Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published
NAV history for this scheme.
Risk
Volatility
Sharpe
Sortino
Beta
Alpha
Max fall
R²
This scheme
15.0%
0.26
0.36
0.93
-1.15%
-35.4%
94.86
NIFTY 500 TRI benchmark
15.7%
0.17
0.25
—
—
-38.1%
—
Risk-free rate 6.5%. Beta, alpha and R² are regressed on the
36 months this scheme and its benchmark share.
Growth of ₹100 since launch
Drawdown from peak (%)
Every one-year period it has lived through
Windows
Worst
Median
Best
Periods that lost money
3,412
-28.2%
10.5%
94.5%
18%
Every one-year holding period in this scheme's history, not just the last one — the
spread a real investor would have met depending only on when they started.
How it behaves against its benchmark
Up capture
Down capture
Correlation
Tracking error
Information ratio
Treynor
93%
98%
0.97
3.6%
-0.42
2.38
Up capture is how much of the benchmark's gain this scheme kept in the months the
benchmark rose; down capture, how much of its fall it took. Below 100 on the down side and above it
on the up side is the combination every fund is trying for and few reach.
Measured over the 36 months this scheme and
NIFTY 500 TRI share.
Union ELSS Tax Saver Fund (Formerly Union Tax Saver (ELSS) Fund
Regular Plan · Growth Option
Allocation
By asset
Equity
98.90%
Cash & Equivalents
1.04%
Debt
0.06%
By market cap
Large Cap
54.45%
Mid Cap
22.43%
Small Cap
21.52%
Unclassified
0.56%
Concentration
Number of stocks
83
Top 5 stocks
20.81%
Top 10 stocks
30.99%
Top 20 stocks
47.97%
Lines in the filing
85
Largest holding
7.17%
Largest sector
Banks 21.79%
Effective stocks
50.0
Sectors held
35
Cash
1.04%
Effective stocks is what the concentration works out to: a fund holding
83 names but most of its money in a few
behaves like a fund of 50. Cash includes repo and TREPS, which
every fund parks money in overnight.
Sector split
Banks
21.79%
Auto Components
6.58%
Pharmaceuticals & Biotechnology
6.41%
Chemicals & Petrochemicals
5.02%
IT - Software
4.96%
Electrical Equipment
4.42%
Industrial Products
3.93%
Construction
3.71%
Consumer Durables
3.42%
Finance
3.31%
Retailing
3.14%
Telecom - Services
3.08%
Petroleum Products
2.46%
Agricultural Food & other Products
2.37%
Ferrous Metals
2.28%
Automobiles
2.17%
Transport Infrastructure
2.08%
Financial Technology (Fintech)
1.97%
Realty
1.70%
Power
1.68%
Union ELSS Tax Saver Fund (Formerly Union Tax Saver (ELSS) Fund
Regular Plan · Growth Option · holdings as on 30 Sep 2026
Top 30 holdings
#
Company
Sector
Shares held
Value ₹ cr
% of fund
1
ICICI Bank Ltd.
Banks
445,184
59
7.17%
2
HDFC Bank Ltd.
Banks
570,100
40
4.92%
3
Axis Bank Ltd.
Banks
213,047
26
3.18%
4
Bharti Airtel Ltd.
Telecom - Services
144,000
25
3.08%
5
Reliance Industries Ltd.
Petroleum Products
170,000
20
2.46%
6
Larsen & Toubro Ltd.
Construction
45,950
17
2.10%
7
JSW Infrastructure Ltd.
Transport Infrastructure
478,506
17
2.08%
8
Eternal Ltd.
Retailing
527,000
17
2.05%
9
Gabriel India Ltd.
Auto Components
121,301
16
1.98%
10
One 97 Communications Ltd.
Financial Technology (Fintech)
96,250
16
1.97%
11
State Bank of India
Banks
158,516
15
1.85%
12
Jindal Steel Ltd.
Ferrous Metals
130,803
15
1.81%
13
Shriram Finance Ltd.
Finance
150,500
15
1.80%
14
Solar Industries India Ltd.
Chemicals & Petrochemicals
7,470
15
1.79%
15
CG Power and Industrial Solutions Ltd.
Electrical Equipment
171,000
15
1.78%
16
JSW Energy Ltd.
Power
279,000
14
1.68%
17
Ajanta Pharma Ltd.
Pharmaceuticals & Biotechnology
38,073
14
1.68%
18
Sai Life Sciences Ltd.
Pharmaceuticals & Biotechnology
84,000
13
1.56%
19
Maruti Suzuki India Ltd.
Automobiles
10,530
13
1.53%
20
Ujjivan Small Finance Bank Ltd.
Banks
1,830,244
12
1.50%
21
LG Electronics India Ltd.
Consumer Durables
68,375
12
1.44%
22
TREPS
Unclassified
—
12
1.44%
23
Sona Blw Precision Forgings Ltd.
Auto Components
141,500
12
1.43%
24
The Phoenix Mills Ltd.
Realty
60,213
12
1.42%
25
UNO Minda Ltd.
Auto Components
99,000
12
1.41%
26
Bharat Heavy Electricals Ltd.
Electrical Equipment
275,000
11
1.39%
27
Tech Mahindra Ltd.
IT - Software
74,500
11
1.38%
28
Balrampur Chini Mills Ltd.
Agricultural Food & other Products
165,000
11
1.33%
29
Data Patterns (India) Ltd.
Aerospace & Defense
24,125
10
1.26%
30
Aether Industries Ltd.
Chemicals & Petrochemicals
59,501
10
1.23%
Union ELSS Tax Saver Fund (Formerly Union Tax Saver (ELSS) Fund
Regular Plan · Growth Option · where the money sits
What the manager did last month
Between the filings of 31 Aug 2026 and 30 Sep 2026.
A position grows because the manager bought or because the price rose; only the share count separates them.
Bought
Sold
New positions
Sold out of
Price move of holdings
₹8 cr
₹20 cr
3
1
-4.76%
Stock
Shares traded
Shares
Price
Value ₹ cr
New position
Zydus Lifesciences Ltd.
45,000
entered
—
5.2
CarTrade Tech Ltd.
11,000
entered
—
3.2
BSE Ltd.
7,000
entered
—
2.2
Added to
LTM Ltd.
4,000
+32.0%
-10.9%
1.6
RBL Bank Ltd.
40,000
+21.6%
+6.1%
1.6
Axis Bank Ltd.
11,200
+5.6%
-5.7%
1.4
Engineers India Ltd.
37,318
+16.1%
+18.2%
1.2
Tech Mahindra Ltd.
7,500
+11.2%
-6.4%
1.1
Jindal Steel Ltd.
4,529
+3.6%
-4.9%
0.5
Shiprocket Ltd.
35,000
+11.5%
-13.5%
0.4
AIA Engineering Ltd.
1,000
+5.2%
-9.1%
0.4
Trimmed
Coforge Ltd.
34,000
-59.7%
-11.9%
6.0
Prestige Estates Projects Ltd.
20,000
-56.3%
-9.3%
3.0
Ujjivan Small Finance Bank Ltd.
400,000
-17.9%
-2.3%
2.7
Gabriel India Ltd.
19,658
-14.0%
-6.7%
2.6
Bharat Electronics Ltd.
65,000
-71.4%
-6.3%
2.5
Max Financial Services Ltd.
15,000
-17.7%
-12.7%
2.1
Solar Industries India Ltd.
680
-8.3%
-2.0%
1.3
Sold out of
Cipla Ltd.
25,000
exited
—
3.5
Not equity
Previous filing
This filing
Change
Cash, repo and TREPS
₹0 cr
₹0 cr
+₹0 cr
Debt: bills, CDs and commercial paper
₹0 cr
₹1 cr
+₹0 cr
The list above is stocks and fund units. Treasury bills, repo and money-market
lines roll over every month by design — they are not decisions, so they are totalled here rather
than listed as activity.
A ₹10,000 monthly SIP over five years
Invested
Value
Gain
XIRR
₹600,000
₹765,631
₹165,631
9.69%
XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has
been invested for a different length of time.
Not investment advice. MF Analyser is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the
portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past
returns do not predict future ones. Generated 12 Nov 2026.
