Aditya Birla Sun Life Liquid Fund

Direct Plan · Weekly IDCW · Liquid Funds · Scheme code 119570

NAV₹100.3655as on 12 Nov 2026

Fund houseAditya Birla Sun Life Mutual Fund

CategoryLiquid Funds

Plan & optionDirect · Weekly IDCW

History13.9 years

Returns (%)

	1M	3M	6M	1Y	3Y	5Y	7Y	10Y	Launch
This scheme	0.08	0.04	0.06	0.06	0.03	0.03	0.01	0.01	0.00
Liquid Funds category median	—	—	—	6.52	6.90	6.42	—	6.11	—

Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published NAV history for this scheme.

Risk

	Volatility	Sharpe	Sortino	Beta	Alpha	Max fall	R²
This scheme	0.2%	-28.47	-3.53	—	—	-0.4%	—

Risk-free rate 6.5%. Beta, alpha and R² are regressed on the — months this scheme and its benchmark share.

Growth of ₹100 since launch

Every one-year period it has lived through

Windows	Worst	Median	Best	Periods that lost money
4,476	-0.3%	0.0%	0.3%	29%

Every one-year holding period in this scheme's history, not just the last one — the spread a real investor would have met depending only on when they started.

Aditya Birla Sun Life Liquid Fund

Direct Plan · Weekly IDCW

Allocation

By asset

Debt	111.92%
REITs / InvITs	0.48%
AIF Units	0.28%

By market cap

Concentration

Number of stocks	210
Top 5 stocks	9.99%
Top 10 stocks	18.03%
Top 20 stocks	33.23%
Lines in the filing	215

Largest holding	2.53%
Largest sector	CRISIL A1+ 49.07%
Effective stocks	93.8
Sectors held	8
Cash	1.35%

Effective stocks is what the concentration works out to: a fund holding 210 names but most of its money in a few behaves like a fund of 94. Cash includes repo and TREPS, which every fund parks money in overnight.

Sector split

CRISIL A1+	49.07%
ICRA A1+	28.26%
Sovereign	17.77%
CARE A1+	12.19%
IND A1+	6.18%
Unclassified	0.28%
ICRA AAA	0.24%
CRISIL AAA	0.04%

Aditya Birla Sun Life Liquid Fund

Direct Plan · Weekly IDCW · holdings as on 31 Oct 2026

Top 30 holdings

#	Company	Sector	Shares held	Value ₹ cr	% of fund
1	91 DAY T-BILL 05.11.26	Sovereign	158,000,000	1,579	2.53%
2	HDFC Bank Ltd. (14/12/2026)	ICRA A1+	25,500	1,264	2.03%
3	91 DAY T-BILL 12.11.26	Sovereign	115,500,000	1,153	1.85%
4	City Union Bank Ltd. (08/12/2026)	ICRA A1+	23,000	1,141	1.83%
5	91 DAY T-BILL 24.12.26	Sovereign	109,623,300	1,087	1.74%
6	Axis Bank Ltd. (26/11/2026)	ICRA A1+	20,500	1,020	1.64%
7	IndusInd Bank Ltd. (14/12/2026)	CRISIL A1+	20,500	1,016	1.63%
8	Punjab & Sind Bank (11/12/2026)	ICRA A1+	20,000	992	1.59%
9	The Jammu & Kashmir Bank Ltd. (09/12/2026)	CRISIL A1+	20,000	992	1.59%
10	IDBI Bank Ltd. (15/12/2026)	ICRA A1+	20,000	991	1.59%
11	91 DAY T-BILL 07.01.27	Sovereign	100,000,000	989	1.59%
12	UCO Bank (01/01/2027)	ICRA A1+	20,000	987	1.58%
13	Central Bank of India (04/01/2027)	CARE A1+	20,000	987	1.58%
14	Central Bank of India (02/12/2026)	CRISIL A1+	19,500	969	1.56%
15	Reliance Industries Ltd. (11/12/2026)	CRISIL A1+	19,000	942	1.51%
16	91 DAY T-BILL 10.12.26	Sovereign	94,755,800	942	1.51%
17	NTPC Ltd. (24/12/2026)	ICRA A1+	19,000	940	1.51%
18	182 DAY T-BILL 17.12.26	Sovereign	93,000,000	923	1.48%
19	Reliance Retail Ventures Ltd. (27/11/2026)	CRISIL A1+	18,500	920	1.48%
20	NTPC Ltd. (13/11/2026)	ICRA A1+	17,500	873	1.40%
21	Tata Steel Ltd. (05/11/2026)	IND A1+	16,000	799	1.28%
22	NLC India Ltd. (29/12/2026)	CARE A1+	16,000	790	1.27%
23	91 DAY T-BILL 31.12.26	Sovereign	77,000,000	763	1.22%
24	Yes Bank Ltd. (18/11/2026)	CRISIL A1+	15,000	747	1.20%
25	Shriram Finance Ltd. (18/12/2026)	CRISIL A1+	15,000	743	1.19%
26	National Bank for Agriculture and Rural Development (30/11/2026)	CRISIL A1+	14,500	721	1.16%
27	LIC Housing Finance Ltd. (09/12/2026)	CRISIL A1+	14,500	720	1.15%
28	Central Bank of India (04/12/2026)	CRISIL A1+	14,000	695	1.12%
29	Bajaj Financial Securities Ltd. (09/12/2026)	CRISIL A1+	14,000	694	1.11%
30	Motilal Oswal Financial Services Ltd. (17/12/2026)	CRISIL A1+	13,500	668	1.07%

Aditya Birla Sun Life Liquid Fund

Direct Plan · Weekly IDCW · where the money sits

What the manager did last month

Between the filings of 30 Sep 2026 and 31 Oct 2026. A position grows because the manager bought or because the price rose; only the share count separates them.

Bought	Sold	New positions	Sold out of	Price move of holdings
₹0 cr	₹0 cr	0	0	—

Stock	Shares traded	Shares	Price	Value ₹ cr
Sold out of
Reverse Repo	—	exited	—	487
Reverse Repo	—	exited	—	70.0

Not equity	Previous filing	This filing	Change
Cash, repo and TREPS	₹557 cr	₹0 cr	−₹557 cr
Debt: bills, CDs and commercial paper	₹65,692 cr	₹70,221 cr	+₹4,529 cr

The list above is stocks and fund units. Treasury bills, repo and money-market lines roll over every month by design — they are not decisions, so they are totalled here rather than listed as activity.

A ₹10,000 monthly SIP over five years

Invested	Value	Gain	XIRR
₹600,000	₹600,549	₹549	0.04%

XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has been invested for a different length of time.

Not investment advice. MF Analyser is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past returns do not predict future ones. Generated 13 Nov 2026.