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MF Analyser

DSP ELSS Tax Saver Fund

Direct Plan · IDCW · ELSS (Tax Saving) · Scheme code 119241

NAV₹88.5520as on 25 Sep 2026
Fund houseDSP Mutual Fund
CategoryELSS (Tax Saving)
Plan & optionDirect · IDCW
History13.7 years

Returns (%)

 1M3M6M1Y3Y5Y7Y10YLaunch
This scheme -3.97-3.13-0.30 -5.299.008.16 14.0712.4214.59
Nifty 500
benchmark		 0.874.312.15 5.2012.4911.41 ——15.49
ELSS (Tax Saving)
category median		 ——— 1.5912.2211.75 —13.77—

Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published NAV history for this scheme.

Risk

 VolatilitySharpeSortinoBetaAlphaMax fallR²
This scheme 15.7% 0.16 0.22 0.99 -0.73% -37.9% 95.40
Nifty 500
benchmark		 17.2%0.35 0.47—— -37.3%—

Risk-free rate 6.5%. Beta, alpha and R² are regressed on the 83 months this scheme and its benchmark share.

Growth of ₹100 since launch

372825267702014201620182020202220242026MF Analyser

Drawdown from peak (%)

0%-13%-25%-38%2014201620182020202220242026

Every one-year period it has lived through

WindowsWorstMedianBestPeriods that lost money
625 -28.0% 13.5% 84.8% 19%

Every one-year holding period in this scheme's history, not just the last one — the spread a real investor would have met depending only on when they started.

How it behaves against its benchmark

Up captureDown captureCorrelation Tracking errorInformation ratioTreynor
96% 97% 0.98 3.9% -0.21 7.76

Up capture is how much of the benchmark's gain this scheme kept in the months the benchmark rose; down capture, how much of its fall it took. Below 100 on the down side and above it on the up side is the combination every fund is trying for and few reach. Measured over the 83 months this scheme and Nifty 500 share.

MF Analyser

DSP ELSS Tax Saver Fund

Direct Plan · IDCW

Allocation

By asset

Equity98.75%
Cash & Equivalents1.25%

By market cap

Large Cap76.09%
Mid Cap15.21%
Small Cap7.37%
Unclassified0.08%

Concentration

Number of stocks58
Top 5 stocks35.65%
Top 10 stocks48.74%
Top 20 stocks65.91%
Lines in the filing60
Largest holding9.96%
Largest sectorBanks 36.65%
Effective stocks26.5
Sectors held24
Cash1.25%

Effective stocks is what the concentration works out to: a fund holding 58 names but most of its money in a few behaves like a fund of 27. Cash includes repo and TREPS, which every fund parks money in overnight.

Sector split

Banks — 36.7%Pharmaceuticals & Biotechnology — 6.8%IT - Software — 5.9%Petroleum Products — 5.8%Finance — 5.0%Telecom - Services — 4.8%Automobiles — 4.4%Insurance — 3.5%Auto Components — 3.1%Other — 24.1%Banks36.7%Pharmaceuticals & Biotech…6.8%IT - Software5.9%Petroleum Products5.8%Finance5.0%Telecom - Services4.8%Automobiles4.4%Insurance3.5%Auto Components3.1%Other24.1%
Banks36.65%
Pharmaceuticals & Biotechnology6.82%
IT - Software5.85%
Petroleum Products5.80%
Finance5.04%
Telecom - Services4.76%
Automobiles4.41%
Insurance3.51%
Auto Components3.08%
Diversified FMCG2.83%
Construction2.20%
Healthcare Services2.14%
Consumer Durables2.11%
Power1.76%
Retailing1.75%
Cement & Cement Products1.40%
Fertilizers & Agrochemicals1.39%
Gas1.33%
Cash & Equivalents1.25%
Ferrous Metals1.20%
MF Analyser

DSP ELSS Tax Saver Fund

Direct Plan · IDCW · holdings

Top 30 holdings

#CompanySectorShares held Value
₹ cr		% of fund
1 ICICI Bank Limited Banks 11,414,063 1,660 9.96%
2 HDFC Bank Limited Banks 19,697,085 1,397 8.38%
3 Axis Bank Limited Banks 10,117,590 1,315 7.89%
4 State Bank of India Banks 9,072,764 962 5.77%
5 Kotak Mahindra Bank Limited Banks 14,515,766 609 3.65%
6 Bharti Airtel Limited Telecom - Services 2,985,560 541 3.25%
7 Reliance Industries Limited Petroleum Products 3,722,421 475 2.85%
8 Mahindra & Mahindra Limited Automobiles 1,284,132 421 2.53%
9 Infosys Limited IT - Software 3,563,404 404 2.42%
10 Max Financial Services Limited Insurance 2,160,559 340 2.04%
11 Bharat Petroleum Corporation Limited Petroleum Products 10,003,629 324 1.95%
12 Cipla Limited Pharmaceuticals & Biotechnology 2,230,233 314 1.89%
13 Coforge Limited IT - Software 1,493,908 297 1.78%
14 NTPC Limited Power 8,956,673 293 1.76%
15 Eternal Limited Retailing 8,866,776 291 1.75%
16 Sun Pharmaceutical Industries Limited Pharmaceuticals & Biotechnology 1,442,640 286 1.72%
17 Tata Consultancy Services Limited IT - Software 1,143,152 274 1.65%
18 Samvardhana Motherson International Limited Auto Components 15,380,340 263 1.58%
19 Hindustan Unilever Limited Diversified FMCG 1,331,955 262 1.57%
20 Larsen & Toubro Limited Construction 628,277 254 1.52%
21 Indus Towers Limited Telecom - Services 6,477,081 252 1.51%
22 SBI Life Insurance Co Limited Insurance 1,404,558 244 1.47%
23 Coromandel International Limited Fertilizers & Agrochemicals 1,218,544 232 1.39%
24 IPCA Laboratories Limited Pharmaceuticals & Biotechnology 1,158,756 229 1.37%
25 TREPS / Reverse Repo Investments Unclassified — 227 1.36%
26 ITC Limited Diversified FMCG 8,206,397 210 1.26%
27 Maruti Suzuki India Limited Automobiles 154,444 209 1.26%
28 Asian Paints Limited Consumer Durables 782,520 208 1.25%
29 PNB Housing Finance Limited Finance 1,805,248 207 1.24%
30 Tata Capital Limited Finance 5,563,158 205 1.23%
MF Analyser

DSP ELSS Tax Saver Fund

Direct Plan · IDCW · where the money sits

What the manager did last month

Between the filings of 31 Jul 2026 and 31 Aug 2026. A position grows because the manager bought or because the price rose; only the share count separates them.

BoughtSoldNew positionsSold out ofPrice move of holdings
₹352 cr ₹198 cr 0 0 +0.28%
StockShares tradedShares PriceValue
₹ cr
Added to
Alkem Laboratories Limited 233,656 +370.9% -7.3% 125
Axis Bank Limited 339,845 +3.5% +5.7% 44.2
Maruti Suzuki India Limited 32,214 +26.4% -4.8% 43.6
State Bank of India 406,696 +4.7% +3.2% 43.1
Reliance Industries Limited 319,498 +9.4% -2.4% 40.8
ITC Limited 1,459,192 +21.6% -9.1% 37.3
Coromandel International Limited 63,145 +5.5% -8.1% 12.0
SBI Life Insurance Co Limited 34,469 +2.5% -7.5% 6.0
Trimmed
Cohance Lifesciences Limited 2,669,270 -81.3% +7.3% 122
Cholamandalam Investment and Finance Co Limited 224,425 -20.6% +0.4% 41.7
IPCA Laboratories Limited 177,518 -13.3% +13.0% 35.1
Not equityPrevious filingThis filingChange
Cash, repo and TREPS ₹0 cr ₹0 cr +₹0 cr

The list above is stocks and fund units. Treasury bills, repo and money-market lines roll over every month by design — they are not decisions, so they are totalled here rather than listed as activity.

A ₹10,000 monthly SIP over five years

InvestedValueGainXIRR
₹600,000 ₹730,703 ₹130,703 7.82%

XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has been invested for a different length of time.

Not investment advice. InvestVerdict is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past returns do not predict future ones. Generated 26 Sep 2026.