Direct Plan · IDCW · Gilt Funds · Scheme code 120283
NAV₹19.2673as on 25 Sep 2026
Fund houseLIC Mutual Fund
CategoryGilt Funds
Plan & optionDirect · IDCW
History13.7 years
Returns (%)
1M
3M
6M
1Y
3Y
5Y
7Y
10Y
Launch
This scheme
-1.00
1.37
2.37
2.66
5.42
4.89
5.70
5.58
4.45
Gilt Funds category median
—
—
—
3.06
6.47
5.72
—
6.82
—
Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published
NAV history for this scheme.
Risk
Volatility
Sharpe
Sortino
Beta
Alpha
Max fall
R²
This scheme
4.4%
-0.25
-0.31
—
—
-11.4%
—
Risk-free rate 6.5%. Beta, alpha and R² are regressed on the
— months this scheme and its benchmark share.
Growth of ₹100 since launch
Drawdown from peak (%)
Every one-year period it has lived through
Windows
Worst
Median
Best
Periods that lost money
612
-10.9%
5.2%
18.1%
18%
Every one-year holding period in this scheme's history, not just the last one — the
spread a real investor would have met depending only on when they started.
LIC MF Gilt Fund
Direct Plan · IDCW
Allocation
By asset
Debt
88.88%
Cash & Equivalents
11.13%
By market cap
Concentration
Number of stocks
6
Top 5 stocks
78.39%
Top 10 stocks
88.88%
Top 20 stocks
88.88%
Lines in the filing
8
Largest holding
22.41%
Largest sector
SOVEREIGN 88.88%
Effective stocks
6.7
Sectors held
1
Cash
11.13%
Effective stocks is what the concentration works out to: a fund holding
6 names but most of its money in a few
behaves like a fund of 7. Cash includes repo and TREPS, which
every fund parks money in overnight.
Sector split
SOVEREIGN
88.88%
Cash & Equivalents
11.13%
LIC MF Gilt Fund
Direct Plan · IDCW · holdings
Top 30 holdings
#
Company
Sector
Shares held
Value ₹ cr
% of fund
1
91 DAYS TBILL RED 17-09-2026
SOVEREIGN
1,000,000
10
22.41%
2
7.3% Government of India
SOVEREIGN
1,000,000
10
22.08%
3
7.71% Government of India
SOVEREIGN
500,000
5
11.58%
4
364 DAYS TBILL RED 03-09-2026
SOVEREIGN
500,000
5
11.23%
5
7.34% Government of India
SOVEREIGN
500,000
5
11.09%
6
Treps
Unclassified
—
5
10.91%
7
6.9% Government of India
SOVEREIGN
500,000
5
10.49%
8
Net Receivables / (Payables)
Unclassified
—
0
0.22%
LIC MF Gilt Fund
Direct Plan · IDCW · where the money sits
A ₹10,000 monthly SIP over five years
Invested
Value
Gain
XIRR
₹600,000
₹680,043
₹80,043
4.95%
XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has
been invested for a different length of time.
Not investment advice. InvestVerdict is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the
portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past
returns do not predict future ones. Generated 27 Sep 2026.
