UTI Dynamic Term Fund

Regular Plan · Growth · Mutual fund · Scheme code 113077

NAV₹32.4899as on 25 Sep 2026

Fund houseUTI Mutual Fund

CategoryMutual fund

Plan & optionRegular · Growth

History16.2 years

Returns (%)

	1M	3M	6M	1Y	3Y	5Y	7Y	10Y	Launch
This scheme	-0.34	0.85	2.23	4.49	6.39	8.68	7.26	6.07	7.52

Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published NAV history for this scheme.

Risk

	Volatility	Sharpe	Sortino	Beta	Alpha	Max fall	R²
This scheme	3.7%	-0.03	-0.05	—	—	-8.4%	—

Risk-free rate 6.5%. Beta, alpha and R² are regressed on the — months this scheme and its benchmark share.

Growth of ₹100 since launch

Drawdown from peak (%)

Every one-year period it has lived through

Windows	Worst	Median	Best	Periods that lost money
735	-6.5%	7.9%	19.2%	6%

Every one-year holding period in this scheme's history, not just the last one — the spread a real investor would have met depending only on when they started.

UTI Dynamic Term Fund

Regular Plan · Growth

Allocation

By asset

Debt	95.62%
Cash & Equivalents	4.24%

By market cap

Unclassified	189.50%

Concentration

Number of stocks	18
Top 5 stocks	53.29%
Top 10 stocks	80.64%
Top 20 stocks	95.62%
Lines in the filing	19

Largest holding	28.29%
Largest sector	SOV 34.18%
Effective stocks	8.7
Sectors held	6
Cash	4.24%

Effective stocks is what the concentration works out to: a fund holding 18 names but most of its money in a few behaves like a fund of 9. Cash includes repo and TREPS, which every fund parks money in overnight.

Sector split

SOV	34.18%
CRISIL-AAA	31.20%
ICRA-AAA	11.24%
ICRA-AA+	9.91%
CRISIL-AA+	8.71%
Cash & Equivalents	4.24%
-	0.38%

UTI Dynamic Term Fund

Regular Plan · Growth · holdings

Top 30 holdings

#	Company	Sector	Shares held	Value ₹ cr	% of fund
1	6.90% GSEC MAT - 15/04/2065	SOV	1,250,000,000	—	28.29%
2	NCD BHARTI TELECOM LTD.	CRISIL-AAA	2,500	—	6.26%
3	NCD JAMNAGAR UTILITIES AND POWER PRIVATE LIMITED	CRISIL-AAA	2,500	—	6.25%
4	NCD MAHINDRA RURAL HOUSING FINANCE LTD	CRISIL-AAA	2,500	—	6.25%
5	NCD REC LTD	ICRA-AAA	2,500	—	6.24%
6	NCD INDIGRID INFRASTRUCTURE TRUST	CRISIL-AAA	250	—	6.23%
7	NCD NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT	CRISIL-AAA	2,500	—	6.21%
8	NCD CANFIN HOMES LTD.	ICRA-AAA	2,000	—	5.00%
9	NCD CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LIMITED	ICRA-AA+	2,000	—	4.96%
10	NCD TORRENT PHARMACEUTICALS LTD.	ICRA-AA+	2,000	—	4.95%
11	NET CURRENT ASSETS	Unclassified	—	—	4.24%
12	7.24% GSEC MAT- 18/08/2055	SOV	150,000,000	—	3.60%
13	NCD MANKIND PHARMA LTD	CRISIL-AA+	1,000	—	2.50%
14	NCD MUTHOOT FINANCE LTD	CRISIL-AA+	1,000	—	2.48%
15	NCD MUTHOOT FINANCE LTD	CRISIL-AA+	1,000	—	2.48%
16	07.30% UTTARAKHAND SGS Mat - 01/10/2032	SOV	85,720,000	—	2.12%
17	NCD MANKIND PHARMA LTD	CRISIL-AA+	500	—	1.25%
18	CORPORATE DEBT MARKET DEVT FUND - A2 UNITS	-	1,263	—	0.38%
19	06.48% GSEC Mat- 06/10/2035	SOV	6,970,000	—	0.17%

UTI Dynamic Term Fund

Regular Plan · Growth · where the money sits

A ₹10,000 monthly SIP over five years

Invested	Value	Gain	XIRR
₹600,000	₹704,963	₹104,963	6.39%

XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has been invested for a different length of time.

Not investment advice. InvestVerdict is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past returns do not predict future ones. Generated 26 Sep 2026.