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MF Analyser

SBI GILT FUND

Direct Plan · Growth · Gilt Funds · Scheme code 119707

NAV₹73.2754as on 12 Nov 2026
Fund houseSBI Mutual Fund
CategoryGilt Funds
Plan & optionDirect · Growth
History13.9 years

Returns (%)

 1M3M6M1Y3Y5Y7Y10YLaunch
This scheme 1.010.172.92 3.836.626.35 6.927.348.66
Gilt Funds
category median		 ——— 3.106.455.70 —6.75—

Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published NAV history for this scheme.

Risk

 VolatilitySharpeSortinoBetaAlphaMax fallR²
This scheme 3.3% 0.04 0.06 — — -9.5% —

Risk-free rate 6.5%. Beta, alpha and R² are regressed on the — months this scheme and its benchmark share.

Growth of ₹100 since launch

831662503332014201620182020202220242026MF Analyser

Drawdown from peak (%)

0%-3%-5%-8%2014201620182020202220242026

Every one-year period it has lived through

WindowsWorstMedianBestPeriods that lost money
3,112 -1.0% 8.2% 23.9% 2%

Every one-year holding period in this scheme's history, not just the last one — the spread a real investor would have met depending only on when they started.

MF Analyser

SBI GILT FUND

Direct Plan · Growth

Allocation

By asset

Debt93.87%
Cash & Equivalents6.13%

By market cap

Unclassified93.87%

Concentration

Number of stocks5
Top 5 stocks93.87%
Top 10 stocks93.87%
Top 20 stocks93.87%
Lines in the filing7
Largest holding77.26%
Largest sectorSovereign 93.87%
Effective stocks1.6
Sectors held1
Cash0.00%

Effective stocks is what the concentration works out to: a fund holding 5 names but most of its money in a few behaves like a fund of 2. Cash includes repo and TREPS, which every fund parks money in overnight.

Sector split

Sovereign — 93.9%Cash & Equivalents — 6.1%Sovereign93.9%Cash & Equivalents6.1%
Sovereign93.87%
Cash & Equivalents6.13%
MF Analyser

SBI GILT FUND

Direct Plan · Growth · holdings as on 31 Oct 2026

Top 30 holdings

#CompanySectorShares held Value
₹ cr		% of fund
1 6.94% CGL 2036 Sovereign 637,500,000 6,167 77.26%
2 7.71% CGL 2066 Sovereign 57,500,000 563 7.05%
3 7.28% State Government of Andhra Pradesh 2032 Sovereign 51,749,400 501 6.28%
4 Net Receivable / Payable Unclassified — 267 3.35%
5 7.43% CGL 2076 Sovereign 27,000,000 254 3.18%
6 TREPS Unclassified — 222 2.78%
7 7.37% State Government of Chhattisgarh 2031 Sovereign 809,200 8 0.10%
MF Analyser

SBI GILT FUND

Direct Plan · Growth · where the money sits

What the manager did last month

Between the filings of 30 Jun 2026 and 31 Jul 2026. A position grows because the manager bought or because the price rose; only the share count separates them.

BoughtSoldNew positionsSold out ofPrice move of holdings
₹0 cr ₹0 cr 0 2 —
StockShares tradedShares PriceValue
₹ cr
Sold out of
Short Term Deposits — exited — 0.0
Term Deposits Placed as Margins — exited — 0.0
Not equityPrevious filingThis filingChange
Cash, repo and TREPS ₹651 cr ₹197 cr −₹453 cr
Debt: bills, CDs and commercial paper ₹7,804 cr ₹8,109 cr +₹305 cr

The list above is stocks and fund units. Treasury bills, repo and money-market lines roll over every month by design — they are not decisions, so they are totalled here rather than listed as activity.

A ₹10,000 monthly SIP over five years

InvestedValueGainXIRR
₹600,000 ₹701,828 ₹101,828 6.21%

XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has been invested for a different length of time.

Not investment advice. MF Analyser is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past returns do not predict future ones. Generated 13 Nov 2026.