LIC MF Gilt Fund

Direct Plan · IDCW · Gilt Funds · Scheme code 120283

NAV₹19.3152as on 13 Nov 2026

Fund houseLIC Mutual Fund

CategoryGilt Funds

Plan & optionDirect · IDCW

History13.8 years

Returns (%)

	1M	3M	6M	1Y	3Y	5Y	7Y	10Y	Launch
This scheme	0.99	-0.87	3.52	2.92	5.48	4.97	5.60	5.52	4.43
Gilt Funds category median	—	—	—	3.00	6.37	5.68	—	6.74	—

Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published NAV history for this scheme.

Risk

	Volatility	Sharpe	Sortino	Beta	Alpha	Max fall	R²
This scheme	4.6%	-0.22	-0.29	—	—	-11.4%	—

Risk-free rate 6.5%. Beta, alpha and R² are regressed on the — months this scheme and its benchmark share.

Growth of ₹100 since launch

Drawdown from peak (%)

Every one-year period it has lived through

Windows	Worst	Median	Best	Periods that lost money
3,097	-11.2%	5.1%	18.5%	17%

Every one-year holding period in this scheme's history, not just the last one — the spread a real investor would have met depending only on when they started.

LIC MF Gilt Fund

Direct Plan · IDCW

Allocation

By asset

Debt	90.11%
Cash & Equivalents	9.89%

By market cap

Unclassified	90.11%

Concentration

Number of stocks	5
Top 5 stocks	90.11%
Top 10 stocks	90.11%
Top 20 stocks	90.11%
Lines in the filing	7

Largest holding	33.29%
Largest sector	SOVEREIGN 90.11%
Effective stocks	5.0
Sectors held	1
Cash	0.00%

Effective stocks is what the concentration works out to: a fund holding 5 names but most of its money in a few behaves like a fund of 5. Cash includes repo and TREPS, which every fund parks money in overnight.

Sector split

SOVEREIGN	90.11%
Cash & Equivalents	9.89%

LIC MF Gilt Fund

Direct Plan · IDCW · holdings as on 31 Oct 2026

Top 30 holdings

#	Company	Sector	Shares held	Value ₹ cr	% of fund
1	7.3% Government of India	SOVEREIGN	1,500,000	14	33.29%
2	91 DAYS TBILL RED 10-12-2026	SOVEREIGN	1,000,000	10	22.92%
3	7.71% Government of India	SOVEREIGN	500,000	5	11.68%
4	182 DAYS TBILL RED 17-12-2026	SOVEREIGN	500,000	5	11.45%
5	7.34% Government of India	SOVEREIGN	500,000	5	10.77%
6	Treps	Unclassified	—	4	8.36%
7	Net Receivables / (Payables)	Unclassified	—	1	1.53%

LIC MF Gilt Fund

Direct Plan · IDCW · where the money sits

A ₹10,000 monthly SIP over five years

Invested	Value	Gain	XIRR
₹600,000	₹678,213	₹78,213	4.85%

XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has been invested for a different length of time.

Not investment advice. MF Analyser is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past returns do not predict future ones. Generated 14 Nov 2026.