DSP Liquid Fund

Direct Plan · Growth · Liquid Funds · Scheme code 119125

NAV₹4,072.9327as on 27 Sep 2026

Fund houseDSP Mutual Fund

CategoryLiquid Funds

Plan & optionDirect · Growth

History13.7 years

Returns (%)

	1M	3M	6M	1Y	3Y	5Y	7Y	10Y	Launch
This scheme	0.51	1.62	3.46	6.55	6.99	6.37	5.71	6.13	6.83
Liquid Funds category median	—	—	—	6.48	6.94	6.34	—	6.12	—

Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published NAV history for this scheme.

Risk

	Volatility	Sharpe	Sortino	Beta	Alpha	Max fall	R²
This scheme	0.2%	2.22	7.67	—	—	-0.2%	—

Risk-free rate 6.5%. Beta, alpha and R² are regressed on the — months this scheme and its benchmark share.

Growth of ₹100 since launch

Every one-year period it has lived through

Windows	Worst	Median	Best	Periods that lost money
798	3.2%	7.0%	9.7%	0%

Every one-year holding period in this scheme's history, not just the last one — the spread a real investor would have met depending only on when they started.

DSP Liquid Fund

Direct Plan · Growth

Allocation

By asset

Debt	94.14%
Cash & Equivalents	5.86%

By market cap

Unclassified	190.18%

Concentration

Number of stocks	161
Top 5 stocks	9.97%
Top 10 stocks	17.01%
Top 20 stocks	28.60%
Lines in the filing	165

Largest holding	3.20%
Largest sector	CRISIL A1+ 70.55%
Effective stocks	119.1
Sectors held	7
Cash	5.67%

Effective stocks is what the concentration works out to: a fund holding 161 names but most of its money in a few behaves like a fund of 119. Cash includes repo and TREPS, which every fund parks money in overnight.

Sector split

CRISIL A1+	70.55%
Sovereign	16.53%
ICRA A1+	7.57%
IND A1+	2.77%
CRISIL AAA	1.80%
IND AA	0.59%
Unclassified	0.19%

DSP Liquid Fund

Direct Plan · Growth · holdings

Top 30 holdings

#	Company	Sector	Shares held	Value ₹ cr	% of fund
1	TREPS / Reverse Repo Investments / Corporate Debt Repo	Sovereign	—	1,195	4.28%
2	91 DAYS T-BILL 03092026	Sovereign	89,500,000	895	3.20%
3	Canara Bank	CRISIL A1+	10,000	499	1.79%
4	HDFC Bank Limited	CRISIL A1+	10,000	495	1.77%
5	National Bank For Agriculture & Rural Development	CRISIL A1+	9,000	450	1.61%
6	91 DAYS T-BILL 08102026	Sovereign	45,000,000	448	1.60%
7	Hindustan Petroleum Corporation Limited	CRISIL A1+	8,000	399	1.43%
8	National Bank For Agriculture & Rural Development	CRISIL A1+	8,000	399	1.43%
9	HDFC Bank Limited	CRISIL A1+	8,000	395	1.42%
10	Bank of Baroda	IND A1+	8,000	395	1.42%
11	National Bank For Agriculture & Rural Development	CRISIL A1+	7,500	373	1.34%
12	HDFC Bank Limited	CRISIL A1+	7,000	349	1.25%
13	ICICI Securities Limited	CRISIL A1+	7,000	350	1.25%
14	Union Bank of India	ICRA A1+	7,000	347	1.24%
15	Canara Bank	CRISIL A1+	6,500	324	1.16%
16	ICICI Bank Limited	ICRA A1+	6,500	324	1.16%
17	Axis Bank Limited	CRISIL A1+	6,500	324	1.16%
18	HDFC Bank Limited	CRISIL A1+	6,500	323	1.16%
19	Union Bank of India	ICRA A1+	6,000	298	1.07%
20	HDFC Bank Limited	CRISIL A1+	6,000	298	1.07%
21	Bharat Petroleum Corporation Limited	CRISIL A1+	6,000	299	1.07%
22	HDFC Securities Limited	CRISIL A1+	6,000	296	1.06%
23	Axis Bank Limited	CRISIL A1+	6,000	295	1.06%
24	Union Bank of India	ICRA A1+	5,500	273	0.98%
25	TREPS / Reverse Repo Investments / Corporate Debt Repo	Sovereign	—	257	0.92%
26	Kotak Securities Limited	CRISIL A1+	5,000	249	0.89%
27	ICICI Securities Limited	CRISIL A1+	5,000	249	0.89%
28	Aditya Birla Housing Finance Limited	CRISIL A1+	5,000	250	0.89%
29	National Bank For Agriculture & Rural Development	CRISIL A1+	5,000	246	0.88%
30	5.74% GOI 15112026	Sovereign	23,000,000	234	0.84%

DSP Liquid Fund

Direct Plan · Growth · where the money sits

What the manager did last month

Between the filings of 30 Jun 2026 and 31 Jul 2026. A position grows because the manager bought or because the price rose; only the share count separates them.

Bought	Sold	New positions	Sold out of	Price move of holdings
₹0 cr	₹0 cr	0	0	—

Stock	Shares traded	Shares	Price	Value ₹ cr
Added to
SBI Funds Management Pvt Ltd/Fund Parent	2,928	+7.0%	+0.4%	3.5

Not equity	Previous filing	This filing	Change
Cash, repo and TREPS	₹50 cr	₹53 cr	+₹4 cr
Debt: bills, CDs and commercial paper	₹22,199 cr	₹22,868 cr	+₹669 cr

The list above is stocks and fund units. Treasury bills, repo and money-market lines roll over every month by design — they are not decisions, so they are totalled here rather than listed as activity.

A ₹10,000 monthly SIP over five years

Invested	Value	Gain	XIRR
₹600,000	₹712,243	₹112,243	6.80%

XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has been invested for a different length of time.

Not investment advice. InvestVerdict is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past returns do not predict future ones. Generated 27 Sep 2026.