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MF Analyser

JM Flexi Cap Fund

Direct Plan · Growth Option · Flexi Cap · Scheme code 120492

NAV₹114.1916as on 25 Sep 2026
Fund houseJM Financial Mutual Fund
CategoryFlexi Cap
Plan & optionDirect · Growth Option
History13.7 years

Returns (%)

 1M3M6M1Y3Y5Y7Y10YLaunch
This scheme -0.793.3715.31 0.5014.6915.47 19.3616.2416.67
Nifty 500
benchmark		 0.874.312.15 5.2012.4911.41 ——15.49
Flexi Cap
category median		 ——— 1.2011.7910.25 —13.24—

Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published NAV history for this scheme.

Risk

 VolatilitySharpeSortinoBetaAlphaMax fallR²
This scheme 17.0% 0.48 0.67 0.97 3.62% -35.0% 89.59
Nifty 500
benchmark		 17.2%0.35 0.47—— -37.3%—

Risk-free rate 6.5%. Beta, alpha and R² are regressed on the 83 months this scheme and its benchmark share.

Growth of ₹100 since launch

153286419542014201620182020202220242026MF Analyser

Drawdown from peak (%)

0%-10%-21%-31%2014201620182020202220242026

Every one-year period it has lived through

WindowsWorstMedianBestPeriods that lost money
625 -19.2% 15.1% 80.6% 21%

Every one-year holding period in this scheme's history, not just the last one — the spread a real investor would have met depending only on when they started.

How it behaves against its benchmark

Up captureDown captureCorrelation Tracking errorInformation ratioTreynor
104% 88% 0.95 6.0% 0.56 12.23

Up capture is how much of the benchmark's gain this scheme kept in the months the benchmark rose; down capture, how much of its fall it took. Below 100 on the down side and above it on the up side is the combination every fund is trying for and few reach. Measured over the 83 months this scheme and Nifty 500 share.

MF Analyser

JM Flexi Cap Fund

Direct Plan · Growth Option

Allocation

By asset

Equity98.23%
Cash & Equivalents1.75%
Debt0.01%

By market cap

Concentration

Number of stocks89
Top 5 stocks16.18%
Top 10 stocks27.37%
Top 20 stocks45.19%
Lines in the filing91
Largest holding4.89%
Largest sectorBanks 17.92%
Effective stocks60.2
Sectors held35
Cash1.75%

Effective stocks is what the concentration works out to: a fund holding 89 names but most of its money in a few behaves like a fund of 60. Cash includes repo and TREPS, which every fund parks money in overnight.

Sector split

Banks — 17.9%IT - Software — 7.1%Auto Components — 6.8%Automobiles — 6.1%Electrical Equipment — 5.3%Finance — 4.7%Pharmaceuticals & Biotechnology — 4.5%Capital Markets — 4.1%Consumer Durables — 3.9%Other — 39.7%Banks17.9%IT - Software7.1%Auto Components6.8%Automobiles6.1%Electrical Equipment5.3%Finance4.7%Pharmaceuticals & Biotech…4.5%Capital Markets4.1%Consumer Durables3.9%Other39.7%
Banks17.92%
IT - Software7.13%
Auto Components6.75%
Automobiles6.06%
Electrical Equipment5.27%
Finance4.66%
Pharmaceuticals & Biotechnology4.50%
Capital Markets4.12%
Consumer Durables3.90%
Financial Technology (Fintech)3.79%
Retailing3.27%
Construction2.64%
Cigarettes & Tobacco Products2.47%
Chemicals & Petrochemicals2.45%
Telecom - Services2.43%
Industrial Products2.39%
Petroleum Products1.93%
Healthcare Services1.93%
Textiles & Apparels1.91%
Cash & Equivalents1.75%
MF Analyser

JM Flexi Cap Fund

Direct Plan · Growth Option · holdings

Top 30 holdings

#CompanySectorShares held Value
₹ cr		% of fund
1 ICICI Bank Limited Banks 1,765,062 253 4.89%
2 HDFC Bank Limited Banks 2,500,000 187 3.61%
3 Larsen & Toubro Limited Construction 347,357 137 2.64%
4 Shriram Finance Limited Finance 1,278,283 134 2.58%
5 Godfrey Phillips India Limited Cigarettes & Tobacco Products 600,000 128 2.47%
6 Bharti Airtel Limited Telecom - Services 638,700 126 2.43%
7 State Bank of India Banks 1,183,384 122 2.35%
8 One 97 Communications Limited Financial Technology (Fintech) 889,776 120 2.30%
9 Infosys Limited IT - Software 964,796 109 2.10%
10 Tech Mahindra Limited IT - Software 628,852 104 2.00%
11 Garware Hi-Tech Films Ltd Industrial Products 143,425 103 1.98%
12 Apollo Hospitals Enterprise Limited Healthcare Services 111,828 100 1.93%
13 Arvind Limited Textiles & Apparels 1,925,990 99 1.91%
14 Maruti Suzuki India Limited Automobiles 65,000 93 1.78%
15 Divi's Laboratories Limited Pharmaceuticals & Biotechnology 114,676 92 1.78%
16 Samvardhana Motherson International Ltd Auto Components 6,031,647 91 1.75%
17 Sona BLW Precision Forgings Limited Auto Components 1,180,000 91 1.75%
18 Tata Consultancy Services Limited IT - Software 370,000 88 1.69%
19 Reliance Industries Limited Petroleum Products 665,000 87 1.68%
20 Bharat Heavy Electricals Limited Electrical Equipment 2,000,000 81 1.57%
21 Mahindra & Mahindra Limited Automobiles 228,586 78 1.50%
22 Pine Labs Limited Financial Technology (Fintech) 5,555,527 77 1.49%
23 IDFC First Bank Limited Banks 8,832,996 75 1.44%
24 Star Health and Allied Insurance Co Ltd Insurance 1,212,995 73 1.41%
25 Adani Enterprises Limited Metals & Minerals Trading 239,372 72 1.39%
26 Ujjivan Small Finance Bank Limited Banks 10,000,000 72 1.38%
27 SCHNEIDER ELECTRIC INFRASTRUCTURE LTD. Electrical Equipment 523,872 71 1.37%
28 Tata Motors Limited Agricultural, Commercial & Construction Vehicles 1,604,160 70 1.35%
29 Bajaj Finance Limited Finance 613,204 70 1.35%
30 Sun Pharmaceutical Industries Limited Pharmaceuticals & Biotechnology 335,000 67 1.29%
MF Analyser

JM Flexi Cap Fund

Direct Plan · Growth Option · where the money sits

What the manager did last month

Between the filings of 30 Jun 2026 and 31 Jul 2026. A position grows because the manager bought or because the price rose; only the share count separates them.

BoughtSoldNew positionsSold out ofPrice move of holdings
₹336 cr ₹620 cr 7 3 +2.88%
StockShares tradedShares PriceValue
₹ cr
New position
Tata Consultancy Services Limited 370,000 entered — 87.5
Mahindra & Mahindra Limited 228,586 entered — 77.7
Diamond Power Infrastructure Limited 1,541,850 entered — 50.0
United Spirits Limited 125,000 entered — 19.0
BELRISE INDUSTRIES LIMITED 681,818 entered — 16.1
SWIGGY LIMITED 490,000 entered — 14.0
SBI Funds Management Ltd 87,126 entered — 5.1
Added to
Sun Pharmaceutical Industries Limited 200,000 +148.2% +6.9% 39.8
Sona BLW Precision Forgings Limited 480,000 +68.6% +24.1% 36.9
Shriram Finance Limited 278,283 +27.8% +0.4% 29.1
Pine Labs Limited 2,060,000 +58.9% -11.4% 28.6
Navin Fluorine International Limited 28,324 +65.9% -1.6% 21.4
Adani Enterprises Limited 69,372 +40.8% -0.9% 20.9
Shadowfax Technologies Limited 793,489 +60.2% +7.4% 19.3
Redington Limited 500,000 +50.0% +16.5% 16.1
Trimmed
HDFC Bank Limited 950,000 -27.5% -6.2% 71.1
Dr. Reddy's Laboratories Limited 396,988 -66.2% -15.4% 45.6
Hero MotoCorp Limited 82,671 -47.2% +12.3% 44.5
Restaurant Brands Asia Limited 6,517,172 -61.2% -15.8% 43.4
Punjab National Bank 3,372,480 -61.3% +5.6% 38.0
Axis Bank Limited 280,000 -35.9% -8.6% 34.4
Bharat Forge Limited 135,000 -31.0% +2.6% 29.7
Arvind Limited 555,203 -22.4% -12.6% 28.5
Sold out of
Power Finance Corporation Limited 606,558 exited — 25.7
ICICI Prudential Life Insurance Company 384,415 exited — 18.8
Oil & Natural Gas Corporation Limited 593,200 exited — 13.9
Not equityPrevious filingThis filingChange
Cash, repo and TREPS ₹0 cr ₹0 cr +₹0 cr
Debt: bills, CDs and commercial paper ₹1 cr ₹1 cr +₹0 cr

The list above is stocks and fund units. Treasury bills, repo and money-market lines roll over every month by design — they are not decisions, so they are totalled here rather than listed as activity.

A ₹10,000 monthly SIP over five years

InvestedValueGainXIRR
₹600,000 ₹865,749 ₹265,749 14.65%

XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has been invested for a different length of time.

Not investment advice. InvestVerdict is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past returns do not predict future ones. Generated 27 Sep 2026.