Aditya Birla Sun Life Medium Term Fund

Direct Plan · Half Yearly IDCW · Mutual fund · Scheme code 119540

NAV₹14.7863as on 25 Sep 2026

Fund houseAditya Birla Sun Life Mutual Fund

CategoryMutual fund

Plan & optionDirect · Half Yearly IDCW

History13.7 years

Returns (%)

	1M	3M	6M	1Y	3Y	5Y	7Y	10Y	Launch
This scheme	-2.51	-0.73	1.32	3.73	3.06	6.43	3.91	2.14	2.44

Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published NAV history for this scheme.

Risk

	Volatility	Sharpe	Sortino	Beta	Alpha	Max fall	R²
This scheme	7.4%	-0.46	-0.61	—	—	-20.5%	—

Risk-free rate 6.5%. Beta, alpha and R² are regressed on the — months this scheme and its benchmark share.

Growth of ₹100 since launch

Drawdown from peak (%)

Every one-year period it has lived through

Windows	Worst	Median	Best	Periods that lost money
613	-12.2%	2.2%	20.9%	26%

Every one-year holding period in this scheme's history, not just the last one — the spread a real investor would have met depending only on when they started.

Aditya Birla Sun Life Medium Term Fund

Direct Plan · Half Yearly IDCW

Allocation

By asset

Debt	91.32%
Cash & Equivalents	4.00%
REITs / InvITs	3.48%
Equity	0.92%
AIF Units	0.28%

By market cap

Concentration

Number of stocks	78
Top 5 stocks	27.38%
Top 10 stocks	39.89%
Top 20 stocks	58.89%
Lines in the filing	80

Largest holding	12.13%
Largest sector	Sovereign 20.00%
Effective stocks	32.1
Sectors held	20
Cash	4.00%

Effective stocks is what the concentration works out to: a fund holding 78 names but most of its money in a few behaves like a fund of 32. Cash includes repo and TREPS, which every fund parks money in overnight.

Sector split

Sovereign	20.00%
ICRA AAA	17.93%
CRISIL AA	7.69%
ICRA AA	6.56%
CRISIL AAA	5.99%
ICRA AA+	5.77%
CARE AA-	4.66%
CRISIL AA+	4.57%
CRISIL A+	4.19%
Cash & Equivalents	4.00%
CRISIL AA-	2.78%
ICRA A+	2.71%
ICRA A-	2.06%
Transport Infrastructure	2.00%
CARE AA	1.78%
ICRA AA-	1.77%
Realty	1.57%
IND AA	1.47%
CARE AA+	1.41%
Power	0.83%

Aditya Birla Sun Life Medium Term Fund

Direct Plan · Half Yearly IDCW · holdings

Top 30 holdings

#	Company	Sector	Shares held	Value ₹ cr	% of fund
1	Government of India (11/05/2036)	Sovereign	39,500,000	398	12.13%
2	8.25% Bajaj Housing Finance Ltd. (27/05/2031)	CRISIL AAA	15,000	153	4.66%
3	7.27% National Bank for Agriculture and Rural Development (23/02/2029)	ICRA AAA	12,500	124	3.79%
4	6.66% National Bank for Agriculture and Rural Development (12/10/2028)	ICRA AAA	11,500	113	3.45%
5	9.25% Hinduja Leyland Finance Ltd. (09/07/2031)	CRISIL AA+	11,000	110	3.34%
6	9.90% Oxyzo Financial Services Pvt. Ltd. (13/03/2029)	ICRA A+	9,000	89	2.71%
7	5.00% GMR Airports Ltd. (13/02/2027)	CRISIL A+	8,000	84	2.57%
8	JTPM Metal Traders Ltd. (29/09/2028) (ZCB)	CRISIL AA	7,673	82	2.51%
9	Jubilant Bevco Ltd. (31/05/2028) (ZCB)	CRISIL AA	7,400	82	2.51%
10	Net Receivable / Payable	Unclassified	—	78	2.37%
11	9.50% Kogta Financial (India) Ltd. (30/10/2027)	CARE AA-	7,250	72	2.20%
12	8.66% Cholamandalam Investment & Finance Co. Ltd. (23/02/2033)	ICRA AA+	7,000	69	2.10%
13	8.00% Adani Power Ltd. (27/01/2028)	CRISIL AA	6,790	68	2.06%
14	10.96% Gaursons India Pvt. Ltd. (26/12/2028)	ICRA A-	6,800	68	2.06%
15	State Government Securities (29/06/2035)	Sovereign	6,150,000	63	1.93%
16	9.40% Vedanta Ltd. (20/02/2027)	ICRA AA+	6,000	60	1.84%
17	8.40% Narayana Hrudayalaya Ltd. (15/02/2030)	ICRA AA	6,000	60	1.83%
18	8.32% Hero Housing Finance Ltd. (30/08/2027)	ICRA AA+	6,000	60	1.83%
19	8.75% JSW Energy Ltd. (20/03/2028)	ICRA AA	6,000	60	1.83%
20	9.75% Nuvama Wealth Finance Ltd. (16/04/2027)	CARE AA	5,800	58	1.78%
21	8.56% SIS Ltd. (26/03/2028)	CRISIL AA-	5,750	57	1.75%
22	TREPS	Unclassified	—	53	1.63%
23	5.00% GMR Airports Ltd. (13/08/2028)	CRISIL A+	5,000	53	1.62%
24	7.66% National Bank for Financing Infrastructure and Development (16/06/2036)	ICRA AAA	5,000	51	1.54%
25	7.44% National Bank for Agriculture and Rural Development (17/07/2029)	ICRA AAA	5,000	50	1.53%
26	7.12% Housing and Urban Development Corporation Ltd. (26/12/2034)	ICRA AAA	5,000	49	1.50%
27	6.64% Power Finance Corporation Ltd. (15/07/2030)	ICRA AAA	5,000	49	1.49%
28	9.25% Ess Kay Fincorp Ltd. (09/05/2027)	ICRA AA-	4,800	48	1.46%
29	8.85% Hinduja Housing Finance Ltd. (01/02/2027)	CARE AA+	4,600	46	1.41%
30	Government of India (15/04/2065)	Sovereign	5,000,000	46	1.39%

Aditya Birla Sun Life Medium Term Fund

Direct Plan · Half Yearly IDCW · where the money sits

What the manager did last month

Between the filings of 30 Jun 2026 and 31 Jul 2026. A position grows because the manager bought or because the price rose; only the share count separates them.

Bought	Sold	New positions	Sold out of	Price move of holdings
₹1 cr	₹375 cr	5	5	-0.17%

Stock	Shares traded	Shares	Price	Value ₹ cr
New position
Government of India (11/05/2036)	39,500,000	entered	—	398
Net Receivable / Payable	—	entered	—	77.8
TREPS	—	entered	—	53.4
7.66% National Bank for Financing Infrastructure and Development (16/06/2036)	5,000	entered	—	50.5
7.85% Bharti Telecom Ltd. (20/03/2029)	2,500	entered	—	24.8
Added to
Corporate Debt Mkt Devp. Fund-A2	663	+9.5%	+0.4%	0.8
Trimmed
Government of India (07/07/2040)	33,500,000	-98.5%	-0.4%	325
7.44% National Bank for Agriculture and Rural Development (17/07/2029)	5,000	-50.0%	-0.5%	50.1
Sold out of
6.74% Small Industries Development Bank of India (10/01/2029)	5,000	exited	—	49.5
Clearing Corporation of India Limited	—	exited	—	46.8
Government of India (06/10/2035)	3,000,000	exited	—	29.4
Net Receivables / (Payables)	—	exited	—	26.3
6.94% Power Grid Corporation of India Limited (15/04/2035)	500	exited	—	4.9

The list above is stocks and fund units. Treasury bills, repo and money-market lines roll over every month by design — they are not decisions, so they are totalled here rather than listed as activity.

A ₹10,000 monthly SIP over five years

Invested	Value	Gain	XIRR
₹600,000	₹670,531	₹70,531	4.39%

XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has been invested for a different length of time.

Not investment advice. InvestVerdict is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past returns do not predict future ones. Generated 26 Sep 2026.