Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published
NAV history for this scheme.
Risk
Volatility
Sharpe
Sortino
Beta
Alpha
Max fall
R²
This scheme
0.2%
1.98
6.16
—
—
-0.2%
—
Risk-free rate 6.5%. Beta, alpha and R² are regressed on the
— months this scheme and its benchmark share.
Growth of ₹100 since launch
Every one-year period it has lived through
Windows
Worst
Median
Best
Periods that lost money
1,277
3.2%
7.2%
9.8%
0%
Every one-year holding period in this scheme's history, not just the last one — the
spread a real investor would have met depending only on when they started.
SBI LIQUID FUND
Regular Plan · Growth
Allocation
By asset
Debt
95.37%
Cash & Equivalents
3.98%
REITs / InvITs
0.43%
AIF Units
0.22%
By market cap
Unclassified
96.34%
Concentration
Number of stocks
156
Top 5 stocks
17.40%
Top 10 stocks
27.11%
Top 20 stocks
41.93%
Lines in the filing
158
Largest holding
7.04%
Largest sector
CRISIL A1+ 61.06%
Effective stocks
67.4
Sectors held
7
Cash
3.66%
Effective stocks is what the concentration works out to: a fund holding
156 names but most of its money in a few
behaves like a fund of 67. Cash includes repo and TREPS, which
every fund parks money in overnight.
Sector split
CRISIL A1+
61.06%
Sovereign
16.99%
[ICRA]A1+
12.27%
IND A1+
5.02%
Cash & Equivalents
3.66%
CRISIL AAA
0.56%
CDMDF
0.22%
[ICRA]AAA
0.22%
SBI LIQUID FUND
Regular Plan · Growth · holdings
Top 30 holdings
#
Company
Sector
Shares held
Value ₹ cr
% of fund
1
91 DAY T-BILL 10.09.26
Sovereign
650,000,000
6,492
7.04%
2
TREPS
Unclassified
—
3,327
3.61%
3
HDFC Bank Ltd.
CRISIL A1+
50,000
2,469
2.68%
4
Punjab National Bank
CRISIL A1+
50,000
2,468
2.68%
5
National Bank for Agriculture and Rural Development
CRISIL A1+
49,000
2,422
2.63%
6
Canara Bank
CRISIL A1+
44,000
2,183
2.37%
7
Small Industries Development Bank of India
CRISIL A1+
40,000
1,980
2.15%
8
HDFC Bank Ltd.
CRISIL A1+
36,000
1,798
1.95%
9
91 DAY T-BILL 24.09.26
Sovereign
175,000,000
1,745
1.89%
10
91 DAY T-BILL 15.10.26
Sovereign
175,000,000
1,739
1.89%
11
91 DAY T-BILL 05.11.26
Sovereign
170,000,000
1,684
1.83%
12
National Bank for Agriculture and Rural Development
CRISIL A1+
31,500
1,574
1.71%
13
Interise Trust
[ICRA]A1+
30,000
1,500
1.63%
14
Bank of Baroda
IND A1+
30,000
1,497
1.62%
15
Union Bank of India
[ICRA]A1+
30,000
1,488
1.61%
16
Bank of Baroda
IND A1+
30,000
1,483
1.61%
17
HDFC Bank Ltd.
CRISIL A1+
28,000
1,384
1.50%
18
L&T Metro Rail (Hyderabad) Ltd.
CRISIL A1+
26,300
1,310
1.42%
19
Union Bank of India
[ICRA]A1+
25,000
1,241
1.35%
20
Tata Steel Ltd.
[ICRA]A1+
24,000
1,192
1.29%
21
HDFC Bank Ltd.
CRISIL A1+
20,000
992
1.08%
22
182 DAY T-BILL 10.09.26
Sovereign
100,000,000
999
1.08%
23
Punjab National Bank
CRISIL A1+
20,000
997
1.08%
24
Titan Company Ltd.
[ICRA]A1+
20,000
988
1.07%
25
Central Bank of India
CRISIL A1+
20,000
988
1.07%
26
Punjab & Sind Bank
[ICRA]A1+
20,000
985
1.07%
27
364 DAY T-BILL 08.10.26
Sovereign
92,500,000
920
1.00%
28
IDFC First Bank Ltd.
CRISIL A1+
18,500
924
1.00%
29
HDFC Bank Ltd.
CRISIL A1+
15,500
773
0.84%
30
Punjab National Bank
CRISIL A1+
15,000
746
0.81%
SBI LIQUID FUND
Regular Plan · Growth · where the money sits
What the manager did last month
Between the filings of 31 Jul 2026 and 31 Aug 2026.
A position grows because the manager bought or because the price rose; only the share count separates them.
Bought
Sold
New positions
Sold out of
Price move of holdings
₹0 cr
₹0 cr
1
0
+0.42%
Stock
Shares traded
Shares
Price
Value ₹ cr
New position
Embassy Office Parks Reit
8,000
entered
—
395
Not equity
Previous filing
This filing
Change
Cash, repo and TREPS
₹149 cr
₹299 cr
+₹150 cr
Debt: bills, CDs and commercial paper
₹89,328 cr
₹87,939 cr
−₹1,389 cr
The list above is stocks and fund units. Treasury bills, repo and money-market
lines roll over every month by design — they are not decisions, so they are totalled here rather
than listed as activity.
A ₹10,000 monthly SIP over five years
Invested
Value
Gain
XIRR
₹600,000
₹709,116
₹109,116
6.62%
XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has
been invested for a different length of time.
Not investment advice. InvestVerdict is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the
portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past
returns do not predict future ones. Generated 25 Sep 2026.
