Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published
NAV history for this scheme.
Risk
Volatility
Sharpe
Sortino
Beta
Alpha
Max fall
R²
This scheme
0.7%
-9.25
-9.34
—
—
-3.3%
—
Risk-free rate 6.5%. Beta, alpha and R² are regressed on the
— months this scheme and its benchmark share.
Growth of ₹100 since launch
Drawdown from peak (%)
Every one-year period it has lived through
Windows
Worst
Median
Best
Periods that lost money
888
-3.3%
0.0%
3.3%
3%
Every one-year holding period in this scheme's history, not just the last one — the
spread a real investor would have met depending only on when they started.
Union Liquid Fund
Regular Plan · Daily IDCW Option
Allocation
By asset
Debt
93.17%
Cash & Equivalents
6.60%
AIF Units
0.23%
By market cap
Concentration
Number of stocks
87
Top 5 stocks
14.98%
Top 10 stocks
25.17%
Top 20 stocks
39.76%
Lines in the filing
93
Largest holding
3.49%
Largest sector
CRISIL A1+ 64.48%
Effective stocks
71.6
Sectors held
6
Cash
6.60%
Effective stocks is what the concentration works out to: a fund holding
87 names but most of its money in a few
behaves like a fund of 72. Cash includes repo and TREPS, which
every fund parks money in overnight.
Sector split
CRISIL A1+
64.48%
Sovereign
15.60%
[ICRA]A1+
6.92%
Cash & Equivalents
6.60%
CRISIL AAA
4.22%
IND A1+
1.95%
Alternative Investment Fund
0.23%
Union Liquid Fund
Regular Plan · Daily IDCW Option · holdings
Top 30 holdings
#
Company
Sector
Shares held
Value ₹ cr
% of fund
1
5.20% Reverse Repo
Unclassified
—
378
4.99%
2
91 Day Treasury Bills
Sovereign
2,650,000,000
264
3.49%
3
Axis Bank Ltd.
CRISIL A1+
2,500,000,000
249
3.29%
4
91 Day Treasury Bills
Sovereign
2,250,000,000
222
2.93%
5
Indian Bank
CRISIL A1+
2,000,000,000
200
2.64%
6
National Bank for Agriculture and Rural Development
CRISIL A1+
2,000,000,000
200
2.63%
7
91 Day Treasury Bills
Sovereign
1,750,000,000
173
2.28%
8
HDFC Bank Ltd.
CRISIL A1+
1,500,000,000
150
1.98%
9
Tata Steel Ltd.
[ICRA]A1+
1,500,000,000
150
1.98%
10
Alembic Pharmaceuticals Ltd.
CRISIL A1+
1,500,000,000
150
1.98%
11
ICICI Bank Ltd.
[ICRA]A1+
1,500,000,000
150
1.97%
12
91 Day Treasury Bills
Sovereign
1,500,000,000
149
1.96%
13
Kotak Securities Ltd.
CRISIL A1+
1,250,000,000
123
1.62%
14
Small Industries Development Bank of India
CRISIL AAA
1,200,000,000
120
1.58%
15
91 Day Treasury Bills
Sovereign
1,150,000,000
114
1.51%
16
Reliance Retail Ventures Ltd.
CRISIL A1+
1,000,000,000
100
1.32%
17
Kotak Securities Ltd.
CRISIL A1+
1,000,000,000
100
1.32%
18
REC Ltd.
CRISIL A1+
1,000,000,000
100
1.32%
19
SBICAP Securities Ltd.
CRISIL A1+
1,000,000,000
100
1.32%
20
Godrej Properties Ltd.
[ICRA]A1+
1,000,000,000
100
1.32%
21
Punjab National Bank
CRISIL A1+
1,000,000,000
100
1.32%
22
Axis Bank Ltd.
CRISIL A1+
1,000,000,000
100
1.32%
23
91 Day Treasury Bills
Sovereign
1,000,000,000
99
1.31%
24
IDBI Bank Ltd.
CRISIL A1+
1,000,000,000
100
1.31%
25
Central Bank of India
CRISIL A1+
1,000,000,000
100
1.31%
26
Bank of India
CRISIL A1+
1,000,000,000
100
1.31%
27
Alembic Pharmaceuticals Ltd.
CRISIL A1+
1,000,000,000
100
1.31%
28
Small Industries Development Bank of India
CRISIL A1+
1,000,000,000
100
1.31%
29
Punjab National Bank
CRISIL A1+
1,000,000,000
99
1.31%
30
Bank of Baroda
IND A1+
1,000,000,000
99
1.30%
Union Liquid Fund
Regular Plan · Daily IDCW Option · where the money sits
A ₹10,000 monthly SIP over five years
Invested
Value
Gain
XIRR
₹600,000
₹600,317
₹317
0.02%
XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has
been invested for a different length of time.
Not investment advice. InvestVerdict is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the
portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past
returns do not predict future ones. Generated 26 Sep 2026.
