Regular Plan · Growth Option · Mutual fund · Scheme code 116555
NAV₹23.4256as on 25 Sep 2026
Fund houseUnion Mutual Fund
CategoryMutual fund
Plan & optionRegular · Growth Option
History14.6 years
Returns (%)
1M
3M
6M
1Y
3Y
5Y
7Y
10Y
Launch
This scheme
-1.66
0.37
1.22
1.07
4.80
3.91
4.82
5.03
5.99
Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published
NAV history for this scheme.
Risk
Volatility
Sharpe
Sortino
Beta
Alpha
Max fall
R²
This scheme
3.2%
-0.54
-0.79
—
—
-6.9%
—
Risk-free rate 6.5%. Beta, alpha and R² are regressed on the
— months this scheme and its benchmark share.
Growth of ₹100 since launch
Drawdown from peak (%)
Every one-year period it has lived through
Windows
Worst
Median
Best
Periods that lost money
655
-3.4%
6.1%
15.0%
7%
Every one-year holding period in this scheme's history, not just the last one — the
spread a real investor would have met depending only on when they started.
Union Dynamic Term Fund
Regular Plan · Growth Option
Allocation
By asset
Debt
93.69%
Cash & Equivalents
5.78%
AIF Units
0.53%
By market cap
Unclassified
186.92%
Concentration
Number of stocks
7
Top 5 stocks
93.59%
Top 10 stocks
94.22%
Top 20 stocks
94.22%
Lines in the filing
9
Largest holding
46.41%
Largest sector
Sovereign 69.58%
Effective stocks
3.5
Sectors held
4
Cash
5.78%
Effective stocks is what the concentration works out to: a fund holding
7 names but most of its money in a few
behaves like a fund of 4. Cash includes repo and TREPS, which
every fund parks money in overnight.
Sector split
Sovereign
69.58%
[ICRA]AAA
15.97%
CRISIL AAA
8.14%
Cash & Equivalents
5.78%
Alternative Investment Fund
0.53%
Union Dynamic Term Fund
Regular Plan · Growth Option · holdings
Top 30 holdings
#
Company
Sector
Shares held
Value ₹ cr
% of fund
1
GOI 6.90% 2065
Sovereign
320,000,000
29
46.41%
2
GOI 7.24% 2055
Sovereign
150,000,000
14
23.07%
3
Indian Railway Finance Corporation Ltd.
CRISIL AAA
50,000,000
5
8.14%
4
REC Ltd.
[ICRA]AAA
50,000,000
5
8.00%
5
National Bank for Agriculture and Rural Development
[ICRA]AAA
50,000,000
5
7.97%
6
Net Receivable / Payable
Unclassified
—
2
3.63%
7
TREPS
Unclassified
—
1
2.15%
8
Corporate Debt Mkt Devp. Fund-A2
Alternative Investment Fund
279
0
0.53%
9
91 Day Treasury Bills
Sovereign
609,400
0
0.10%
Union Dynamic Term Fund
Regular Plan · Growth Option · where the money sits
A ₹10,000 monthly SIP over five years
Invested
Value
Gain
XIRR
₹600,000
₹666,749
₹66,749
4.17%
XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has
been invested for a different length of time.
Not investment advice. InvestVerdict is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the
portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past
returns do not predict future ones. Generated 27 Sep 2026.
