Kotak Medium Term Fund

Direct Plan · Growth · Medium Duration · Scheme code 128006

NAV₹27.6681as on 12 Nov 2026

Fund houseKotak Mahindra Mutual Fund

CategoryMedium Duration

Plan & optionDirect · Growth

History12.6 years

Returns (%)

	1M	3M	6M	1Y	3Y	5Y	7Y	10Y	Launch
This scheme	0.65	0.07	3.49	5.48	8.72	7.32	7.52	7.38	8.36
Medium Duration category median	—	—	—	5.02	6.15	6.63	—	7.39	—

Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published NAV history for this scheme.

Risk

	Volatility	Sharpe	Sortino	Beta	Alpha	Max fall	R²
This scheme	1.9%	1.16	1.98	—	—	-5.2%	—

Risk-free rate 6.5%. Beta, alpha and R² are regressed on the — months this scheme and its benchmark share.

Growth of ₹100 since launch

Drawdown from peak (%)

Every one-year period it has lived through

Windows	Worst	Median	Best	Periods that lost money
2,813	3.2%	8.3%	14.2%	0%

Every one-year holding period in this scheme's history, not just the last one — the spread a real investor would have met depending only on when they started.

Kotak Medium Term Fund

Direct Plan · Growth

Allocation

By asset

Debt	85.15%
REITs / InvITs	9.32%
Equity	2.96%
Cash & Equivalents	2.25%
AIF Units	0.32%

By market cap

Mid Cap	3.97%
Small Cap	2.72%
Unclassified	91.06%

Concentration

Number of stocks	64
Top 5 stocks	24.51%
Top 10 stocks	42.42%
Top 20 stocks	68.07%
Lines in the filing	66

Largest holding	5.77%
Largest sector	ICRA D —
Effective stocks	34.4
Sectors held	19
Cash	0.00%

Effective stocks is what the concentration works out to: a fund holding 64 names but most of its money in a few behaves like a fund of 34. Cash includes repo and TREPS, which every fund parks money in overnight.

Sector split

CRISIL AA	18.99%
ICRA AA+	13.47%
SOV	9.47%
CRISIL AAA	8.52%
Realty	6.69%
CARE AA+	5.22%
CRISIL AAA(CE)	5.11%
ICRA A+(CE)	4.82%
CRISIL AAA(SO)	4.41%
ICRA AA	4.04%
CRISIL AA+	4.03%
CARE AA-	3.96%
CARE AA	2.90%
CRISIL A+(CE)	2.24%
Cash & Equivalents	1.97%
Transport Infrastructure	1.58%
Construction	1.38%
ICRA AAA(SO)	0.60%
Alternative Investment Fund	0.32%
	0.28%

Kotak Medium Term Fund

Direct Plan · Growth · holdings as on 31 Oct 2026

Top 30 holdings

#	Company	Sector	Shares held	Value ₹ cr	% of fund
1	ZCB	CRISIL AA	10,000	108	5.77%
2	L&T METRO RAIL (HYDERABAD) LTD ( Axis Trusteeship services Ltd . Guaranteed by Larsen & Toubro Limited.)	CRISIL AAA(CE)	10,000	95	5.11%
3	BAMBOO HOTEL AND GLOBAL CENTRE (DELHI) PRIVATE LTD	ICRA A+(CE)	9,000	90	4.82%
4	ADANI POWER LTD	CRISIL AA	9,000	89	4.77%
5	FRB	ICRA AA	7,500	75	4.04%
6	REIT	Realty	1,788,346	74	3.97%
7	FRB	CARE AA-	7,500	74	3.96%
8	Tata Steel Ltd.	CARE AA+	750	72	3.88%
9	ADITYA BIRLA RENEWABLES LIMITED	CRISIL AA	6,000	60	3.20%
10	ADITYA BIRLA REAL ESTATE LTD	CARE AA	5,500	54	2.90%
11	VEDANTA LTD. ( Axis Trustee Services Ltd.)	CRISIL AA+	5,000	50	2.69%
12	VEDANTA LTD.	ICRA AA+	5,000	50	2.69%
13	GODREJ PROPERTIES LIMITED	ICRA AA+	5,000	50	2.67%
14	VEDANTA LTD.	ICRA AA+	5,000	50	2.66%
15	INDIGRID INFRASTRUCTURE TRUST	CRISIL AAA	5,000	50	2.65%
16	EMBASSY OFFICE PARKS REIT	CRISIL AAA	5,000	49	2.63%
17	RJ CORP LIMITED	CRISIL AAA	5,000	49	2.60%
18	Central Government - 2036	SOV	5,000,000	48	2.59%
19	Central Government - 2066	SOV	4,500,000	44	2.36%
20	REIT	Realty	1,249,561	39	2.11%
21	Tamil Nadu State Govt - 2033 - Tamil Nadu	SOV	4,000,000	38	2.05%
22	PTC SIDDHIVINAYAK SECURITISATION TRUST 28/09/2030(SIDDHIVINAYAK TRUST)	CRISIL AAA(SO)	40	38	2.02%
23	Net Current Assets/(Liabilities)	Unclassified	—	37	1.97%
24	AADHAR HOUSING FINANCE LIMITED	ICRA AA+	3,500	35	1.87%
25	PTC SHIVSHAKTI SECURITISATION TRUST 28/09/2029(SHIVSHAKTI TRUST)	CRISIL AAA(SO)	35	33	1.77%
26	AADHAR HOUSING FINANCE LIMITED	ICRA AA+	3,000	30	1.59%
27	INDUS INFRA TRUST	Transport Infrastructure	2,279,362	29	1.58%
28	Central Government - 2054	SOV	3,000,000	27	1.47%
29	CAPITAL INFRA TRUST	Construction	3,267,636	26	1.38%
30	MUTHOOT FINANCE LTD.	CRISIL AA+	2,500	25	1.34%

Kotak Medium Term Fund

Direct Plan · Growth · where the money sits

What the manager did last month

Between the filings of 30 Jun 2026 and 31 Jul 2026. A position grows because the manager bought or because the price rose; only the share count separates them.

Bought	Sold	New positions	Sold out of	Price move of holdings
₹0 cr	₹0 cr	2	1	-0.24%

Stock	Shares traded	Shares	Price	Value ₹ cr
New position
INE348L07407	7,500	entered	—	74.0
IN0020260033	5,500,000	entered	—	56.0
Sold out of
IN0020250042	3,000,000	exited	—	29.2

The list above is stocks and fund units. Treasury bills, repo and money-market lines roll over every month by design — they are not decisions, so they are totalled here rather than listed as activity.

A ₹10,000 monthly SIP over five years

Invested	Value	Gain	XIRR
₹600,000	₹732,716	₹132,716	7.93%

XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has been invested for a different length of time.

Not investment advice. MF Analyser is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past returns do not predict future ones. Generated 13 Nov 2026.