Direct Plan · IDCW Option · Mutual fund · Scheme code 119310
NAV₹16.6335as on 25 Sep 2026
Fund houseUnion Mutual Fund
CategoryMutual fund
Plan & optionDirect · IDCW Option
History13.7 years
Returns (%)
1M
3M
6M
1Y
3Y
5Y
7Y
10Y
Launch
This scheme
-1.64
0.44
1.37
1.37
5.09
4.17
5.10
2.44
3.17
Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published
NAV history for this scheme.
Risk
Volatility
Sharpe
Sortino
Beta
Alpha
Max fall
R²
This scheme
6.4%
-0.22
-0.24
—
—
-22.0%
—
Risk-free rate 6.5%. Beta, alpha and R² are regressed on the
— months this scheme and its benchmark share.
Growth of ₹100 since launch
Drawdown from peak (%)
Every one-year period it has lived through
Windows
Worst
Median
Best
Periods that lost money
613
-17.7%
3.4%
15.8%
27%
Every one-year holding period in this scheme's history, not just the last one — the
spread a real investor would have met depending only on when they started.
Union Dynamic Term Fund
Direct Plan · IDCW Option
Allocation
By asset
Debt
92.18%
Cash & Equivalents
7.30%
AIF Units
0.52%
By market cap
Concentration
Number of stocks
7
Top 5 stocks
92.09%
Top 10 stocks
92.70%
Top 20 stocks
92.70%
Lines in the filing
9
Largest holding
45.60%
Largest sector
Sovereign 68.44%
Effective stocks
3.6
Sectors held
4
Cash
7.30%
Effective stocks is what the concentration works out to: a fund holding
7 names but most of its money in a few
behaves like a fund of 4. Cash includes repo and TREPS, which
every fund parks money in overnight.
Sector split
Sovereign
68.44%
[ICRA]AAA
15.74%
CRISIL AAA
8.00%
Cash & Equivalents
7.30%
Alternative Investment Fund
0.52%
Union Dynamic Term Fund
Direct Plan · IDCW Option · holdings
Top 30 holdings
#
Company
Sector
Shares held
Value ₹ cr
% of fund
1
GOI 6.90% 2065
Sovereign
320,000,000
29
45.60%
2
GOI 7.24% 2055
Sovereign
150,000,000
15
22.75%
3
Indian Railway Finance Corporation Ltd.
CRISIL AAA
50,000,000
5
8.00%
4
REC Ltd.
[ICRA]AAA
50,000,000
5
7.94%
5
National Bank for Agriculture and Rural Development
[ICRA]AAA
50,000,000
5
7.80%
6
Net Receivable / Payable
Unclassified
—
2
3.78%
7
TREPS
Unclassified
—
2
3.52%
8
Corporate Debt Mkt Devp. Fund-A2
Alternative Investment Fund
279
0
0.52%
9
91 Day Treasury Bills
Sovereign
609,400
0
0.09%
Union Dynamic Term Fund
Direct Plan · IDCW Option · where the money sits
A ₹10,000 monthly SIP over five years
Invested
Value
Gain
XIRR
₹600,000
₹671,561
₹71,561
4.45%
XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has
been invested for a different length of time.
Not investment advice. InvestVerdict is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the
portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past
returns do not predict future ones. Generated 27 Sep 2026.
