DSP Liquid Fund

Direct Plan · Weekly IDCW · Liquid Funds · Scheme code 119123

NAV₹1,001.7244as on 27 Sep 2026

Fund houseDSP Mutual Fund

CategoryLiquid Funds

Plan & optionDirect · Weekly IDCW

History13.7 years

Returns (%)

	1M	3M	6M	1Y	3Y	5Y	7Y	10Y	Launch
This scheme	0.01	-0.07	0.01	0.02	0.04	0.03	0.01	0.01	0.01
Liquid Funds category median	—	—	—	6.48	6.94	6.34	—	6.12	—

Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published NAV history for this scheme.

Risk

	Volatility	Sharpe	Sortino	Beta	Alpha	Max fall	R²
This scheme	0.9%	-7.14	-7.95	—	—	-0.4%	—

Risk-free rate 6.5%. Beta, alpha and R² are regressed on the — months this scheme and its benchmark share.

Growth of ₹100 since launch

Every one-year period it has lived through

Windows	Worst	Median	Best	Periods that lost money
798	-0.3%	0.0%	0.3%	26%

Every one-year holding period in this scheme's history, not just the last one — the spread a real investor would have met depending only on when they started.

DSP Liquid Fund

Direct Plan · Weekly IDCW

Allocation

By asset

Debt	95.63%
Cash & Equivalents	4.37%

By market cap

Concentration

Number of stocks	138
Top 5 stocks	12.45%
Top 10 stocks	20.73%
Top 20 stocks	33.35%
Lines in the filing	143

Largest holding	3.73%
Largest sector	CRISIL A1+ 65.74%
Effective stocks	94.5
Sectors held	7
Cash	4.15%

Effective stocks is what the concentration works out to: a fund holding 138 names but most of its money in a few behaves like a fund of 95. Cash includes repo and TREPS, which every fund parks money in overnight.

Sector split

CRISIL A1+	65.74%
Sovereign	18.86%
ICRA A1+	10.75%
IND A1+	2.82%
CRISIL AAA	1.13%
ICRA AAA	0.45%
Unclassified	0.22%
Cash & Equivalents	0.03%

DSP Liquid Fund

Direct Plan · Weekly IDCW · holdings

Top 30 holdings

#	Company	Sector	Shares held	Value ₹ cr	% of fund
1	91 DAYS T-BILL 03092026	Sovereign	89,500,000	891	3.73%
2	91 DAYS T-BILL 20082026	Sovereign	65,000,000	648	2.71%
3	TREPS / Reverse Repo Investments / Corporate Debt Repo	Sovereign	—	549	2.30%
4	HDFC Bank Ltd	CRISIL A1+	10,500	521	2.18%
5	HDFC Bank Ltd	CRISIL A1+	9,500	470	1.96%
6	National Bank For Agriculture & Rural Development	CRISIL A1+	9,000	447	1.87%
7	91 DAYS T-BILL 08102026	Sovereign	45,000,000	446	1.86%
8	Union Bank of India	ICRA A1+	8,000	398	1.66%
9	National Bank For Agriculture & Rural Development	CRISIL A1+	8,000	397	1.66%
10	National Bank For Agriculture & Rural Development	CRISIL A1+	8,000	396	1.65%
11	ICICI Securities Ltd	CRISIL A1+	7,000	348	1.45%
12	Canara Bank	CRISIL A1+	6,500	323	1.35%
13	Axis Bank Ltd	CRISIL A1+	6,500	322	1.35%
14	ICICI Bank Ltd	ICRA A1+	6,500	323	1.35%
15	Union Bank of India	ICRA A1+	6,500	321	1.34%
16	Bharat Petroleum Corporation Ltd	CRISIL A1+	6,000	297	1.24%
17	Union Bank of India	ICRA A1+	6,000	297	1.24%
18	HDFC Bank Ltd	CRISIL A1+	6,000	296	1.24%
19	Kotak Securities Ltd	CRISIL A1+	6,000	297	1.24%
20	Union Bank of India	ICRA A1+	6,000	295	1.23%
21	TREPS / Reverse Repo Investments / Corporate Debt Repo	Sovereign	—	255	1.07%
22	ICICI Securities Ltd	CRISIL A1+	5,000	248	1.04%
23	Canara Bank	CRISIL A1+	5,000	249	1.04%
24	Aditya Birla Housing Finance Ltd	CRISIL A1+	5,000	248	1.04%
25	91 DAYS T-BILL 28082026	Sovereign	25,000,000	249	1.04%
26	Axis Bank Ltd	CRISIL A1+	4,500	224	0.94%
27	Canara Bank	CRISIL A1+	4,500	223	0.93%
28	Union Bank of India	ICRA A1+	4,500	222	0.93%
29	91 DAYS T-BILL 06082026	Sovereign	20,000,000	200	0.84%
30	NTPC Ltd	CRISIL A1+	4,000	198	0.83%

DSP Liquid Fund

Direct Plan · Weekly IDCW · where the money sits

What the manager did last month

Between the filings of 30 Jun 2026 and 31 Jul 2026. A position grows because the manager bought or because the price rose; only the share count separates them.

Bought	Sold	New positions	Sold out of	Price move of holdings
₹0 cr	₹0 cr	0	0	—

Stock	Shares traded	Shares	Price	Value ₹ cr
Added to
SBI Funds Management Pvt Ltd/Fund Parent	2,928	+7.0%	+0.4%	3.5

Not equity	Previous filing	This filing	Change
Cash, repo and TREPS	₹50 cr	₹53 cr	+₹4 cr
Debt: bills, CDs and commercial paper	₹22,199 cr	₹22,868 cr	+₹669 cr

The list above is stocks and fund units. Treasury bills, repo and money-market lines roll over every month by design — they are not decisions, so they are totalled here rather than listed as activity.

A ₹10,000 monthly SIP over five years

Invested	Value	Gain	XIRR
₹600,000	₹600,430	₹430	0.03%

XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has been invested for a different length of time.

Not investment advice. InvestVerdict is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past returns do not predict future ones. Generated 27 Sep 2026.