Direct Plan · Growth · Liquid Funds · Scheme code 120249
NAV₹5,209.3290as on 12 Nov 2026
Fund houseLIC Mutual Fund
CategoryLiquid Funds
Plan & optionDirect · Growth
History13.9 years
Returns (%)
1M
3M
6M
1Y
3Y
5Y
7Y
10Y
Launch
This scheme
0.50
1.52
3.24
6.53
6.90
6.43
5.74
6.12
6.83
Liquid Funds category median
—
—
—
6.52
6.90
6.42
—
6.11
—
Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published
NAV history for this scheme.
Risk
Volatility
Sharpe
Sortino
Beta
Alpha
Max fall
R²
This scheme
0.3%
1.51
2.48
—
—
-0.2%
—
Risk-free rate 6.5%. Beta, alpha and R² are regressed on the
— months this scheme and its benchmark share.
Growth of ₹100 since launch
Every one-year period it has lived through
Windows
Worst
Median
Best
Periods that lost money
4,470
3.3%
7.0%
9.8%
0%
Every one-year holding period in this scheme's history, not just the last one — the
spread a real investor would have met depending only on when they started.
LIC MF Liquid Fund
Direct Plan · Growth
Allocation
By asset
Debt
91.65%
Cash & Equivalents
7.60%
REITs / InvITs
0.55%
Unclassified
0.25%
By market cap
Unclassified
92.45%
Concentration
Number of stocks
79
Top 5 stocks
17.41%
Top 10 stocks
27.55%
Top 20 stocks
45.49%
Lines in the filing
82
Largest holding
3.96%
Largest sector
CRISIL A1+ 67.45%
Effective stocks
60.7
Sectors held
7
Cash
0.00%
Effective stocks is what the concentration works out to: a fund holding
79 names but most of its money in a few
behaves like a fund of 61. Cash includes repo and TREPS, which
every fund parks money in overnight.
Sector split
CRISIL A1+
67.45%
SOVEREIGN
10.43%
ICRA A1+
8.22%
Cash & Equivalents
7.60%
FITCH A1+
5.03%
CRISIL AAA
1.03%
Unclassified
0.25%
CRISIL AA+
0.04%
LIC MF Liquid Fund
Direct Plan · Growth · holdings as on 31 Oct 2026
Top 30 holdings
#
Company
Sector
Shares held
Value ₹ cr
% of fund
1
Reverse Repo
Unclassified
—
889
6.42%
2
Power Finance Corporation Ltd.
CRISIL A1+
11,000
548
3.96%
3
NTPC Ltd.
FITCH A1+
10,000
499
3.60%
4
Grasim Industries Ltd.
CRISIL A1+
10,000
498
3.60%
5
Bank of India
CRISIL A1+
9,400
466
3.37%
6
182 DAYS TBILL RED 27-11-2026
SOVEREIGN
40,000,000
398
2.88%
7
91 DAYS TBILL RED 05-11-2026
SOVEREIGN
30,000,000
300
2.17%
8
182 DAYS TBILL RED 31-12-2026
SOVEREIGN
29,000,000
287
2.08%
9
91 DAYS TBILL RED 17-12-2026
SOVEREIGN
27,500,000
273
1.97%
10
Small Industries Development Bk of India
CRISIL A1+
5,500
272
1.97%
11
City Union Bank Ltd.
ICRA A1+
5,500
270
1.95%
12
REC Ltd.
CRISIL A1+
5,000
249
1.80%
13
Titan Company Ltd.
ICRA A1+
5,000
249
1.80%
14
Godrej Finance Ltd.
CRISIL A1+
5,000
249
1.80%
15
Motilal Oswal Financial Services Ltd.
CRISIL A1+
5,000
249
1.80%
16
Bank of Baroda
ICRA A1+
5,000
247
1.79%
17
Hindustan Petroleum Corporation Ltd.
CRISIL A1+
5,000
248
1.79%
18
ICICI Securities Ltd.
CRISIL A1+
5,000
247
1.79%
19
Hindustan Petroleum Corporation Ltd.
CRISIL A1+
5,000
248
1.79%
20
Export Import Bank of India
CRISIL A1+
5,000
248
1.79%
21
Export Import Bank of India
CRISIL A1+
5,000
248
1.79%
22
National Bk for Agriculture & Rural Dev.
CRISIL A1+
5,000
248
1.79%
23
Reliance Industries Ltd.
CRISIL A1+
5,000
246
1.78%
24
Motilal Oswal Financial Services Ltd.
CRISIL A1+
5,000
245
1.77%
25
HDFC Bank Ltd.
CRISIL A1+
5,000
245
1.77%
26
Reliance Retail Ventures Ltd.
CRISIL A1+
4,000
200
1.44%
27
ICICI Securities Ltd.
CRISIL A1+
4,000
199
1.44%
28
National Bk for Agriculture & Rural Dev.
CRISIL A1+
4,000
197
1.43%
29
IGH Holdings Private Ltd.
CRISIL A1+
4,000
198
1.43%
30
HDFC Bank Ltd.
CRISIL A1+
4,000
198
1.43%
LIC MF Liquid Fund
Direct Plan · Growth · where the money sits
What the manager did last month
Between the filings of 31 Aug 2026 and 30 Sep 2026.
A position grows because the manager bought or because the price rose; only the share count separates them.
Bought
Sold
New positions
Sold out of
Price move of holdings
₹0 cr
₹0 cr
1
0
—
Stock
Shares traded
Shares
Price
Value ₹ cr
New position
8.03% Mindspace Business Parks Reit
7,500
entered
—
75.2
Not equity
Previous filing
This filing
Change
Cash, repo and TREPS
₹0 cr
₹0 cr
+₹0 cr
Debt: bills, CDs and commercial paper
₹16,060 cr
₹13,510 cr
−₹2,550 cr
The list above is stocks and fund units. Treasury bills, repo and money-market
lines roll over every month by design — they are not decisions, so they are totalled here rather
than listed as activity.
A ₹10,000 monthly SIP over five years
Invested
Value
Gain
XIRR
₹600,000
₹711,435
₹111,435
6.75%
XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has
been invested for a different length of time.
Not investment advice. MF Analyser is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the
portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past
returns do not predict future ones. Generated 13 Nov 2026.
