.

A ₹10,000 monthly SIP over five years

InvestedValueGainXIRR
₹600,000 ₹715,130 ₹115,130 6.96%

XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has been invested for a different length of time.

Not investment advice. InvestVerdict is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past returns do not predict future ones. Generated 26 Sep 2026.