BANDHAN Dynamic Term Fund

Direct Plan · IDCW · Mutual fund · Scheme code 118417

NAV₹17.2630as on 25 Sep 2026

Fund houseBandhan Mutual Fund

CategoryMutual fund

Plan & optionDirect · IDCW

History13.7 years

Returns (%)

	1M	3M	6M	1Y	3Y	5Y	7Y	10Y	Launch
This scheme	-0.58	1.62	4.68	7.12	7.59	6.12	2.08	2.78	3.51

Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published NAV history for this scheme.

Risk

	Volatility	Sharpe	Sortino	Beta	Alpha	Max fall	R²
This scheme	8.0%	0.14	0.15	—	—	-22.8%	—

Risk-free rate 6.5%. Beta, alpha and R² are regressed on the — months this scheme and its benchmark share.

Growth of ₹100 since launch

Drawdown from peak (%)

Every one-year period it has lived through

Windows	Worst	Median	Best	Periods that lost money
615	-15.9%	4.3%	18.6%	24%

Every one-year holding period in this scheme's history, not just the last one — the spread a real investor would have met depending only on when they started.

BANDHAN Dynamic Term Fund

Direct Plan · IDCW

Allocation

By asset

Debt	96.47%
Cash & Equivalents	3.53%

By market cap

Unclassified	96.92%

Concentration

Number of stocks	9
Top 5 stocks	90.52%
Top 10 stocks	96.92%
Top 20 stocks	96.92%
Lines in the filing	12

Largest holding	61.78%
Largest sector	SOVEREIGN 75.60%
Effective stocks	2.5
Sectors held	5
Cash	3.08%

Effective stocks is what the concentration works out to: a fund holding 9 names but most of its money in a few behaves like a fund of 3. Cash includes repo and TREPS, which every fund parks money in overnight.

Sector split

SOVEREIGN	75.60%
CRISIL AAA	14.45%
ICRA AAA	6.18%
Cash & Equivalents	3.08%
Unclassified	0.45%
CARE A1+	0.24%

BANDHAN Dynamic Term Fund

Direct Plan · IDCW · holdings

Top 30 holdings

#	Company	Sector	Shares held	Value ₹ cr	% of fund
1	7.24% GOI (MD 18/08/2055)	SOVEREIGN	125,000,000	1,240	61.78%
2	7.36% GOI (MD 12/09/2052)	SOVEREIGN	17,800,000	179	8.94%
3	7.12% Export Import Bank of India	CRISIL AAA	17,500,000	175	8.74%
4	6.87% REC Limited	ICRA AAA	12,500,000	124	6.18%
5	7.3% GOI (MD 19/06/2053)	SOVEREIGN	9,800,000	98	4.88%
6	7.685% Tata Capital Housing Finance Limited	CRISIL AAA	6,000,000	60	2.99%
7	Net Current Assets	Unclassified	—	56	2.78%
8	7.1% Bajaj Housing Finance Limited	CRISIL AAA	5,500,000	55	2.72%
9	Corporate Debt Market Development Fund Class A2	Unclassified	7,534	9	0.45%
10	Triparty Repo TRP_010726	Unclassified	—	6	0.30%
11	Bank of Baroda	CARE A1+	500,000	5	0.24%

BANDHAN Dynamic Term Fund

Direct Plan · IDCW · where the money sits

A ₹10,000 monthly SIP over five years

Invested	Value	Gain	XIRR
₹600,000	₹714,105	₹114,105	6.90%

XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has been invested for a different length of time.

Not investment advice. InvestVerdict is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past returns do not predict future ones. Generated 27 Sep 2026.