Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published
NAV history for this scheme.
Risk
Volatility
Sharpe
Sortino
Beta
Alpha
Max fall
R²
This scheme
1.5%
0.23
0.45
—
—
-3.3%
—
Risk-free rate 6.5%. Beta, alpha and R² are regressed on the
— months this scheme and its benchmark share.
Growth of ₹100 since launch
Drawdown from peak (%)
Every one-year period it has lived through
Windows
Worst
Median
Best
Periods that lost money
606
2.4%
7.6%
13.5%
0%
Every one-year holding period in this scheme's history, not just the last one — the
spread a real investor would have met depending only on when they started.
Bandhan Banking and PSU Debt Fund
Regular Plan · Growth
Allocation
By asset
Cash & Equivalents
100.00%
By market cap
Unclassified
97.07%
Concentration
Number of stocks
99
Top 5 stocks
—
Top 10 stocks
—
Top 20 stocks
—
Lines in the filing
99
Largest holding
—
Largest sector
— —
Effective stocks
—
Sectors held
0
Cash
0.00%
Effective stocks is what the concentration works out to: a fund holding
99 names but most of its money in a few
behaves like a fund of —. Cash includes repo and TREPS, which
every fund parks money in overnight.
Sector split
CRISIL AAA
38.10%
CRISIL A1+
23.33%
Cash & Equivalents
13.75%
ICRA AAA
11.95%
SOVEREIGN
5.91%
CARE A1+
3.87%
ICRA A1+
1.81%
FITCH A1+
0.86%
CARE AAA
0.42%
Bandhan Banking and PSU Debt Fund
Regular Plan · Growth · holdings
Top 30 holdings
#
Company
Sector
Shares held
Value ₹ cr
% of fund
1
Triparty Repo TRP_010926
Unclassified
—
1,274
10.61%
2
Small Industries Dev Bank of India **
CRISIL A1+
50,000,000
473
3.94%
3
7.7% HDFC Bank Limited **
CRISIL AAA
39,500,000
396
3.29%
4
8.24% Power Grid Corporation of India Limited **
CRISIL AAA
37,000,000
379
3.15%
5
7.37% Indian Railway Finance Corporation Limited **
CRISIL AAA
35,500,000
354
2.95%
6
Net Current Assets
Unclassified
—
330
2.77%
7
Canara Bank
CRISIL A1+
30,000,000
292
2.43%
8
Axis Bank Limited
CRISIL A1+
30,000,000
290
2.42%
9
8.55% HDFC Bank Limited **
CRISIL AAA
28,000,000
285
2.37%
10
7.53% National Bank For Agriculture and Rural Development
ICRA AAA
27,500,000
274
2.28%
11
7.48% National Bank For Agriculture and Rural Development
CRISIL AAA
27,500,000
274
2.28%
12
7.44% Power Finance Corporation Limited **
CRISIL AAA
27,500,000
273
2.27%
13
9% HDFC Bank Limited **
CRISIL AAA
26,000,000
266
2.22%
14
Canara Bank
CRISIL A1+
27,500,000
266
2.21%
15
Export Import Bank of India **
CRISIL A1+
25,000,000
243
2.03%
16
6.67% ICICI Bank Limited **
ICRA AAA
22,000,000
216
1.80%
17
6.94% GOI (MD 11/05/2036)
SOVEREIGN
20,000,000
200
1.66%
18
7.34% Small Industries Dev Bank of India **
CRISIL AAA
20,000,000
198
1.65%
19
Axis Bank Limited **
CRISIL A1+
20,000,000
196
1.63%
20
Axis Bank Limited **
CRISIL A1+
20,000,000
195
1.62%
21
7.39% Bank of Baroda **
ICRA AAA
17,500,000
174
1.45%
22
Bank of Baroda **
CARE A1+
18,000,000
174
1.45%
23
Kotak Mahindra Bank Limited
CRISIL A1+
17,500,000
172
1.43%
24
6.85% National Bank For Agriculture and Rural Development **
ICRA AAA
17,500,000
172
1.43%
25
6.66% National Bank For Agriculture and Rural Development **
ICRA AAA
17,500,000
172
1.43%
26
Canara Bank **
CRISIL A1+
17,500,000
170
1.42%
27
Bank of Baroda **
CARE A1+
17,500,000
170
1.42%
28
6.45% ICICI Bank Limited **
ICRA AAA
16,500,000
162
1.35%
29
Axis Bank Limited **
CRISIL A1+
15,000,000
146
1.21%
30
7.75% Power Finance Corporation Limited **
CRISIL AAA
14,500,000
145
1.21%
Bandhan Banking and PSU Debt Fund
Regular Plan · Growth · where the money sits
A ₹10,000 monthly SIP over five years
Invested
Value
Gain
XIRR
₹600,000
₹707,067
₹107,067
6.51%
XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has
been invested for a different length of time.
Not investment advice. InvestVerdict is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the
portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past
returns do not predict future ones. Generated 27 Sep 2026.
