HDFC Floating Interest Rates Fund

Direct Plan · Growth Option · Mutual fund · Scheme code 118961

NAV₹54.8541as on 25 Sep 2026

Fund houseHDFC Mutual Fund

CategoryMutual fund

Plan & optionDirect · Growth Option

History13.7 years

Returns (%)

	1M	3M	6M	1Y	3Y	5Y	7Y	10Y	Launch
This scheme	0.18	1.33	3.10	6.15	7.54	6.84	7.06	7.27	7.79

Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published NAV history for this scheme.

Risk

	Volatility	Sharpe	Sortino	Beta	Alpha	Max fall	R²
This scheme	0.8%	1.35	2.75	—	—	-1.3%	—

Risk-free rate 6.5%. Beta, alpha and R² are regressed on the — months this scheme and its benchmark share.

Growth of ₹100 since launch

Every one-year period it has lived through

Windows	Worst	Median	Best	Periods that lost money
614	3.2%	8.3%	10.3%	0%

Every one-year holding period in this scheme's history, not just the last one — the spread a real investor would have met depending only on when they started.

HDFC Floating Interest Rates Fund

Direct Plan · Growth Option

Allocation

By asset

Debt	96.22%
Cash & Equivalents	3.48%
AIF Units	0.30%

By market cap

Unclassified	96.52%

Concentration

Number of stocks	150
Top 5 stocks	19.32%
Top 10 stocks	29.65%
Top 20 stocks	42.62%
Lines in the filing	152

Largest holding	6.63%
Largest sector	CRISIL - AAA 44.35%
Effective stocks	64.2
Sectors held	19
Cash	3.48%

Effective stocks is what the concentration works out to: a fund holding 150 names but most of its money in a few behaves like a fund of 64. Cash includes repo and TREPS, which every fund parks money in overnight.

Sector split

CRISIL - AAA	44.35%
Sovereign	11.38%
CRISIL - A1+	7.64%
CRISIL - AAA(SO)	7.20%
CRISIL - AA+	4.29%
CRISIL - AA	4.05%
ICRA - AAA	3.65%
Cash & Equivalents	3.48%
CARE - AAA	3.47%
ICRA - AA	2.90%
CARE - A1+	2.35%
ICRA - AA+	1.49%
CARE - AA+	0.61%
IND - AAA	0.60%
CARE - AA	0.60%
IND - A1+	0.58%
IND - AA	0.46%
ICRA - AAA(SO)	0.42%
Unclassified	0.30%
IND - AAA(SO)	0.18%

HDFC Floating Interest Rates Fund

Direct Plan · Growth Option · holdings

Top 30 holdings

#	Company	Sector	Shares held	Value ₹ cr	% of fund
1	6.64% GOI MAT 071231	Sovereign	106,000,000	1,088	6.63%
2	Shivshakti Securitisation Trust (Originator - Sikka Ports & Terminals Limited)	CRISIL - AAA(SO)	695	684	4.17%
3	Floating Rate GOI 2034	Sovereign	50,000,000	513	3.13%
4	Net Current Assets	Unclassified	—	498	3.13%
5	Jubilant Beverages Limited	CRISIL - AA	43,600	484	2.95%
6	National Bank for Agri & Rural Dev.	CRISIL - AAA	40,000	400	2.44%
7	Siddhivinayak Securitisation Trust (Originator - Sikka Ports & Terminals Limited)	CRISIL - AAA(SO)	400	396	2.41%
8	National Bank for Agri & Rural Dev.	ICRA - AAA	37,000	370	2.26%
9	National Bank for Agri & Rural Dev.	CRISIL - AAA	35,000	351	2.14%
10	Aadhar Housing Finance Limited	ICRA - AA	30,000	301	1.84%
11	Small Industries Development Bank	CRISIL - AAA	27,500	276	1.68%
12	ASCENDAS IT PARK PUNE PRIVATE LIMITED	CRISIL - AAA	26,499	261	1.59%
13	Bajaj Finance Ltd.	CRISIL - AAA	25,000	248	1.51%
14	Torrent Power Ltd.	CRISIL - AA+	23,000	231	1.41%
15	Power Finance Corporation Ltd.	CRISIL - AAA	22,500	225	1.37%
16	Bajaj Housing Finance Ltd.	CRISIL - AAA	20,000	201	1.22%
17	Small Industries Development Bank	CRISIL - AAA	20,000	199	1.22%
18	Small Industries Development Bank	CRISIL - AAA	20,000	198	1.21%
19	Export - Import Bank of India	CRISIL - A1+	4,000	196	1.20%
20	Canara Bank	CRISIL - A1+	4,000	193	1.18%
21	JM Financial Credit Solutions Ltd.	ICRA - AA	17,500	174	1.06%
22	SMFG India Credit Company Ltd	CRISIL - AAA	17,500	175	1.06%
23	TVS Credit Services Ltd	ICRA - AA+	150	154	0.94%
24	National Housing Bank	CRISIL - AAA	15,000	150	0.92%
25	Export - Import Bank of India	CRISIL - AAA	15,000	151	0.92%
26	National Bank for Agri & Rural Dev.	CRISIL - AAA	15,000	149	0.91%
27	Poonawalla Fincorp Ltd	CRISIL - AAA	15,000	150	0.91%
28	HDB Financial Services Ltd.	CRISIL - AAA	1,500	150	0.91%
29	Muthoot Finance Ltd.	CRISIL - AA+	15,000	150	0.91%
30	Poonawalla Fincorp Ltd	CRISIL - AAA	15,000	150	0.91%

HDFC Floating Interest Rates Fund

Direct Plan · Growth Option · where the money sits

What the manager did last month

Between the filings of 30 Jun 2026 and 31 Jul 2026. A position grows because the manager bought or because the price rose; only the share count separates them.

Bought	Sold	New positions	Sold out of	Price move of holdings
₹150 cr	₹195 cr	4	8	-0.26%

Stock	Shares traded	Shares	Price	Value ₹ cr
New position
Muthoot Finance Ltd.	15,000	entered	—	150
Small Industries Development Bank	5,000	entered	—	50.4
India Grid Trust	5,000	entered	—	49.6
Jamnagar Utilities & Power Pvt. Limited	2,500	entered	—	25.2
Added to
Small Industries Development Bank	10,000	+100.0%	-0.4%	99.1
Small Industries Development Bank	5,000	+33.3%	-0.5%	49.9
Corporate Debt Market Development Fund	1,022	+2.5%	+0.4%	1.2
Trimmed
Canara Bank	2,000	-33.3%	+0.5%	96.7
Canara Bank	1,000	-25.0%	+0.5%	48.9
LIC Housing Finance Ltd.	2,500	-50.0%	-0.2%	25.0
Punjab National Bank	500	-33.3%	+0.5%	24.1
Sold out of
LIC Housing Finance Ltd.	1,000	exited	—	100
Jamnagar Utilities & Power Pvt. Limited	1,000	exited	—	99.8
SBFC Finance Limited	10,000	exited	—	99.7
Bank of Baroda	2,000	exited	—	96.1
Bank of Baroda	2,000	exited	—	96.1
LIC Housing Finance Ltd.	850	exited	—	85.4
Floating Rate GOI 2028	5,000,000	exited	—	50.4
Canara Bank	1,000	exited	—	48.1

The list above is stocks and fund units. Treasury bills, repo and money-market lines roll over every month by design — they are not decisions, so they are totalled here rather than listed as activity.

A ₹10,000 monthly SIP over five years

Invested	Value	Gain	XIRR
₹600,000	₹722,358	₹122,358	7.36%

XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has been invested for a different length of time.

Not investment advice. InvestVerdict is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past returns do not predict future ones. Generated 27 Sep 2026.