Direct Plan · Daily IDCW · Ultra Short Duration · Scheme code 119203
NAV₹1,005.0887as on 25 Sep 2026
Fund houseDSP Mutual Fund
CategoryUltra Short Duration
Plan & optionDirect · Daily IDCW
History13.7 years
Returns (%)
1M
3M
6M
1Y
3Y
5Y
7Y
10Y
Launch
This scheme
0.00
0.00
0.00
0.00
0.00
0.00
0.02
0.01
0.02
Ultra Short Duration category median
—
—
—
6.55
7.31
6.56
—
6.75
—
Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published
NAV history for this scheme.
Risk
Volatility
Sharpe
Sortino
Beta
Alpha
Max fall
R²
This scheme
0.4%
-15.03
-17.58
—
—
-1.1%
—
Risk-free rate 6.5%. Beta, alpha and R² are regressed on the
— months this scheme and its benchmark share.
Growth of ₹100 since launch
Drawdown from peak (%)
Every one-year period it has lived through
Windows
Worst
Median
Best
Periods that lost money
615
-1.1%
0.0%
1.0%
7%
Every one-year holding period in this scheme's history, not just the last one — the
spread a real investor would have met depending only on when they started.
DSP Ultra Short Term Fund
Direct Plan · Daily IDCW
Allocation
By asset
Debt
97.53%
Cash & Equivalents
2.23%
AIF Units
0.24%
By market cap
Concentration
Number of stocks
102
Top 5 stocks
14.59%
Top 10 stocks
24.32%
Top 20 stocks
38.94%
Lines in the filing
104
Largest holding
4.62%
Largest sector
CRISIL A1+ 50.46%
Effective stocks
73.6
Sectors held
14
Cash
2.23%
Effective stocks is what the concentration works out to: a fund holding
102 names but most of its money in a few
behaves like a fund of 74. Cash includes repo and TREPS, which
every fund parks money in overnight.
Sector split
CRISIL A1+
50.46%
Sovereign
8.90%
CRISIL AAA
7.64%
IND A1+
6.19%
ICRA AA+
4.44%
CRISIL AA+
4.39%
ICRA A1+
3.61%
ICRA AAA
3.37%
CRISIL AA
2.58%
CARE AA
2.29%
Cash & Equivalents
2.23%
ICRA AA
1.61%
IND AA+
1.07%
CARE AA+
0.98%
Unclassified
0.24%
DSP Ultra Short Term Fund
Direct Plan · Daily IDCW · holdings
Top 30 holdings
#
Company
Sector
Shares held
Value ₹ cr
% of fund
1
Canara Bank
CRISIL A1+
4,500
216
4.62%
2
TREPS / Reverse Repo Investments
Unclassified
—
145
3.10%
3
5.74% GOI 15112026
Sovereign
12,500,000
127
2.70%
4
Kotak Mahindra Bank Ltd
CRISIL A1+
2,500
122
2.60%
5
HDFC Bank Ltd
CRISIL A1+
2,500
121
2.58%
6
Axis Bank Ltd
CRISIL A1+
2,000
98
2.09%
7
National Bank For Agriculture & Rural Development
CRISIL A1+
2,000
97
2.06%
8
HDFC Bank Ltd
CRISIL A1+
2,000
96
2.06%
9
Federal Bank Ltd
CRISIL A1+
2,000
96
2.05%
10
Cholamandalam Investment and Finance Co Ltd
ICRA AA+
8,000
86
1.84%
11
Aditya Birla Renewables Ltd
CRISIL AA
7,500
81
1.72%
12
National Bank For Agriculture & Rural Development
ICRA AAA
7,500
80
1.71%
13
360 One Prime Ltd
ICRA AA
7,500
75
1.61%
14
Indostar Capital Finance Ltd
CRISIL A1+
1,500
74
1.57%
15
Bank of Baroda
IND A1+
1,500
73
1.57%
16
Bank of Baroda
IND A1+
1,500
72
1.55%
17
HDFC Bank Ltd
CRISIL A1+
1,500
72
1.54%
18
Union Bank of India
ICRA A1+
1,500
71
1.52%
19
Piramal Finance Ltd
ICRA AA+
5,500
59
1.26%
20
Nuvama Wealth Finance Ltd
CARE AA
5,000
55
1.16%
21
Nuvama Wealth and Investment Ltd
CARE AA
5,000
53
1.13%
22
LIC Housing Finance Ltd
CRISIL AAA
5,000
53
1.13%
23
8.24% GOI 15022027
Sovereign
5,000,000
53
1.12%
24
Torrent Pharmaceuticals Ltd
ICRA AA+
5,000
52
1.11%
25
Bajaj Housing Finance Ltd
CRISIL AAA
5,000
51
1.10%
26
Torrent Power Ltd
CRISIL AA+
500
51
1.10%
27
Mankind Pharma Ltd
CRISIL AA+
5,000
51
1.10%
28
SPR Auto Technologies Ltd
IND AA+
5,000
50
1.07%
29
182 DAYS T-BILL 18092026
Sovereign
5,000,000
50
1.06%
30
Angel One Ltd
ICRA A1+
1,000
50
1.06%
DSP Ultra Short Term Fund
Direct Plan · Daily IDCW · where the money sits
What the manager did last month
Between the filings of 30 Jun 2026 and 31 Jul 2026.
A position grows because the manager bought or because the price rose; only the share count separates them.
Bought
Sold
New positions
Sold out of
Price move of holdings
₹327 cr
₹85 cr
24
12
+0.44%
Stock
Shares traded
Shares
Price
Value ₹ cr
New position
TREPS / Reverse Repo Investments
—
entered
—
145
LIC Housing Finance Ltd
5,000
entered
—
53.1
Bajaj Housing Finance Ltd
5,000
entered
—
51.4
Mirae Asset Financial Services India Pvt Ltd
1,000
entered
—
49.3
IDFC First Bank Ltd
1,000
entered
—
48.4
Export-Import Bank Of India
1,000
entered
—
48.4
HDFC Bank Ltd
1,000
entered
—
48.2
Bank of Baroda
1,000
entered
—
47.1
Added to
Cholamandalam Investment and Finance Co Ltd
5,000
+166.7%
+0.6%
53.8
National Bank For Agriculture & Rural Development
5,000
+200.0%
+0.4%
53.4
5.74% GOI 15112026
5,000,000
+66.7%
+0.5%
50.6
Canara Bank
1,000
+28.6%
+0.5%
48.1
HDFC Bank Ltd
1,000
+200.0%
+0.5%
48.0
Bank of Baroda
500
+50.0%
+0.5%
24.4
Kotak Mahindra Bank Ltd
500
+25.0%
+0.5%
24.4
Export-Import Bank Of India
500
+100.0%
+0.5%
24.0
Trimmed
182 DAYS T-BILL 03092026
7,500,000
-75.0%
+0.4%
74.7
Piramal Finance Ltd
1,000
-15.4%
+1.0%
10.7
Sold out of
Godrej Properties Limited
11,500
exited
—
124
Cholamandalam Investment and Finance Company Limited
2,000
exited
—
98.1
Cholamandalam Investment and Finance Company Limited
5,000
exited
—
50.1
Union Bank of India
1,000
exited
—
49.3
Bank of Baroda
1,000
exited
—
48.6
Canara Bank
1,000
exited
—
47.8
Tata Capital Limited
250
exited
—
34.1
Bank of Baroda
500
exited
—
24.0
The list above is stocks and fund units. Treasury bills, repo and money-market
lines roll over every month by design — they are not decisions, so they are totalled here rather
than listed as activity.
A ₹10,000 monthly SIP over five years
Invested
Value
Gain
XIRR
₹600,000
₹600,018
₹18
0.00%
XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has
been invested for a different length of time.
Not investment advice. InvestVerdict is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the
portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past
returns do not predict future ones. Generated 26 Sep 2026.
