Nippon India Liquid Fund

Regular Plan · QUARTERLY IDCW OPTION · Liquid Funds · Scheme code 112340

NAV₹1,005.0040as on 27 Sep 2026

Fund houseNippon India Mutual Fund

CategoryLiquid Funds

Plan & optionRegular · QUARTERLY IDCW OPTION

History16.7 years

Returns (%)

	1M	3M	6M	1Y	3Y	5Y	7Y	10Y	Launch
This scheme	0.51	-0.17	0.13	0.20	0.00	0.18	0.00	-0.01	-4.55
Liquid Funds category median	—	—	—	6.35	6.79	6.22	—	6.04	—

Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published NAV history for this scheme.

Risk

	Volatility	Sharpe	Sortino	Beta	Alpha	Max fall	R²
This scheme	13.9%	-0.47	-0.47	—	—	-55.5%	—

Risk-free rate 6.5%. Beta, alpha and R² are regressed on the — months this scheme and its benchmark share.

Growth of ₹100 since launch

Drawdown from peak (%)

Every one-year period it has lived through

Windows	Worst	Median	Best	Periods that lost money
876	-2.0%	0.0%	2.4%	49%

Every one-year holding period in this scheme's history, not just the last one — the spread a real investor would have met depending only on when they started.

Nippon India Liquid Fund

Regular Plan · QUARTERLY IDCW OPTION

Allocation

By asset

Debt	95.57%
Cash & Equivalents	3.74%
REITs / InvITs	0.46%
AIF Units	0.23%

By market cap

Concentration

Number of stocks	164
Top 5 stocks	12.50%
Top 10 stocks	20.97%
Top 20 stocks	33.24%
Lines in the filing	168

Largest holding	2.89%
Largest sector	CRISIL A1+ 48.62%
Effective stocks	98.5
Sectors held	7
Cash	3.74%

Effective stocks is what the concentration works out to: a fund holding 164 names but most of its money in a few behaves like a fund of 99. Cash includes repo and TREPS, which every fund parks money in overnight.

Sector split

CRISIL A1+	48.62%
ICRA A1+	16.87%
Unclassified	12.76%
CARE A1+	12.35%
Cash & Equivalents	3.74%
FITCH A1+	3.13%
CRISIL AAA	1.31%
SOVEREIGN	1.22%

Nippon India Liquid Fund

Regular Plan · QUARTERLY IDCW OPTION · holdings

Top 30 holdings

#	Company	Sector	Shares held	Value ₹ cr	% of fund
1	91 Days Tbill	Unclassified	125,000,000	1,247	2.89%
2	91 Days Tbill	Unclassified	117,000,000	1,162	2.69%
3	Small Industries Dev Bank of India	CRISIL A1+	23,000	1,146	2.66%
4	Reliance Retail Ventures Limited	CRISIL A1+	20,000	997	2.31%
5	Triparty Repo	Unclassified	—	917	2.13%
6	HDFC Bank Limited	CARE A1+	17,000	841	1.95%
7	National Bank For Agriculture and Rural Development	ICRA A1+	15,000	749	1.74%
8	HDFC Bank Limited	CARE A1+	15,000	746	1.73%
9	National Bank For Agriculture and Rural Development	CRISIL A1+	15,000	746	1.73%
10	National Bank For Agriculture and Rural Development	CRISIL A1+	14,500	714	1.65%
11	91 Days Tbill	Unclassified	70,000,000	697	1.62%
12	Reverse Repo	Unclassified	—	670	1.56%
13	91 Days Tbill	Unclassified	62,000,000	617	1.43%
14	Hindustan Petroleum Corporation Limited	CRISIL A1+	12,000	592	1.37%
15	91 Days Tbill	Unclassified	59,500,000	590	1.37%
16	Can Fin Homes Limited	ICRA A1+	10,000	500	1.16%
17	Punjab National Bank	FITCH A1+	10,000	499	1.16%
18	The Federal Bank Limited	CRISIL A1+	10,000	499	1.16%
19	HDFC Bank Limited	CARE A1+	10,000	499	1.16%
20	Export Import Bank of India	CRISIL A1+	10,000	498	1.16%
21	Small Industries Dev Bank of India	CRISIL A1+	10,000	498	1.15%
22	NTPC Limited	CRISIL A1+	10,000	494	1.15%
23	National Bank For Agriculture and Rural Development	CRISIL A1+	10,000	494	1.15%
24	Indian Overseas Bank	CARE A1+	10,000	497	1.15%
25	Union Bank of India	ICRA A1+	10,000	497	1.15%
26	Union Bank of India	ICRA A1+	10,000	496	1.15%
27	Union Bank of India	ICRA A1+	10,000	496	1.15%
28	Export Import Bank of India	CRISIL A1+	10,000	494	1.15%
29	Bajaj Housing Finance Limited	CRISIL A1+	10,000	496	1.15%
30	NTPC Limited	CRISIL A1+	10,000	497	1.15%

Nippon India Liquid Fund

Regular Plan · QUARTERLY IDCW OPTION · where the money sits

What the manager did last month

Between the filings of 15 Jul 2026 and 31 Jul 2026. A position grows because the manager bought or because the price rose; only the share count separates them.

Bought	Sold	New positions	Sold out of	Price move of holdings
₹204 cr	₹827 cr	21	24	+0.29%

Stock	Shares traded	Shares	Price	Value ₹ cr
New position
91 Days Tbill	110,000,000	entered	—	1,087
HDFC Bank Limited	15,000	entered	—	742
Triparty Repo	—	entered	—	514
Union Bank of India	10,000	entered	—	493
Bajaj Housing Finance Limited	10,000	entered	—	492
Union Bank of India	10,000	entered	—	492
91 Days Tbill	47,500,000	entered	—	469
Indian Bank	4,000	entered	—	198
Added to
Punjab National Bank	3,800	+760.0%	+0.3%	189
6.97% Government of India	1,500,000	+6.0%	-0.1%	15.0
Trimmed
HDFC Securities Limited	4,500	-90.0%	+0.3%	224
182 Days Tbill	15,500,000	-51.7%	+0.2%	155
HDFC Securities Limited	3,000	-75.0%	+0.3%	149
Central Bank of India	2,000	-25.0%	+0.3%	99.3
HSBC InvestDirect Financial Services (India) Limited	1,500	-33.3%	+0.3%	74.5
DSP Finance Private Limited	1,000	-50.0%	+0.3%	49.9
Small Industries Dev Bank of India	1,000	-4.2%	+0.3%	49.6
Central Bank of India	500	-5.0%	+0.3%	24.8
Sold out of
91 Days Tbill	95,000,000	exited	—	949
182 Days Tbill	71,000,000	exited	—	709
182 Days Tbill	50,000,000	exited	—	499
Canara Bank	10,000	exited	—	497
National Bank For Financing Infrastructure And Development	9,000	exited	—	449
Union Bank of India	9,000	exited	—	447
364 Days Tbill	30,000,000	exited	—	299
Godrej Consumer Products Limited	6,000	exited	—	299

The list above is stocks and fund units. Treasury bills, repo and money-market lines roll over every month by design — they are not decisions, so they are totalled here rather than listed as activity.

A ₹10,000 monthly SIP over five years

Invested	Value	Gain	XIRR
₹600,000	₹604,376	₹4,376	0.29%

XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has been invested for a different length of time.

Not investment advice. InvestVerdict is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past returns do not predict future ones. Generated 27 Sep 2026.