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MF Analyser

Union Flexi Cap Fund

Regular Plan · IDCW Option · Flexi Cap · Scheme code 115290

NAV₹28.7700as on 25 Sep 2026
Fund houseUnion Mutual Fund
CategoryFlexi Cap
Plan & optionRegular · IDCW Option
History15.2 years

Returns (%)

 1M3M6M1Y3Y5Y7Y10YLaunch
This scheme -3.77-10.67-5.87 -12.854.525.84 13.337.317.12
Nifty 500
benchmark		 0.874.312.15 5.2012.4911.41 ——15.49
Flexi Cap
category median		 ——— 1.2910.509.62 —12.53—

Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published NAV history for this scheme.

Risk

 VolatilitySharpeSortinoBetaAlphaMax fallR²
This scheme 16.1% -0.12 -0.16 0.94 -1.01% -45.8% 91.49
Nifty 500
benchmark		 17.2%0.35 0.47—— -37.3%—

Risk-free rate 6.5%. Beta, alpha and R² are regressed on the 83 months this scheme and its benchmark share.

Growth of ₹100 since launch

6416025635220122014201620182020202220242026MF Analyser

Drawdown from peak (%)

0%-14%-28%-43%20122014201620182020202220242026

Every one-year period it has lived through

WindowsWorstMedianBestPeriods that lost money
701 -29.5% 6.0% 80.3% 30%

Every one-year holding period in this scheme's history, not just the last one — the spread a real investor would have met depending only on when they started.

How it behaves against its benchmark

Up captureDown captureCorrelation Tracking errorInformation ratioTreynor
91% 92% 0.96 5.3% -0.29 7.42

Up capture is how much of the benchmark's gain this scheme kept in the months the benchmark rose; down capture, how much of its fall it took. Below 100 on the down side and above it on the up side is the combination every fund is trying for and few reach. Measured over the 83 months this scheme and Nifty 500 share.

MF Analyser

Union Flexi Cap Fund

Regular Plan · IDCW Option

Allocation

By asset

Equity97.54%
Cash & Equivalents2.38%
Debt0.08%

By market cap

Concentration

Number of stocks74
Top 5 stocks20.05%
Top 10 stocks30.88%
Top 20 stocks48.40%
Lines in the filing76
Largest holding6.58%
Largest sectorBanks 20.10%
Effective stocks51.3
Sectors held34
Cash2.38%

Effective stocks is what the concentration works out to: a fund holding 74 names but most of its money in a few behaves like a fund of 51. Cash includes repo and TREPS, which every fund parks money in overnight.

Sector split

Banks — 20.1%Pharmaceuticals & Biotechnology — 9.5%Finance — 6.8%Retailing — 5.3%IT - Software — 5.1%Auto Components — 5.0%Electrical Equipment — 3.8%Transport Services — 3.7%Automobiles — 3.6%Other — 37.3%Banks20.1%Pharmaceuticals & Biotech…9.5%Finance6.8%Retailing5.3%IT - Software5.1%Auto Components5.0%Electrical Equipment3.8%Transport Services3.7%Automobiles3.6%Other37.3%
Banks20.10%
Pharmaceuticals & Biotechnology9.52%
Finance6.75%
Retailing5.25%
IT - Software5.06%
Auto Components4.95%
Electrical Equipment3.77%
Transport Services3.69%
Automobiles3.61%
Chemicals & Petrochemicals3.31%
Consumer Durables2.68%
Healthcare Services2.67%
Telecom - Services2.55%
Cash & Equivalents2.38%
Industrial Products2.33%
Capital Markets2.21%
Construction2.14%
Financial Technology (Fintech)2.10%
Power1.81%
Realty1.62%
MF Analyser

Union Flexi Cap Fund

Regular Plan · IDCW Option · holdings

Top 30 holdings

#CompanySectorShares held Value
₹ cr		% of fund
1 ICICI Bank Ltd. Banks 1,110,000 161 6.58%
2 HDFC Bank Ltd. Banks 1,300,000 92 3.76%
3 Axis Bank Ltd. Banks 690,000 90 3.66%
4 State Bank of India Banks 810,000 86 3.50%
5 TREPS Unclassified — 78 3.20%
6 Bharti Airtel Ltd. Telecom - Services 345,000 63 2.55%
7 Ather Energy Ltd. Automobiles 328,000 56 2.30%
8 Bajaj Finance Ltd. Finance 530,000 56 2.28%
9 Eternal Ltd. Retailing 1,600,000 53 2.14%
10 One 97 Communications Ltd. Financial Technology (Fintech) 300,000 52 2.10%
11 Cholamandalam Investment & Finance Co. Ltd. Finance 265,000 49 2.01%
12 Divi's Laboratories Ltd. Pharmaceuticals & Biotechnology 51,500 49 1.99%
13 Gabriel India Ltd. Auto Components 340,000 49 1.99%
14 Ujjivan Small Finance Bank Ltd. Banks 6,600,000 46 1.86%
15 Sai Life Sciences Ltd. Pharmaceuticals & Biotechnology 300,000 44 1.79%
16 Trent Ltd. Retailing 150,000 43 1.76%
17 Ajanta Pharma Ltd. Pharmaceuticals & Biotechnology 112,404 40 1.65%
18 Cemindia Projects Ltd. Construction 330,000 40 1.65%
19 Torrent Pharmaceuticals Ltd. Pharmaceuticals & Biotechnology 80,000 41 1.65%
20 Shadowfax Technologies Ltd. Transport Services 1,517,689 39 1.60%
21 Bharat Heavy Electricals Ltd. Electrical Equipment 875,000 39 1.58%
22 Dhoot Transmission Ltd. Auto Components 250,000 37 1.50%
23 ZF Commercial Vehicle Control Systems India Ltd. Auto Components 140,952 36 1.46%
24 Reliance Industries Ltd. Petroleum Products 280,000 36 1.46%
25 Manipal Health Enterprises Ltd Healthcare Services 450,000 34 1.40%
26 Navin Fluorine International Ltd. Chemicals & Petrochemicals 38,000 33 1.34%
27 PNB Housing Finance Ltd. Finance 285,000 33 1.33%
28 Maruti Suzuki India Ltd. Automobiles 23,711 32 1.31%
29 Coforge Ltd. IT - Software 160,000 32 1.30%
30 Delhivery Ltd. Transport Services 700,000 32 1.30%
MF Analyser

Union Flexi Cap Fund

Regular Plan · IDCW Option · where the money sits

A ₹10,000 monthly SIP over five years

InvestedValueGainXIRR
₹600,000 ₹664,672 ₹64,672 4.05%

XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has been invested for a different length of time.

Not investment advice. InvestVerdict is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past returns do not predict future ones. Generated 26 Sep 2026.