UTI Short Term Fund

Regular Plan · Growth · Mutual fund · Scheme code 106624

NAV₹33.7115as on 24 Sep 2026

Fund houseUTI Mutual Fund

CategoryMutual fund

Plan & optionRegular · Growth

History19.0 years

Returns (%)

	1M	3M	6M	1Y	3Y	5Y	7Y	10Y	Launch
This scheme	-0.08	1.18	2.62	4.96	6.85	6.95	7.20	5.87	6.60

Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published NAV history for this scheme.

Risk

	Volatility	Sharpe	Sortino	Beta	Alpha	Max fall	R²
This scheme	2.9%	0.12	0.13	—	—	-13.2%	—

Risk-free rate 6.5%. Beta, alpha and R² are regressed on the — months this scheme and its benchmark share.

Growth of ₹100 since launch

Drawdown from peak (%)

Every one-year period it has lived through

Windows	Worst	Median	Best	Periods that lost money
837	-6.6%	7.8%	13.1%	9%

Every one-year holding period in this scheme's history, not just the last one — the spread a real investor would have met depending only on when they started.

UTI Short Term Fund

Regular Plan · Growth

Allocation

By asset

Debt	94.60%
Cash & Equivalents	5.38%

By market cap

Unclassified	94.60%

Concentration

Number of stocks	44
Top 5 stocks	23.26%
Top 10 stocks	39.07%
Top 20 stocks	63.75%
Lines in the filing	46

Largest holding	6.13%
Largest sector	CRISIL-AAA 51.38%
Effective stocks	36.4
Sectors held	11
Cash	5.38%

Effective stocks is what the concentration works out to: a fund holding 44 names but most of its money in a few behaves like a fund of 36. Cash includes repo and TREPS, which every fund parks money in overnight.

Sector split

CRISIL-AAA	51.38%
SOV	12.60%
ICRA-AAA	7.37%
Cash & Equivalents	5.38%
CRISIL-AA+	4.85%
CRISIL-A1+	4.78%
ICRA-AA	4.40%
ICRA-AA+	3.44%
CRISIL-AAA(SO)	2.41%
IND-AAA(SO)	1.69%
CARE-AA+	1.23%
-	0.45%

UTI Short Term Fund

Regular Plan · Growth · holdings

Top 30 holdings

#	Company	Sector	Shares held	Value ₹ cr	% of fund
1	NCD EXPORT IMPORT BANK OF INDIA	CRISIL-AAA	12,500	—	6.13%
2	NET CURRENT ASSETS	Unclassified	—	—	5.37%
3	NCD NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT	CRISIL-AAA	10,000	—	4.91%
4	NCD VEDANTA LTD	CRISIL-AA+	9,800	—	4.85%
5	NCD LIC HOUSING FINANCE LTD.	CRISIL-AAA	7,500	—	3.69%
6	NCD SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA	CRISIL-AAA	7,500	—	3.68%
7	NCD 360 ONE PRIME LTD	ICRA-AA	7,500	—	3.67%
8	NCD POONAWALLA FINCORP LTD.	CRISIL-AAA	7,500	—	3.67%
9	NCD PIRAMAL FINANCE LIMITED	ICRA-AA+	7,000	—	3.44%
10	07.18% GSEC MAT -14/08/2033	SOV	500,000,000	—	2.52%
11	NCD REC LTD	CRISIL-AAA	500	—	2.51%
12	NCD LIC HOUSING FINANCE LTD.	CRISIL-AAA	500	—	2.51%
13	NCD POWER FINANCE CORPORATION LTD.	CRISIL-AAA	5,000	—	2.48%
14	NCD INDIAN RAILWAY FINANCE CORPORATION LIMITED	CRISIL-AAA	5,000	—	2.48%
15	06.94% GSEC Mat- 11/05/2036	SOV	500,000,000	—	2.47%
16	NCD NATIONAL HOUSING BANK	CRISIL-AAA	5,000	—	2.46%
17	NCD NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT	ICRA-AAA	5,000	—	2.46%
18	NCD SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA	CRISIL-AAA	5,000	—	2.46%
19	NCD REC LTD	ICRA-AAA	5,000	—	2.46%
20	NCD SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA	CRISIL-AAA	5,000	—	2.45%
21	NCD BAJAJ HOUSING FINANCE LTD	CRISIL-AAA	5,000	—	2.45%
22	NCD EXPORT IMPORT BANK OF INDIA	ICRA-AAA	5,000	—	2.45%
23	6.28% GSEC MAT- 14/07/2032	SOV	500,000,000	—	2.42%
24	07.80% XIRR PTC- SIDDHIVINAYAK SECURITISATION TRUST-28/09/2030	CRISIL-AAA(SO)	50	—	2.41%
25	CD - AXIS BANK - 07/12/2026	CRISIL-A1+	500,000,000	—	2.39%
26	CD - INDUS IND BANK - 07/12/2026	CRISIL-A1+	500,000,000	—	2.39%
27	08.20% PTC- INDIA UNIVERSAL TRUST AL1-SERIES A3	IND-AAA(SO)	30	—	1.27%
28	NCD NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT	CRISIL-AAA	2,500	—	1.23%
29	7.54% MAHARASHTRA SGS Mat - 04/02/2037	SOV	250,000,000	—	1.23%
30	7.57% UTTARPRADESH SGS Mat - 04/02/2036	SOV	250,000,000	—	1.23%

UTI Short Term Fund

Regular Plan · Growth · where the money sits

A ₹10,000 monthly SIP over five years

Invested	Value	Gain	XIRR
₹600,000	₹707,099	₹107,099	6.51%

XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has been invested for a different length of time.

Not investment advice. InvestVerdict is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past returns do not predict future ones. Generated 25 Sep 2026.