Direct Plan · Growth · Liquid Funds · Scheme code 119800
NAV₹4,485.0025as on 11 Nov 2026
Fund houseSBI Mutual Fund
CategoryLiquid Funds
Plan & optionDirect · Growth
History13.9 years
Returns (%)
1M
3M
6M
1Y
3Y
5Y
7Y
10Y
Launch
This scheme
0.50
1.52
3.25
6.53
6.87
6.41
5.69
6.06
6.78
Liquid Funds category median
—
—
—
6.50
6.90
6.42
—
6.11
—
Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published
NAV history for this scheme.
Risk
Volatility
Sharpe
Sortino
Beta
Alpha
Max fall
R²
This scheme
0.3%
1.36
2.08
—
—
-0.2%
—
Risk-free rate 6.5%. Beta, alpha and R² are regressed on the
— months this scheme and its benchmark share.
Growth of ₹100 since launch
Every one-year period it has lived through
Windows
Worst
Median
Best
Periods that lost money
4,693
3.2%
7.0%
9.8%
0%
Every one-year holding period in this scheme's history, not just the last one — the
spread a real investor would have met depending only on when they started.
SBI LIQUID FUND
Direct Plan · Growth
Allocation
By asset
Debt
98.52%
Cash & Equivalents
0.71%
REITs / InvITs
0.51%
AIF Units
0.26%
By market cap
Unclassified
100.60%
Concentration
Number of stocks
123
Top 5 stocks
15.84%
Top 10 stocks
28.46%
Top 20 stocks
45.34%
Lines in the filing
124
Largest holding
3.47%
Largest sector
CRISIL A1+ 66.51%
Effective stocks
64.0
Sectors held
6
Cash
-0.60%
Effective stocks is what the concentration works out to: a fund holding
123 names but most of its money in a few
behaves like a fund of 64. Cash includes repo and TREPS, which
every fund parks money in overnight.
Sector split
CRISIL A1+
66.51%
[ICRA]A1+
15.90%
Sovereign
13.87%
IND A1+
3.68%
CRISIL AAA
0.38%
CDMDF
0.26%
SBI LIQUID FUND
Direct Plan · Growth · holdings as on 30 Sep 2026
Top 30 holdings
#
Company
Sector
Shares held
Value ₹ cr
% of fund
1
91 DAY T-BILL 05.11.26
Sovereign
270,000,000
2,686
3.47%
2
Punjab National Bank
CRISIL A1+
50,000
2,482
3.20%
3
HDFC Bank Ltd.
CRISIL A1+
50,000
2,483
3.20%
4
National Bank for Agriculture and Rural Development
CRISIL A1+
49,000
2,435
3.14%
5
Canara Bank
CRISIL A1+
44,000
2,195
2.83%
6
364 DAY T-BILL 12.11.26
Sovereign
207,000,000
2,058
2.66%
7
Union Bank of India
[ICRA]A1+
40,000
1,988
2.57%
8
Reliance Retail Ventures Ltd.
CRISIL A1+
40,000
1,991
2.57%
9
Small Industries Development Bank of India
CRISIL A1+
40,000
1,991
2.57%
10
91 DAY T-BILL 15.10.26
Sovereign
175,000,000
1,747
2.25%
11
Union Bank of India
[ICRA]A1+
30,000
1,496
1.93%
12
Bank of Baroda
IND A1+
30,000
1,491
1.92%
13
HDFC Bank Ltd.
CRISIL A1+
30,000
1,487
1.92%
14
Bank of India
CRISIL A1+
30,000
1,484
1.91%
15
HDFC Bank Ltd.
CRISIL A1+
28,000
1,392
1.80%
16
91 DAY T-BILL 12.11.26
Sovereign
129,500,000
1,287
1.66%
17
Union Bank of India
[ICRA]A1+
25,000
1,248
1.61%
18
Tata Steel Ltd.
[ICRA]A1+
24,000
1,198
1.55%
19
Bharat Petroleum Corporation Ltd.
CRISIL A1+
20,000
996
1.29%
20
HDFC Bank Ltd.
CRISIL A1+
20,000
998
1.29%
21
NTPC Ltd.
CRISIL A1+
20,000
997
1.29%
22
Bank of India
CRISIL A1+
20,000
998
1.29%
23
Titan Company Ltd.
[ICRA]A1+
20,000
994
1.28%
24
ICICI Securities Ltd.
CRISIL A1+
20,000
995
1.28%
25
Reliance Retail Ventures Ltd.
CRISIL A1+
20,000
994
1.28%
26
ICICI Securities Ltd.
CRISIL A1+
20,000
990
1.28%
27
Punjab & Sind Bank
[ICRA]A1+
20,000
990
1.28%
28
Central Bank of India
CRISIL A1+
20,000
993
1.28%
29
Bank of Baroda
IND A1+
20,000
995
1.28%
30
Central Bank of India
CRISIL A1+
20,000
988
1.27%
SBI LIQUID FUND
Direct Plan · Growth · where the money sits
What the manager did last month
Between the filings of 31 Aug 2026 and 30 Sep 2026.
A position grows because the manager bought or because the price rose; only the share count separates them.
Bought
Sold
New positions
Sold out of
Price move of holdings
₹0 cr
₹0 cr
0
0
+0.47%
Stock
Shares traded
Shares
Price
Value ₹ cr
New position
Reverse Repo
—
entered
—
710
TREPS
—
entered
—
300
Sold out of
TREPS
—
exited
—
299
Not equity
Previous filing
This filing
Change
Cash, repo and TREPS
₹299 cr
₹1,010 cr
+₹711 cr
Debt: bills, CDs and commercial paper
₹87,939 cr
₹76,359 cr
−₹11,579 cr
The list above is stocks and fund units. Treasury bills, repo and money-market
lines roll over every month by design — they are not decisions, so they are totalled here rather
than listed as activity.
A ₹10,000 monthly SIP over five years
Invested
Value
Gain
XIRR
₹600,000
₹710,988
₹110,988
6.72%
XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has
been invested for a different length of time.
Not investment advice. MF Analyser is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the
portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past
returns do not predict future ones. Generated 12 Nov 2026.
