Direct Plan · Growth · Balanced Advantage · Scheme code 126393
NAV₹32.8800as on 25 Sep 2026
Fund houseDSP Mutual Fund
CategoryBalanced Advantage
Plan & optionDirect · Growth
History12.6 years
Returns (%)
1M
3M
6M
1Y
3Y
5Y
7Y
10Y
Launch
This scheme
-1.14
0.20
4.83
3.57
10.43
8.70
10.82
9.50
9.96
Nifty 100 benchmark
0.25
3.49
-1.52
1.84
10.52
9.38
—
—
12.79
Balanced Advantage category median
—
—
—
2.17
9.65
8.88
—
9.83
—
Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published
NAV history for this scheme.
Risk
Volatility
Sharpe
Sortino
Beta
Alpha
Max fall
R²
This scheme
6.8%
0.57
0.80
0.46
1.19%
-19.3%
84.56
Nifty 100 benchmark
17.1%
0.23
0.32
—
—
-37.0%
—
Risk-free rate 6.5%. Beta, alpha and R² are regressed on the
82 months this scheme and its benchmark share.
Growth of ₹100 since launch
Drawdown from peak (%)
Every one-year period it has lived through
Windows
Worst
Median
Best
Periods that lost money
570
-9.1%
9.5%
38.4%
3%
Every one-year holding period in this scheme's history, not just the last one — the
spread a real investor would have met depending only on when they started.
How it behaves against its benchmark
Up capture
Down capture
Correlation
Tracking error
Information ratio
Treynor
52%
31%
0.92
10.0%
-0.20
8.50
Up capture is how much of the benchmark's gain this scheme kept in the months the
benchmark rose; down capture, how much of its fall it took. Below 100 on the down side and above it
on the up side is the combination every fund is trying for and few reach.
Measured over the 82 months this scheme and
Nifty 100 share.
DSP Dynamic Asset Allocation Fund
Direct Plan · Growth
Allocation
By asset
Equity
70.84%
Debt
26.41%
By market cap
Large Cap
58.89%
Mid Cap
6.22%
Small Cap
5.73%
Unclassified
26.41%
Concentration
Number of stocks
81
Top 5 stocks
21.24%
Top 10 stocks
31.87%
Top 20 stocks
47.25%
Lines in the filing
98
Largest holding
6.10%
Largest sector
Banks 32.19%
Effective stocks
52.2
Sectors held
28
Cash
-16.81%
Effective stocks is what the concentration works out to: a fund holding
81 names but most of its money in a few
behaves like a fund of 52. Cash includes repo and TREPS, which
every fund parks money in overnight.
Sector split
Banks
32.19%
CRISIL AAA
10.63%
Sovereign
7.45%
Insurance
5.11%
Consumer Durables
4.47%
Telecom - Services
3.96%
Finance
3.70%
CRISIL A1+
3.18%
Cash & Equivalents
2.75%
Pharmaceuticals & Biotechnology
2.74%
Aerospace & Defense
2.70%
Automobiles
2.50%
Retailing
2.12%
CRISIL AA+
2.01%
Diversified FMCG
1.99%
ICRA AA+
1.74%
Power
1.34%
IT - Software
1.33%
Non - Ferrous Metals
1.25%
Petroleum Products
1.14%
DSP Dynamic Asset Allocation Fund
Direct Plan · Growth · holdings
Top 30 holdings
#
Company
Sector
Shares held
Value ₹ cr
% of fund
1
ICICI Bank Limited
Banks
1,601,784
233
6.10%
2
HDFC Bank Limited
Banks
2,857,268
203
5.30%
3
Axis Bank Limited
Banks
1,187,623
154
4.04%
4
State Bank of India
Banks
1,127,989
120
3.13%
5
6.94% GOI 11052036
Sovereign
10,000,000
102
2.67%
6
Kotak Mahindra Bank Limited
Banks
2,081,614
87
2.28%
7
Bharti Airtel Limited
Telecom - Services
463,125
84
2.20%
8
HDFC Bank Limited
Banks
1,164,800
83
2.16%
9
TREPS / Reverse Repo Investments
Unclassified
—
77
2.03%
10
Titan Co Limited
Consumer Durables
149,450
76
2.00%
11
Bajaj Finserv Limited
Finance
376,656
76
1.99%
12
ICICI Bank Limited
Banks
473,900
69
1.80%
13
Bharti Airtel Limited
Telecom - Services
370,885
67
1.76%
14
Bandhan Bank Limited
Banks
3,895,200
64
1.67%
15
7.06% GOI 10042028
Sovereign
6,000,000
63
1.64%
16
State Bank of India
Banks
520,500
55
1.44%
17
Life Insurance Corporation Of India
Insurance
1,307,501
55
1.43%
18
Cipla Limited
Pharmaceuticals & Biotechnology
385,093
54
1.42%
19
Hindustan Aeronautics Limited
Aerospace & Defense
111,900
54
1.41%
20
LG Electronics India Limited
Consumer Durables
317,084
54
1.41%
21
Mahindra & Mahindra Limited
Automobiles
163,056
54
1.40%
22
National Bank For Agriculture & Rural Development
CRISIL AAA
5,000
53
1.40%
23
7.17% GOI 17042030
Sovereign
5,000,000
52
1.37%
24
REC Limited
CRISIL AAA
5,000
52
1.36%
25
Bajaj Finance Limited
CRISIL AAA
500
51
1.35%
26
LIC Housing Finance Limited
CRISIL AAA
5,000
50
1.31%
27
SBI Life Insurance Co Limited
Insurance
280,728
49
1.28%
28
Canara Bank
CRISIL A1+
1,000
49
1.27%
29
Hindalco Industries Limited
Non - Ferrous Metals
471,800
48
1.25%
30
Eternal Limited
Retailing
1,333,755
44
1.15%
DSP Dynamic Asset Allocation Fund
Direct Plan · Growth · where the money sits
What the manager did last month
Between the filings of 31 Jul 2026 and 31 Aug 2026.
A position grows because the manager bought or because the price rose; only the share count separates them.
Bought
Sold
New positions
Sold out of
Price move of holdings
₹76 cr
₹0 cr
0
0
+0.70%
Stock
Shares traded
Shares
Price
Value ₹ cr
Added to
Life Insurance Corporation Of India
726,797
+125.2%
-1.6%
30.4
PB Fintech Limited
92,877
+243.4%
+17.1%
17.4
Maruti Suzuki India Limited
7,319
+59.6%
-4.8%
9.9
Alkem Laboratories Limited
17,865
+246.6%
-7.3%
9.5
ITC Limited
331,553
+32.0%
-9.1%
8.5
Not equity
Previous filing
This filing
Change
Cash, repo and TREPS
₹0 cr
₹0 cr
+₹0 cr
Debt: bills, CDs and commercial paper
₹1,054 cr
₹1,009 cr
−₹45 cr
The list above is stocks and fund units. Treasury bills, repo and money-market
lines roll over every month by design — they are not decisions, so they are totalled here rather
than listed as activity.
A ₹10,000 monthly SIP over five years
Invested
Value
Gain
XIRR
₹600,000
₹762,484
₹162,484
9.52%
XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has
been invested for a different length of time.
Not investment advice. InvestVerdict is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the
portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past
returns do not predict future ones. Generated 26 Sep 2026.
