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MF Analyser

BANDHAN LIQUID Fund

Direct Plan · Monthly IDCW · Liquid Funds · Scheme code 118365

NAV₹1,009.9891as on 11 Nov 2026
Fund houseBandhan Mutual Fund
CategoryLiquid Funds
Plan & optionDirect · Monthly IDCW
History13.8 years

Returns (%)

 1M3M6M1Y3Y5Y7Y10YLaunch
This scheme 0.040.050.08 0.100.020.03 0.020.000.04
Liquid Funds
category median		 ——— 6.506.906.42 —6.11—

Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published NAV history for this scheme.

Risk

 VolatilitySharpeSortinoBetaAlphaMax fallR²
This scheme 0.3% -22.10 -3.56 — — -1.0% —

Risk-free rate 6.5%. Beta, alpha and R² are regressed on the — months this scheme and its benchmark share.

Growth of ₹100 since launch

1001001011012014201620182020202220242026MF Analyser

Every one-year period it has lived through

WindowsWorstMedianBestPeriods that lost money
4,447 -0.8% 0.0% 1.0% 57%

Every one-year holding period in this scheme's history, not just the last one — the spread a real investor would have met depending only on when they started.

MF Analyser

BANDHAN LIQUID Fund

Direct Plan · Monthly IDCW

Allocation

By asset

Debt94.16%
Cash & Equivalents5.84%

By market cap

Concentration

Number of stocks79
Top 5 stocks20.60%
Top 10 stocks34.02%
Top 20 stocks53.51%
Lines in the filing82
Largest holding6.59%
Largest sectorCRISIL A1+ 54.46%
Effective stocks47.7
Sectors held8
Cash0.00%

Effective stocks is what the concentration works out to: a fund holding 79 names but most of its money in a few behaves like a fund of 48. Cash includes repo and TREPS, which every fund parks money in overnight.

Sector split

CRISIL A1+ — 54.5%ICRA A1+ — 16.9%SOVEREIGN — 10.4%Cash & Equivalents — 5.8%CARE A1+ — 5.7%CRISIL AAA — 3.7%Other — 3.0%CRISIL A1+54.5%ICRA A1+16.9%SOVEREIGN10.4%Cash & Equivalents5.8%CARE A1+5.7%CRISIL AAA3.7%Other3.0%
CRISIL A1+54.46%
ICRA A1+16.90%
SOVEREIGN10.38%
Cash & Equivalents5.84%
CARE A1+5.67%
CRISIL AAA3.74%
FITCH A1+2.58%
Unclassified0.28%
ICRA AAA0.15%
MF Analyser

BANDHAN LIQUID Fund

Direct Plan · Monthly IDCW · holdings as on 30 Sep 2026

Top 30 holdings

#CompanySectorShares held Value
₹ cr		% of fund
1 Triparty Repo TRP_011026 Unclassified — 1,417 8.71%
2 5.74% GOI (MD 15/11/2026) SOVEREIGN 107,160,000 1,072 6.59%
3 HDFC Bank Limited ** ICRA A1+ 65,000,000 643 3.95%
4 Export Import Bank of India ** CRISIL A1+ 60,000,000 593 3.64%
5 Canara Bank ** CRISIL A1+ 55,000,000 545 3.35%
6 NTPC Limited ** CRISIL A1+ 50,000,000 500 3.07%
7 Reliance Retail Ventures Limited ** CRISIL A1+ 50,000,000 494 3.04%
8 NTPC Limited ** CRISIL A1+ 47,500,000 472 2.90%
9 Tata Capital Limited ** CRISIL A1+ 47,500,000 471 2.90%
10 Union Bank of India ICRA A1+ 40,000,000 396 2.43%
11 7.23% Indian Railway Finance Corporation Limited ** CRISIL AAA 35,000,000 350 2.15%
12 HDFC Securities Limited ** CRISIL A1+ 35,000,000 348 2.14%
13 Bajaj Finance Limited ** ICRA A1+ 35,000,000 346 2.13%
14 182 Days Tbill (MD 27/11/2026) SOVEREIGN 35,000,000 347 2.13%
15 Export Import Bank of India ** CRISIL A1+ 35,000,000 346 2.13%
16 HDFC Bank Limited ** CARE A1+ 32,500,000 323 1.99%
17 Axis Bank Limited CRISIL A1+ 32,500,000 321 1.97%
18 Union Bank of India ** ICRA A1+ 30,000,000 297 1.83%
19 Tata Capital Limited ** CRISIL A1+ 30,000,000 296 1.82%
20 Bajaj Finance Limited ** ICRA A1+ 27,500,000 273 1.68%
21 Axis Bank Limited ** CRISIL A1+ 27,500,000 271 1.67%
22 Indian Bank ** CRISIL A1+ 25,000,000 248 1.53%
23 Reliance Retail Ventures Limited ** CRISIL A1+ 25,000,000 248 1.53%
24 Reliance Retail Ventures Limited ** CRISIL A1+ 25,000,000 249 1.53%
25 REC Limited ** CRISIL A1+ 25,000,000 248 1.52%
26 Canara Bank ** CRISIL A1+ 25,000,000 248 1.52%
27 National Bank For Agriculture and Rural Development ** ICRA A1+ 25,000,000 248 1.52%
28 National Bank For Agriculture and Rural Development ** CRISIL A1+ 25,000,000 247 1.52%
29 Reliance Industries Limited ** CRISIL A1+ 25,000,000 247 1.52%
30 Punjab National Bank ** CRISIL A1+ 22,500,000 222 1.37%
MF Analyser

BANDHAN LIQUID Fund

Direct Plan · Monthly IDCW · where the money sits

A ₹10,000 monthly SIP over five years

InvestedValueGainXIRR
₹600,000 ₹600,257 ₹257 0.02%

XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has been invested for a different length of time.

Not investment advice. MF Analyser is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past returns do not predict future ones. Generated 12 Nov 2026.