DSP Gilt Fund

Direct Plan · IDCW · Gilt Funds · Scheme code 119101

NAV₹12.0905as on 12 Nov 2026

Fund houseDSP Mutual Fund

CategoryGilt Funds

Plan & optionDirect · IDCW

History13.9 years

Returns (%)

	1M	3M	6M	1Y	3Y	5Y	7Y	10Y	Launch
This scheme	0.53	-7.80	-3.41	-3.86	-0.63	-0.43	-0.07	0.13	0.21
Gilt Funds category median	—	—	—	3.10	6.45	5.70	—	6.75	—

Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published NAV history for this scheme.

Risk

	Volatility	Sharpe	Sortino	Beta	Alpha	Max fall	R²
This scheme	7.6%	-0.94	-1.00	—	—	-12.5%	—

Risk-free rate 6.5%. Beta, alpha and R² are regressed on the — months this scheme and its benchmark share.

Growth of ₹100 since launch

Drawdown from peak (%)

Every one-year period it has lived through

Windows	Worst	Median	Best	Periods that lost money
3,111	-9.1%	0.3%	16.7%	45%

Every one-year holding period in this scheme's history, not just the last one — the spread a real investor would have met depending only on when they started.

DSP Gilt Fund

Direct Plan · IDCW

Allocation

By asset

Debt	86.56%
Cash & Equivalents	13.44%

By market cap

Unclassified	86.56%

Concentration

Number of stocks	10
Top 5 stocks	74.44%
Top 10 stocks	86.56%
Top 20 stocks	86.56%
Lines in the filing	12

Largest holding	37.19%
Largest sector	Sovereign 86.56%
Effective stocks	5.4
Sectors held	1
Cash	0.00%

Effective stocks is what the concentration works out to: a fund holding 10 names but most of its money in a few behaves like a fund of 5. Cash includes repo and TREPS, which every fund parks money in overnight.

Sector split

Sovereign	86.56%
Cash & Equivalents	13.44%

DSP Gilt Fund

Direct Plan · IDCW · holdings as on 31 Oct 2026

Top 30 holdings

#	Company	Sector	Shares held	Value ₹ cr	% of fund
1	7.63% GOI 15092056	Sovereign	40,000,000	394	37.19%
2	91 DAYS T-BILL 19112026	Sovereign	17,500,000	175	16.48%
3	TREPS / Reverse Repo Investments	Unclassified	—	154	14.50%
4	7.12% Maharashtra SDL 16072047	Sovereign	9,500,000	87	8.21%
5	6.90% GOI 15042065	Sovereign	8,500,000	75	7.08%
6	7.62% Uttar Pradesh SDL 04032041	Sovereign	6,000,000	58	5.48%
7	7.24% GOI 18082055	Sovereign	5,000,000	47	4.46%
8	7.19% GOI 15092060	Sovereign	4,500,000	42	3.95%
9	91 DAYS T-BILL 12112026	Sovereign	1,500,000	15	1.41%
10	7.33% Madhya Pradesh SDL 19012042	Sovereign	1,500,000	14	1.34%
11	7.71% GOI 18052066	Sovereign	1,000,000	10	0.96%

DSP Gilt Fund

Direct Plan · IDCW · where the money sits

What the manager did last month

Between the filings of 30 Jun 2026 and 31 Jul 2026. A position grows because the manager bought or because the price rose; only the share count separates them.

Bought	Sold	New positions	Sold out of	Price move of holdings
₹317 cr	₹54 cr	3	6	-0.88%

Stock	Shares traded	Shares	Price	Value ₹ cr
New position
7.71% GOI 18052066	20,500,000	entered	—	212
7.12% Maharashtra SDL 16072047	9,500,000	entered	—	90.2
7.91% Maharashtra SDL 08042039	5,000,000	entered	—	52.7
Added to
7.24% GOI 18082055	18,500,000	+127.6%	-1.3%	186
6.90% GOI 15042065	14,000,000	+66.7%	-1.0%	131
Trimmed
7.19% GOI 15092060	5,500,000	-55.0%	-0.7%	54.0
Sold out of
91 DAYS T-BILL 2026	15,000,000	exited	—	150
7.30% GOI 2053	10,500,000	exited	—	105
7.76% Uttar Pradesh SDL 2041	10,000,000	exited	—	102
7.65% Madhya Pradesh SDL 2040	5,000,000	exited	—	51.5
7.64% Telangana SDL 2044	2,741,600	exited	—	27.5
7.16% GOI 2050	1,000,000	exited	—	10.1

The list above is stocks and fund units. Treasury bills, repo and money-market lines roll over every month by design — they are not decisions, so they are totalled here rather than listed as activity.

A ₹10,000 monthly SIP over five years

Invested	Value	Gain	XIRR
₹600,000	₹579,132	₹-20,868	-1.39%

XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has been invested for a different length of time.

Not investment advice. MF Analyser is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past returns do not predict future ones. Generated 13 Nov 2026.