Direct Plan · Growth · Overnight Funds · Scheme code 120785
NAV₹3,779.8585as on 27 Sep 2026
Fund houseUTI Mutual Fund
CategoryOvernight Funds
Plan & optionDirect · Growth
History13.7 years
Returns (%)
1M
3M
6M
1Y
3Y
5Y
7Y
10Y
Launch
This scheme
0.40
1.26
2.57
5.27
6.08
5.72
5.09
5.40
6.19
Overnight Funds category median
—
—
—
5.26
6.06
5.72
—
5.35
—
Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published
NAV history for this scheme.
Risk
Volatility
Sharpe
Sortino
Beta
Alpha
Max fall
R²
This scheme
0.6%
-0.73
-1.38
—
—
-0.8%
—
Risk-free rate 6.5%. Beta, alpha and R² are regressed on the
— months this scheme and its benchmark share.
Growth of ₹100 since launch
Every one-year period it has lived through
Windows
Worst
Median
Best
Periods that lost money
721
3.0%
6.1%
9.9%
0%
Every one-year holding period in this scheme's history, not just the last one — the
spread a real investor would have met depending only on when they started.
UTI - Overnight Fund
Direct Plan · Growth
Allocation
By asset
Cash & Equivalents
84.43%
Debt
15.49%
By market cap
Concentration
Number of stocks
7
Top 5 stocks
14.61%
Top 10 stocks
15.49%
Top 20 stocks
15.49%
Lines in the filing
9
Largest holding
8.85%
Largest sector
ICRA-A1+ 8.85%
Effective stocks
112.0
Sectors held
3
Cash
84.43%
Effective stocks is what the concentration works out to: a fund holding
7 names but most of its money in a few
behaves like a fund of 112. Cash includes repo and TREPS, which
every fund parks money in overnight.
Sector split
Cash & Equivalents
84.43%
ICRA-A1+
8.85%
SOV
3.98%
CARE-A1+
2.66%
UTI - Overnight Fund
Direct Plan · Growth · holdings
Top 30 holdings
#
Company
Sector
Shares held
Value ₹ cr
% of fund
1
NET CURRENT ASSETS
Unclassified
—
—
84.41%
2
CD - CANARA BANK - 01/09/2026
ICRA-A1+
5,000,000,000
—
8.85%
3
CP HDFC SECURITIES LTD
CARE-A1+
1,500,000,000
—
2.66%
4
182 DAYS T-BILL - 10/09/2026
SOV
750,000,000
—
1.33%
5
182 DAYS T-BILL - 03/09/2026
SOV
650,000,000
—
1.15%
6
91 DAYS T-BILL - 17/09/2026
SOV
350,000,000
—
0.62%
7
364 DAYS T-BILL - 10/09/2026
SOV
250,000,000
—
0.44%
8
182 DAYS T-BILL - 18/09/2026
SOV
250,000,000
—
0.44%
9
AMC REPO CLEARING LIMITED STD - MARGIN
Unclassified
—
—
0.02%
UTI - Overnight Fund
Direct Plan · Growth · where the money sits
A ₹10,000 monthly SIP over five years
Invested
Value
Gain
XIRR
₹600,000
₹696,861
₹96,861
5.93%
XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has
been invested for a different length of time.
Not investment advice. InvestVerdict is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the
portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past
returns do not predict future ones. Generated 26 Sep 2026.
