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MF Analyser

SBI LIQUID FUND

Regular Plan · Growth · Liquid Funds · Scheme code 105280

NAV₹4,433.4006as on 11 Nov 2026
Fund houseSBI Mutual Fund
CategoryLiquid Funds
Plan & optionRegular · Growth
History19.6 years

Returns (%)

 1M3M6M1Y3Y5Y7Y10YLaunch
This scheme 0.491.493.20 6.426.766.30 5.595.976.87
Liquid Funds
category median		 ——— 6.376.766.29 —6.03—

Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published NAV history for this scheme.

Risk

 VolatilitySharpeSortinoBetaAlphaMax fallR²
This scheme 0.3% 0.97 1.39 — — -0.2% —

Risk-free rate 6.5%. Beta, alpha and R² are regressed on the — months this scheme and its benchmark share.

Growth of ₹100 since launch

791822863902008201020122014201620182020202220242026MF Analyser

Every one-year period it has lived through

WindowsWorstMedianBestPeriods that lost money
6,801 3.2% 7.1% 9.8% 0%

Every one-year holding period in this scheme's history, not just the last one — the spread a real investor would have met depending only on when they started.

MF Analyser

SBI LIQUID FUND

Regular Plan · Growth

Allocation

By asset

Debt98.52%
Cash & Equivalents0.71%
REITs / InvITs0.51%
AIF Units0.26%

By market cap

Unclassified100.60%

Concentration

Number of stocks123
Top 5 stocks15.84%
Top 10 stocks28.46%
Top 20 stocks45.34%
Lines in the filing124
Largest holding3.47%
Largest sectorCRISIL A1+ 66.51%
Effective stocks64.0
Sectors held6
Cash-0.60%

Effective stocks is what the concentration works out to: a fund holding 123 names but most of its money in a few behaves like a fund of 64. Cash includes repo and TREPS, which every fund parks money in overnight.

Sector split

CRISIL A1+ — 66.5%[ICRA]A1+ — 15.9%Sovereign — 13.9%IND A1+ — 3.7%Other — 0.6%CRISIL A1+66.5%[ICRA]A1+15.9%Sovereign13.9%IND A1+3.7%Other0.6%
CRISIL A1+66.51%
[ICRA]A1+15.90%
Sovereign13.87%
IND A1+3.68%
CRISIL AAA0.38%
CDMDF0.26%
MF Analyser

SBI LIQUID FUND

Regular Plan · Growth · holdings as on 30 Sep 2026

Top 30 holdings

#CompanySectorShares held Value
₹ cr		% of fund
1 91 DAY T-BILL 05.11.26 Sovereign 270,000,000 2,686 3.47%
2 Punjab National Bank CRISIL A1+ 50,000 2,482 3.20%
3 HDFC Bank Ltd. CRISIL A1+ 50,000 2,483 3.20%
4 National Bank for Agriculture and Rural Development CRISIL A1+ 49,000 2,435 3.14%
5 Canara Bank CRISIL A1+ 44,000 2,195 2.83%
6 364 DAY T-BILL 12.11.26 Sovereign 207,000,000 2,058 2.66%
7 Union Bank of India [ICRA]A1+ 40,000 1,988 2.57%
8 Reliance Retail Ventures Ltd. CRISIL A1+ 40,000 1,991 2.57%
9 Small Industries Development Bank of India CRISIL A1+ 40,000 1,991 2.57%
10 91 DAY T-BILL 15.10.26 Sovereign 175,000,000 1,747 2.25%
11 Union Bank of India [ICRA]A1+ 30,000 1,496 1.93%
12 Bank of Baroda IND A1+ 30,000 1,491 1.92%
13 HDFC Bank Ltd. CRISIL A1+ 30,000 1,487 1.92%
14 Bank of India CRISIL A1+ 30,000 1,484 1.91%
15 HDFC Bank Ltd. CRISIL A1+ 28,000 1,392 1.80%
16 91 DAY T-BILL 12.11.26 Sovereign 129,500,000 1,287 1.66%
17 Union Bank of India [ICRA]A1+ 25,000 1,248 1.61%
18 Tata Steel Ltd. [ICRA]A1+ 24,000 1,198 1.55%
19 Bharat Petroleum Corporation Ltd. CRISIL A1+ 20,000 996 1.29%
20 HDFC Bank Ltd. CRISIL A1+ 20,000 998 1.29%
21 NTPC Ltd. CRISIL A1+ 20,000 997 1.29%
22 Bank of India CRISIL A1+ 20,000 998 1.29%
23 Titan Company Ltd. [ICRA]A1+ 20,000 994 1.28%
24 ICICI Securities Ltd. CRISIL A1+ 20,000 995 1.28%
25 Reliance Retail Ventures Ltd. CRISIL A1+ 20,000 994 1.28%
26 ICICI Securities Ltd. CRISIL A1+ 20,000 990 1.28%
27 Punjab & Sind Bank [ICRA]A1+ 20,000 990 1.28%
28 Central Bank of India CRISIL A1+ 20,000 993 1.28%
29 Bank of Baroda IND A1+ 20,000 995 1.28%
30 Central Bank of India CRISIL A1+ 20,000 988 1.27%
MF Analyser

SBI LIQUID FUND

Regular Plan · Growth · where the money sits

What the manager did last month

Between the filings of 31 Aug 2026 and 30 Sep 2026. A position grows because the manager bought or because the price rose; only the share count separates them.

BoughtSoldNew positionsSold out ofPrice move of holdings
₹0 cr ₹0 cr 0 0 +0.47%
StockShares tradedShares PriceValue
₹ cr
New position
Reverse Repo — entered — 710
TREPS — entered — 300
Sold out of
TREPS — exited — 299
Not equityPrevious filingThis filingChange
Cash, repo and TREPS ₹299 cr ₹1,010 cr +₹711 cr
Debt: bills, CDs and commercial paper ₹87,939 cr ₹76,359 cr −₹11,579 cr

The list above is stocks and fund units. Treasury bills, repo and money-market lines roll over every month by design — they are not decisions, so they are totalled here rather than listed as activity.

A ₹10,000 monthly SIP over five years

InvestedValueGainXIRR
₹600,000 ₹709,022 ₹109,022 6.61%

XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has been invested for a different length of time.

Not investment advice. MF Analyser is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past returns do not predict future ones. Generated 12 Nov 2026.