Direct Plan · Growth · Gilt Funds · Scheme code 120282
NAV₹67.3082as on 12 Nov 2026
Fund houseLIC Mutual Fund
CategoryGilt Funds
Plan & optionDirect · Growth
History13.9 years
Returns (%)
1M
3M
6M
1Y
3Y
5Y
7Y
10Y
Launch
This scheme
1.23
-0.41
3.71
3.10
5.65
5.08
5.70
6.33
7.06
Gilt Funds category median
—
—
—
3.10
6.45
5.70
—
6.75
—
Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published
NAV history for this scheme.
Risk
Volatility
Sharpe
Sortino
Beta
Alpha
Max fall
R²
This scheme
4.6%
-0.18
-0.24
—
—
-7.4%
—
Risk-free rate 6.5%. Beta, alpha and R² are regressed on the
— months this scheme and its benchmark share.
Growth of ₹100 since launch
Drawdown from peak (%)
Every one-year period it has lived through
Windows
Worst
Median
Best
Periods that lost money
3,102
-3.8%
7.0%
19.7%
4%
Every one-year holding period in this scheme's history, not just the last one — the
spread a real investor would have met depending only on when they started.
LIC MF Gilt Fund
Direct Plan · Growth
Allocation
By asset
Debt
90.11%
Cash & Equivalents
9.89%
By market cap
Unclassified
90.11%
Concentration
Number of stocks
5
Top 5 stocks
90.11%
Top 10 stocks
90.11%
Top 20 stocks
90.11%
Lines in the filing
7
Largest holding
33.29%
Largest sector
SOVEREIGN 90.11%
Effective stocks
5.0
Sectors held
1
Cash
0.00%
Effective stocks is what the concentration works out to: a fund holding
5 names but most of its money in a few
behaves like a fund of 5. Cash includes repo and TREPS, which
every fund parks money in overnight.
Sector split
SOVEREIGN
90.11%
Cash & Equivalents
9.89%
LIC MF Gilt Fund
Direct Plan · Growth · holdings as on 31 Oct 2026
Top 30 holdings
#
Company
Sector
Shares held
Value ₹ cr
% of fund
1
7.3% Government of India
SOVEREIGN
1,500,000
14
33.29%
2
91 DAYS TBILL RED 10-12-2026
SOVEREIGN
1,000,000
10
22.92%
3
7.71% Government of India
SOVEREIGN
500,000
5
11.68%
4
182 DAYS TBILL RED 17-12-2026
SOVEREIGN
500,000
5
11.45%
5
7.34% Government of India
SOVEREIGN
500,000
5
10.77%
6
Treps
Unclassified
—
4
8.36%
7
Net Receivables / (Payables)
Unclassified
—
1
1.53%
LIC MF Gilt Fund
Direct Plan · Growth · where the money sits
A ₹10,000 monthly SIP over five years
Invested
Value
Gain
XIRR
₹600,000
₹681,298
₹81,298
5.03%
XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has
been invested for a different length of time.
Not investment advice. MF Analyser is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the
portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past
returns do not predict future ones. Generated 13 Nov 2026.
