Direct Plan · Daily IDCW · Banking & PSU · Scheme code 127471
NAV₹10.4653as on 25 Sep 2026
Fund houseBandhan Mutual Fund
CategoryBanking & PSU
Plan & optionDirect · Daily IDCW
History12.6 years
Returns (%)
1M
3M
6M
1Y
3Y
5Y
7Y
10Y
Launch
This scheme
-0.06
-0.11
-0.08
-0.11
-0.02
-0.02
0.33
0.40
0.36
Banking & PSU category median
—
—
—
4.93
7.01
6.21
—
7.13
—
Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published
NAV history for this scheme.
Risk
Volatility
Sharpe
Sortino
Beta
Alpha
Max fall
R²
This scheme
1.2%
-5.22
-9.37
—
—
-3.3%
—
Risk-free rate 6.5%. Beta, alpha and R² are regressed on the
— months this scheme and its benchmark share.
Growth of ₹100 since launch
Drawdown from peak (%)
Every one-year period it has lived through
Windows
Worst
Median
Best
Periods that lost money
562
-2.0%
0.0%
4.5%
21%
Every one-year holding period in this scheme's history, not just the last one — the
spread a real investor would have met depending only on when they started.
Bandhan Banking and PSU Debt Fund
Direct Plan · Daily IDCW
Allocation
By asset
Debt
96.71%
Cash & Equivalents
3.29%
By market cap
Concentration
Number of stocks
96
Top 5 stocks
21.93%
Top 10 stocks
33.69%
Top 20 stocks
53.63%
Lines in the filing
99
Largest holding
7.74%
Largest sector
CRISIL AAA 48.42%
Effective stocks
45.9
Sectors held
8
Cash
2.93%
Effective stocks is what the concentration works out to: a fund holding
96 names but most of its money in a few
behaves like a fund of 46. Cash includes repo and TREPS, which
every fund parks money in overnight.
Sector split
CRISIL AAA
48.42%
CRISIL A1+
23.04%
ICRA AAA
11.01%
SOVEREIGN
9.81%
Cash & Equivalents
2.93%
CARE A1+
2.25%
ICRA A1+
1.76%
CARE AAA
0.42%
Unclassified
0.36%
Bandhan Banking and PSU Debt Fund
Direct Plan · Daily IDCW · holdings
Top 30 holdings
#
Company
Sector
Shares held
Value ₹ cr
% of fund
1
6.68% GOI (MD 07/07/2040)
SOVEREIGN
96,700,000
942
7.74%
2
7.7% HDFC Bank Limited
CRISIL AAA
49,500,000
498
4.09%
3
Small Industries Dev Bank of India
CRISIL A1+
50,000,000
468
3.85%
4
7.37% Indian Railway Finance Corporation Limited
CRISIL AAA
40,500,000
409
3.36%
5
7.53% National Bank For Agriculture and Rural Development
ICRA AAA
35,000,000
352
2.89%
6
Triparty Repo TRP_010726
Unclassified
—
295
2.42%
7
Axis Bank Limited
CRISIL A1+
30,000,000
291
2.39%
8
Canara Bank
CRISIL A1+
30,000,000
289
2.37%
9
Axis Bank Limited
CRISIL A1+
30,000,000
287
2.36%
10
8.55% HDFC Bank Limited
CRISIL AAA
28,000,000
288
2.36%
11
7.44% Power Finance Corporation Limited
CRISIL AAA
27,500,000
278
2.28%
12
7.36% Indian Oil Corporation Limited
CRISIL AAA
27,338,000
277
2.27%
13
9% HDFC Bank Limited
CRISIL AAA
26,000,000
269
2.21%
14
Canara Bank
CRISIL A1+
27,500,000
263
2.16%
15
Kotak Mahindra Bank Limited
CRISIL A1+
25,000,000
242
1.99%
16
Export Import Bank of India
CRISIL A1+
25,000,000
241
1.98%
17
Small Industries Dev Bank of India
CRISIL A1+
25,000,000
240
1.97%
18
7.22% Hindustan Petroleum Corporation Limited
CRISIL AAA
22,500,000
227
1.86%
19
7.48% National Bank For Agriculture and Rural Development
CRISIL AAA
22,500,000
226
1.86%
20
7.34% Small Industries Dev Bank of India
CRISIL AAA
22,500,000
226
1.85%
21
6.67% ICICI Bank Limited
ICRA AAA
22,000,000
218
1.79%
22
7.32% NTPC Limited
CRISIL AAA
21,000,000
212
1.74%
23
6.44% HDFC Bank Limited
CRISIL AAA
18,500,000
182
1.50%
24
7.39% Bank of Baroda
ICRA AAA
17,500,000
176
1.44%
25
6.66% National Bank For Agriculture and Rural Development
ICRA AAA
17,500,000
173
1.42%
26
Canara Bank
CRISIL A1+
17,500,000
168
1.38%
27
8.24% Power Grid Corporation of India Limited
CRISIL AAA
15,500,000
160
1.32%
28
Bank of Baroda
CARE A1+
16,000,000
153
1.26%
29
7.75% Power Finance Corporation Limited
CRISIL AAA
14,500,000
148
1.22%
30
6.74% Small Industries Dev Bank of India
CRISIL AAA
15,000,000
148
1.22%
Bandhan Banking and PSU Debt Fund
Direct Plan · Daily IDCW · where the money sits
A ₹10,000 monthly SIP over five years
Invested
Value
Gain
XIRR
₹600,000
₹599,592
₹-408
-0.03%
XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has
been invested for a different length of time.
Not investment advice. InvestVerdict is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the
portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past
returns do not predict future ones. Generated 27 Sep 2026.
