Direct Plan · Growth · Conservative Hybrid · Scheme code 120154
NAV₹69.5562as on 25 Sep 2026
Fund houseKotak Mahindra Mutual Fund
CategoryConservative Hybrid
Plan & optionDirect · Growth
History13.6 years
Returns (%)
1M
3M
6M
1Y
3Y
5Y
7Y
10Y
Launch
This scheme
-1.38
0.64
2.15
2.86
8.44
8.34
10.75
9.60
10.26
Conservative Hybrid category median
—
—
—
3.55
8.29
7.59
—
7.94
—
Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published
NAV history for this scheme.
Risk
Volatility
Sharpe
Sortino
Beta
Alpha
Max fall
R²
This scheme
4.8%
0.41
0.58
—
—
-11.8%
—
Risk-free rate 6.5%. Beta, alpha and R² are regressed on the
— months this scheme and its benchmark share.
Growth of ₹100 since launch
Drawdown from peak (%)
Every one-year period it has lived through
Windows
Worst
Median
Best
Periods that lost money
609
-1.5%
10.9%
27.6%
1%
Every one-year holding period in this scheme's history, not just the last one — the
spread a real investor would have met depending only on when they started.
Kotak Conservative Hybrid Fund
Direct Plan · Growth
Allocation
By asset
Debt
63.59%
Equity
24.01%
Cash & Equivalents
1.12%
By market cap
Concentration
Number of stocks
128
Top 5 stocks
23.65%
Top 10 stocks
34.39%
Top 20 stocks
48.33%
Lines in the filing
129
Largest holding
7.14%
Largest sector
SOV 28.48%
Effective stocks
51.3
Sectors held
37
Cash
1.12%
Effective stocks is what the concentration works out to: a fund holding
128 names but most of its money in a few
behaves like a fund of 51. Cash includes repo and TREPS, which
every fund parks money in overnight.
Sector split
SOV
28.48%
CRISIL AAA
10.32%
Banks
5.75%
CRISIL AAA(SO)
5.14%
CRISIL AA
4.98%
FITCH AA(CE)
4.63%
CRISIL AA+
2.62%
CARE AAA
2.06%
Automobiles
2.06%
ICRA AA
1.75%
Telecom - Services
1.61%
ICRA AAA
1.39%
Healthcare Services
1.38%
IT - Software
1.33%
Pharmaceuticals and Biotechnology
1.30%
Beverages
1.25%
Power
1.12%
Cash & Equivalents
1.12%
CRISIL A1+
1.04%
Capital Markets
0.96%
Kotak Conservative Hybrid Fund
Direct Plan · Growth · holdings
Top 30 holdings
#
Company
Sector
Shares held
Value ₹ cr
% of fund
1
07.24% GOI 2055 - 18-Aug-2055
SOV
21,000,000
204
7.14%
2
06.90% GOI 2065 - 15-Apr-2065
SOV
20,730,000
190
6.63%
3
JTPM Metal Traders Ltd. - 30-Apr-2030
CRISIL AA
10,000
107
3.76%
4
NABARD - 17-Jul-2029
CRISIL AAA
10,000
100
3.50%
5
LIC Housing Finance Ltd.
CRISIL AAA
7,500
75
2.62%
6
Siddhivinayak Securitisation Trust - 28-Sep-2030
CRISIL AAA(SO)
75
74
2.58%
7
Shivshakti Securitisation Trust - 28-Sep-2029
CRISIL AAA(SO)
75
73
2.56%
8
6.80% National Housing Bank (02/04/2032)
CARE AAA
6,000
59
2.06%
9
Tamil Nadu State Govt - 2041 - Tamil Nadu(^)
SOV
5,000,000
51
1.78%
10
7.21% Tamilnadu SDL (MD 21/01/2032)
SOV
5,000,000
50
1.76%
11
Muthoot Finance Limited (04/09/2029) (FRN)
CRISIL AA+
5,000
50
1.75%
12
360 One Prime Limited (25/07/2028) (FRN)
ICRA AA
5,000
50
1.75%
13
9.15% Andhra Pradesh State Beverages Corporation Limited
FITCH AA(CE)
4,750
48
1.67%
14
ICICI Bank Ltd.
Banks
300,000
43
1.51%
15
State Bank Of India
Banks
354,000
36
1.27%
16
IN1920250314
SOV
3,500,000
35
1.23%
17
7.45% Bihar State Development Loans (10/09/2034)
SOV
3,500,000
35
1.23%
18
Adani Power Ltd. - 25-Jan-2029
CRISIL AA
3,500
35
1.22%
19
9.35% Telangana State Industrial Infrastructure Corporation Limited
FITCH AA(CE)
3,300
33
1.16%
20
Maruti Suzuki India Ltd.
Automobiles
23,070
33
1.15%
21
Bharti Airtel Ltd.
Telecom - Services
164,334
32
1.13%
22
Net Current Assets/(Liabilities)
Unclassified
—
32
1.12%
23
NTPC Ltd.
Power
921,700
32
1.12%
24
Tamil Nadu State Govt - 2036 - Tamil Nadu(^)
SOV
3,000,000
30
1.06%
25
7.62% Uttar Pradesh SDL 2041
SOV
3,000,000
30
1.05%
26
HDFC Bank Ltd.
Banks
353,000
26
0.92%
27
Hero Motocorp Ltd.
Automobiles
48,500
26
0.91%
28
Reliance Industries Ltd.
Petroleum Products
196,400
26
0.90%
29
7.73% State Government of Tamil Nadu 2036
SOV
2,500,000
26
0.89%
30
REC LTD(^)
CRISIL AAA
2,500
25
0.88%
Kotak Conservative Hybrid Fund
Direct Plan · Growth · where the money sits
What the manager did last month
Between the filings of 30 Jun 2026 and 31 Jul 2026.
A position grows because the manager bought or because the price rose; only the share count separates them.
Bought
Sold
New positions
Sold out of
Price move of holdings
₹4 cr
₹26 cr
6
1
+2.82%
Stock
Shares traded
Shares
Price
Value ₹ cr
New position
INE685A01028
27,403
entered
—
14.0
INE044A01036
40,000
entered
—
8.0
INE121A01024
31,000
entered
—
5.7
INE095A01012
55,000
entered
—
5.6
INE640G01020
38,746
entered
—
2.3
INE084101034
19,450
entered
—
1.5
Added to
INE956O01016
80,000
+69.6%
+9.0%
4.5
Trimmed
INE040A01034
115,000
-24.6%
-6.2%
8.6
INE238A01034
58,000
-27.3%
-8.6%
7.1
INE028A01039
290,000
-38.7%
-10.9%
7.0
INE669C01036
21,000
-16.9%
+17.6%
3.5
Sold out of
INE572A01036
76,281
exited
—
17.5
Not equity
Previous filing
This filing
Change
Cash, repo and TREPS
₹0 cr
₹0 cr
+₹0 cr
Debt: bills, CDs and commercial paper
₹2,099 cr
₹1,819 cr
−₹280 cr
The list above is stocks and fund units. Treasury bills, repo and money-market
lines roll over every month by design — they are not decisions, so they are totalled here rather
than listed as activity.
A ₹10,000 monthly SIP over five years
Invested
Value
Gain
XIRR
₹600,000
₹731,518
₹131,518
7.86%
XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has
been invested for a different length of time.
Not investment advice. InvestVerdict is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the
portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past
returns do not predict future ones. Generated 26 Sep 2026.
