Regular Plan · IDCW · Gilt Funds · Scheme code 102509
NAV₹39.3800as on 25 Sep 2026
Fund houseUTI Mutual Fund
CategoryGilt Funds
Plan & optionRegular · IDCW
History20.5 years
Returns (%)
1M
3M
6M
1Y
3Y
5Y
7Y
10Y
Launch
This scheme
-0.64
0.55
2.25
4.07
5.19
4.73
5.35
6.37
6.71
Gilt Funds category median
—
—
—
2.79
5.88
5.18
—
6.37
—
Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published
NAV history for this scheme.
Risk
Volatility
Sharpe
Sortino
Beta
Alpha
Max fall
R²
This scheme
4.5%
-0.29
-0.42
—
—
-16.8%
—
Risk-free rate 6.5%. Beta, alpha and R² are regressed on the
— months this scheme and its benchmark share.
Growth of ₹100 since launch
Drawdown from peak (%)
Every one-year period it has lived through
Windows
Worst
Median
Best
Periods that lost money
940
-14.6%
6.3%
25.0%
5%
Every one-year holding period in this scheme's history, not just the last one — the
spread a real investor would have met depending only on when they started.
UTI - Gilt Fund
Regular Plan · IDCW
Allocation
By asset
Debt
92.79%
Cash & Equivalents
6.80%
By market cap
Unclassified
92.79%
Concentration
Number of stocks
7
Top 5 stocks
89.55%
Top 10 stocks
92.79%
Top 20 stocks
92.79%
Lines in the filing
8
Largest holding
45.44%
Largest sector
SOV 92.79%
Effective stocks
3.6
Sectors held
1
Cash
6.80%
Effective stocks is what the concentration works out to: a fund holding
7 names but most of its money in a few
behaves like a fund of 4. Cash includes repo and TREPS, which
every fund parks money in overnight.
Sector split
SOV
92.79%
Cash & Equivalents
6.80%
UTI - Gilt Fund
Regular Plan · IDCW · holdings
Top 30 holdings
#
Company
Sector
Shares held
Value ₹ cr
% of fund
1
6.90% GSEC MAT - 15/04/2065
SOV
2,100,000,000
—
45.44%
2
6.79% NI GSEC MAT 15/05/2027
SOV
1,000,000,000
—
23.99%
3
7.24% GSEC MAT- 18/08/2055
SOV
400,000,000
—
9.18%
4
364 DAYS T-BILL - 04/03/2027
SOV
316,050,000
—
7.33%
5
NET CURRENT ASSETS
Unclassified
—
—
6.80%
6
7.18% TN SDL 26/07/2027
SOV
150,000,000
—
3.61%
7
07.30% UTTARAKHAND SGS Mat - 01/10/2032
SOV
85,730,000
—
2.03%
8
7.77% ANDHRA PRADESH SGS - 10/01/2028
SOV
50,000,000
—
1.21%
UTI - Gilt Fund
Regular Plan · IDCW · where the money sits
A ₹10,000 monthly SIP over five years
Invested
Value
Gain
XIRR
₹600,000
₹680,828
₹80,828
5.00%
XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has
been invested for a different length of time.
Not investment advice. InvestVerdict is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the
portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past
returns do not predict future ones. Generated 26 Sep 2026.
