Motilal Oswal Ultra Short Term Fund

Regular Plan · Reinvestment · Ultra Short Duration · Scheme code 124310

NAV₹11.4597as on 13 Nov 2026

Fund houseMotilal Oswal Mutual Fund

CategoryUltra Short Duration

Plan & optionRegular · Reinvestment

History13.2 years

Returns (%)

	1M	3M	6M	1Y	3Y	5Y	7Y	10Y	Launch
This scheme	-0.03	0.00	0.00	-0.09	1.69	2.80	3.01	1.35	1.03
Ultra Short Duration category median	—	—	—	5.78	6.70	6.15	—	6.37	—

Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published NAV history for this scheme.

Risk

	Volatility	Sharpe	Sortino	Beta	Alpha	Max fall	R²
This scheme	0.8%	-6.08	-3.06	—	—	-12.2%	—

Risk-free rate 6.5%. Beta, alpha and R² are regressed on the — months this scheme and its benchmark share.

Growth of ₹100 since launch

Drawdown from peak (%)

Every one-year period it has lived through

Windows	Worst	Median	Best	Periods that lost money
2,940	-12.0%	0.1%	6.3%	29%

Every one-year holding period in this scheme's history, not just the last one — the spread a real investor would have met depending only on when they started.

Motilal Oswal Ultra Short Term Fund

Regular Plan · Reinvestment

Allocation

By asset

Debt	92.35%
Cash & Equivalents	7.32%
Unclassified	0.33%

By market cap

Concentration

Number of stocks	19
Top 5 stocks	29.16%
Top 10 stocks	53.70%
Top 20 stocks	92.68%
Lines in the filing	21

Largest holding	9.45%
Largest sector	CRISIL A1+ 43.72%
Effective stocks	20.3
Sectors held	6
Cash	0.00%

Effective stocks is what the concentration works out to: a fund holding 19 names but most of its money in a few behaves like a fund of 20. Cash includes repo and TREPS, which every fund parks money in overnight.

Sector split

CRISIL A1+	43.72%
SOVEREIGN	24.22%
ICRA A1+	14.62%
Cash & Equivalents	7.32%
FITCH A1+	4.93%
CARE A1+	4.86%
Unclassified	0.33%

Motilal Oswal Ultra Short Term Fund

Regular Plan · Reinvestment · holdings as on 31 Oct 2026

Top 30 holdings

#	Company	Sector	Shares held	Value ₹ cr	% of fund
1	364 Days Tbill (MD 16/09/2027)	SOVEREIGN	5,000,000	47	9.45%
2	Triparty Repo	Unclassified	—	37	7.39%
3	Bank of Baroda 2027	FITCH A1+	2,500,000	25	4.93%
4	Kotak Mahindra Bank Limited 2027	CRISIL A1+	2,500,000	25	4.93%
5	182 Days Tbill (MD 21/01/2027)	SOVEREIGN	2,500,000	25	4.93%
6	182 Days Tbill (MD 04/02/2027)	SOVEREIGN	2,500,000	25	4.92%
7	364 Days Tbill (MD 11/02/2027)	SOVEREIGN	2,500,000	25	4.92%
8	Indian Bank 2027	CRISIL A1+	2,500,000	25	4.92%
9	Export Import Bank of India 2027	CRISIL A1+	2,500,000	25	4.91%
10	Punjab National Bank 2027	CRISIL A1+	2,500,000	25	4.91%
11	Cholamandalam Investment and Finance Company Ltd 2027	ICRA A1+	2,500,000	24	4.88%
12	ICICI Bank Limited 2027	ICRA A1+	2,500,000	24	4.87%
13	Union Bank of India 2027	ICRA A1+	2,500,000	24	4.87%
14	Mahindra & Mahindra Financial Services Limited 2027	CRISIL A1+	2,500,000	24	4.87%
15	HDFC Bank Limited 2027	CARE A1+	2,500,000	24	4.86%
16	National Bank For Agriculture and Rural Development 2027	CRISIL A1+	2,500,000	24	4.86%
17	Small Industries Dev Bank of India 2027	CRISIL A1+	2,500,000	24	4.85%
18	Sundaram Finance Limited 2027	CRISIL A1+	2,500,000	24	4.79%
19	Axis Bank Limited 2027	CRISIL A1+	2,500,000	23	4.68%
20	Corporate Debt Market Development Fund Class A2	Unclassified	1,358	2	0.33%

Motilal Oswal Ultra Short Term Fund

Regular Plan · Reinvestment · where the money sits

What the manager did last month

Between the filings of 30 Jun 2026 and 31 Jul 2026. A position grows because the manager bought or because the price rose; only the share count separates them.

Bought	Sold	New positions	Sold out of	Price move of holdings
₹0 cr	₹0 cr	5	2	+0.49%

Stock	Shares traded	Shares	Price	Value ₹ cr
New position
364 Days Tbill (MD 04/02/2027)	5,000,000	entered	—	48.6
Export Import Bank of India 2027	2,500,000	entered	—	24.2
Union Bank of India 2027	2,500,000	entered	—	24.0
Cholamandalam Investment and Finance Company Ltd 2027	2,500,000	entered	—	24.0
Aditya Birla Capital Limited 2027	2,500,000	entered	—	24.0
Sold out of
364 Days Tbill (MD 30/07/2026)	5,000,000	exited	—	49.8
Sundaram Finance Limited 2026	2,500,000	exited	—	24.9

The list above is stocks and fund units. Treasury bills, repo and money-market lines roll over every month by design — they are not decisions, so they are totalled here rather than listed as activity.

A ₹10,000 monthly SIP over five years

Invested	Value	Gain	XIRR
₹600,000	₹629,178	₹29,178	1.87%

XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has been invested for a different length of time.

Not investment advice. MF Analyser is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past returns do not predict future ones. Generated 14 Nov 2026.