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MF Analyser

UTI - Liquid Fund

Direct Plan · Daily IDCW (Reinvestment) · Liquid Funds · Scheme code 120558

NAV₹106.5304as on 12 Nov 2026
Fund houseUTI Mutual Fund
CategoryLiquid Funds
Plan & optionDirect · Daily IDCW (Reinvestment)
History13.9 years

Returns (%)

 1M3M6M1Y3Y5Y7Y10YLaunch
This scheme 0.000.000.00 0.080.090.70 0.630.440.32
Liquid Funds
category median		 ——— 6.526.906.42 —6.11—

Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published NAV history for this scheme.

Risk

 VolatilitySharpeSortinoBetaAlphaMax fallR²
This scheme 0.2% -28.47 -3.54 — — -1.1% —

Risk-free rate 6.5%. Beta, alpha and R² are regressed on the — months this scheme and its benchmark share.

Growth of ₹100 since launch

1001011031052014201620182020202220242026MF Analyser

Drawdown from peak (%)

0%0%-1%-1%2014201620182020202220242026

Every one-year period it has lived through

WindowsWorstMedianBestPeriods that lost money
4,693 -0.3% 0.0% 3.4% 1%

Every one-year holding period in this scheme's history, not just the last one — the spread a real investor would have met depending only on when they started.

MF Analyser

UTI - Liquid Fund

Direct Plan · Daily IDCW (Reinvestment)

Allocation

By asset

Debt85.90%
Cash & Equivalents14.14%

By market cap

Concentration

Number of stocks131
Top 5 stocks11.24%
Top 10 stocks18.95%
Top 20 stocks32.65%
Lines in the filing133
Largest holding2.96%
Largest sectorCRISIL-A1+ 45.88%
Effective stocks112.1
Sectors held7
Cash0.00%

Effective stocks is what the concentration works out to: a fund holding 131 names but most of its money in a few behaves like a fund of 112. Cash includes repo and TREPS, which every fund parks money in overnight.

Sector split

CRISIL-A1+ — 45.9%ICRA-A1+ — 20.7%Cash & Equivalents — 14.1%CARE-A1+ — 10.7%IND-A1+ — 3.9%SOV — 3.8%Other — 0.9%CRISIL-A1+45.9%ICRA-A1+20.7%Cash & Equivalents14.1%CARE-A1+10.7%IND-A1+3.9%SOV3.8%Other0.9%
CRISIL-A1+45.88%
ICRA-A1+20.74%
Cash & Equivalents14.14%
CARE-A1+10.71%
IND-A1+3.90%
SOV3.79%
CRISIL-AAA0.64%
-0.24%
MF Analyser

UTI - Liquid Fund

Direct Plan · Daily IDCW (Reinvestment) · holdings as on 31 Oct 2026

Top 30 holdings

#CompanySectorShares held Value
₹ cr		% of fund
1 NET CURRENT ASSETS Unclassified — — 14.12%
2 CP RELIANCE INDUSTRIES LTD. CRISIL-A1+ 10,000,000,000 — 2.96%
3 CP NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT ICRA-A1+ 7,500,000,000 — 2.22%
4 CP SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA CRISIL-A1+ 7,000,000,000 — 2.07%
5 CP NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT ICRA-A1+ 7,000,000,000 — 2.07%
6 CD - HDFC BANK - 04/12/2026 CARE-A1+ 6,500,000,000 — 1.92%
7 CD - BANK OF INDIA - 03/12/2026 CARE-A1+ 5,500,000,000 — 1.63%
8 91 DAYS T-BILL - 03/12/2026 SOV 5,500,000,000 — 1.63%
9 CP NTPC LTD. CRISIL-A1+ 5,000,000,000 — 1.49%
10 91 DAYS T-BILL - 24/12/2026 SOV 5,000,000,000 — 1.48%
11 CD - PUNJAB & SIND BANK LTD - 17/11/2026 ICRA-A1+ 5,000,000,000 — 1.48%
12 CP BAJAJ FINANCE LTD. CRISIL-A1+ 5,000,000,000 — 1.48%
13 CD - KARUR VYSYA BANK LTD - 03/12/2026 ICRA-A1+ 5,000,000,000 — 1.48%
14 CD - PUNJAB & SIND BANK LTD - 22/12/2026 ICRA-A1+ 5,000,000,000 — 1.47%
15 CP SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA CRISIL-A1+ 5,000,000,000 — 1.46%
16 CD - UNION BANK OF INDIA - 25/01/2027 IND-A1+ 5,000,000,000 — 1.46%
17 CD - NABARD - 10/11/2026 CRISIL-A1+ 4,750,000,000 — 1.41%
18 CD - CANARA BANK - 15/12/2026 CRISIL-A1+ 4,500,000,000 — 1.33%
19 CD - NABARD - 14/01/2027 CRISIL-A1+ 4,250,000,000 — 1.25%
20 CD - BANK OF INDIA - 15/12/2026 CARE-A1+ 4,000,000,000 — 1.18%
21 CP BAJAJ FINANCIAL SECURITIES LTD CRISIL-A1+ 4,000,000,000 — 1.18%
22 CP SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA CRISIL-A1+ 3,750,000,000 — 1.10%
23 CD - CENTRAL BANK OF INDIA - 23/11/2026 CRISIL-A1+ 3,500,000,000 — 1.04%
24 CD - UNION BANK OF INDIA - 15/12/2026 IND-A1+ 3,500,000,000 — 1.03%
25 CD - AU SMALL FINANCE BANK LTD - 29/01/2027 CARE-A1+ 3,500,000,000 — 1.02%
26 CP 360 ONE WAM LIMITED CARE-A1+ 3,000,000,000 — 0.89%
27 CP CHAMBAL FERTILISERS & CHEMICALS LTD CRISIL-A1+ 3,000,000,000 — 0.89%
28 CP TATA COMMUNICATIONS LTD. CRISIL-A1+ 3,000,000,000 — 0.89%
29 CP SHAREKHAN LTD CRISIL-A1+ 3,000,000,000 — 0.89%
30 CP JSW ENERGY LTD. ICRA-A1+ 3,000,000,000 — 0.88%
MF Analyser

UTI - Liquid Fund

Direct Plan · Daily IDCW (Reinvestment) · where the money sits

A ₹10,000 monthly SIP over five years

InvestedValueGainXIRR
₹600,000 ₹603,688 ₹3,688 0.24%

XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has been invested for a different length of time.

Not investment advice. MF Analyser is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past returns do not predict future ones. Generated 13 Nov 2026.