Direct Plan · Fortnightly IDCW · Mutual fund · Scheme code 118404
NAV₹10.2659as on 24 Nov 2025
Fund houseBandhan Mutual Fund
CategoryMutual fund
Plan & optionDirect · Fortnightly IDCW
History12.9 years
Returns (%)
1M
3M
6M
1Y
3Y
5Y
7Y
10Y
Launch
This scheme
0.14
0.55
-0.14
0.10
-0.03
-0.11
0.13
0.07
0.09
Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published
NAV history for this scheme.
Risk
Volatility
Sharpe
Sortino
Beta
Alpha
Max fall
R²
This scheme
2.5%
-2.62
-3.24
—
—
-4.0%
—
Risk-free rate 6.5%. Beta, alpha and R² are regressed on the
— months this scheme and its benchmark share.
Growth of ₹100 since launch
Drawdown from peak (%)
Every one-year period it has lived through
Windows
Worst
Median
Best
Periods that lost money
478
-2.6%
0.0%
3.2%
47%
Every one-year holding period in this scheme's history, not just the last one — the
spread a real investor would have met depending only on when they started.
Bandhan Medium Term Fund
Direct Plan · Fortnightly IDCW
Allocation
By asset
Debt
96.64%
Cash & Equivalents
3.36%
By market cap
Concentration
Number of stocks
30
Top 5 stocks
57.25%
Top 10 stocks
74.45%
Top 20 stocks
92.88%
Lines in the filing
33
Largest holding
27.39%
Largest sector
CRISIL AAA 43.20%
Effective stocks
9.3
Sectors held
7
Cash
2.90%
Effective stocks is what the concentration works out to: a fund holding
30 names but most of its money in a few
behaves like a fund of 9. Cash includes repo and TREPS, which
every fund parks money in overnight.
Sector split
CRISIL AAA
43.20%
SOVEREIGN
31.06%
CRISIL A1+
12.13%
CARE A1+
5.44%
Cash & Equivalents
2.90%
ICRA A1+
2.89%
ICRA AAA
1.92%
Unclassified
0.46%
Bandhan Medium Term Fund
Direct Plan · Fortnightly IDCW · holdings
Top 30 holdings
#
Company
Sector
Shares held
Value ₹ cr
% of fund
1
6.68% GOI (MD 07/07/2040)
SOVEREIGN
37,100,000
362
27.39%
2
7.75% Tata Capital Housing Finance Limited
CRISIL AAA
10,500,000
105
7.97%
3
7.37% Indian Railway Finance Corporation Limited
CRISIL AAA
10,000,000
101
7.66%
4
8.04% Bajaj Housing Finance Limited
CRISIL AAA
10,000,000
100
7.60%
5
Axis Bank Limited
CRISIL A1+
9,000,000
87
6.63%
6
7.35% Export Import Bank of India
CRISIL AAA
5,000,000
50
3.82%
7
7.04% Small Industries Dev Bank of India
CRISIL AAA
5,000,000
50
3.77%
8
Bank of Baroda
CARE A1+
5,000,000
48
3.62%
9
7.3% GOI (MD 19/06/2053)
SOVEREIGN
4,100,000
41
3.10%
10
Union Bank of India
ICRA A1+
4,000,000
38
2.89%
11
Net Current Assets
Unclassified
—
37
2.77%
12
7.57% Indian Railway Finance Corporation Limited
CRISIL AAA
2,500,000
25
1.92%
13
7.58% REC Limited
ICRA AAA
2,500,000
25
1.92%
14
7.55% REC Limited
CRISIL AAA
2,500,000
25
1.91%
15
7.45% Power Finance Corporation Limited
CRISIL AAA
2,500,000
25
1.91%
16
7.34% Small Industries Dev Bank of India
CRISIL AAA
2,500,000
25
1.90%
17
7.1% Bajaj Housing Finance Limited
CRISIL AAA
2,500,000
25
1.88%
18
6.74% Small Industries Dev Bank of India
CRISIL AAA
2,500,000
25
1.87%
19
Canara Bank
CRISIL A1+
2,500,000
24
1.84%
20
Punjab National Bank
CARE A1+
2,500,000
24
1.82%
21
Canara Bank
CRISIL A1+
2,000,000
19
1.46%
22
Axis Bank Limited
CRISIL A1+
1,500,000
15
1.10%
23
7.48% National Bank For Agriculture and Rural Development
CRISIL AAA
1,000,000
10
0.76%
24
Axis Bank Limited
CRISIL A1+
1,000,000
10
0.74%
25
Corporate Debt Market Development Fund Class A2
Unclassified
5,086
6
0.46%
26
7.68% Gujarat SDL (MD 15/02/2030)
SOVEREIGN
500,000
5
0.39%
27
Punjab National Bank
CRISIL A1+
500,000
5
0.36%
28
8.098% Tata Capital Limited
CRISIL AAA
300,000
3
0.23%
29
8.37% Tamil Nadu SDL (MD 05/12/2028)
SOVEREIGN
194,600
2
0.15%
30
Triparty Repo TRP_010726
Unclassified
—
2
0.13%
Bandhan Medium Term Fund
Direct Plan · Fortnightly IDCW · where the money sits
A ₹10,000 monthly SIP over five years
Invested
Value
Gain
XIRR
₹600,000
₹601,172
₹1,172
0.08%
XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has
been invested for a different length of time.
Not investment advice. InvestVerdict is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the
portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past
returns do not predict future ones. Generated 27 Sep 2026.
