Kotak Medium Term Fund

Direct Plan · Growth · Medium Duration · Scheme code 128006

NAV₹27.5530as on 25 Sep 2026

Fund houseKotak Mahindra Mutual Fund

CategoryMedium Duration

Plan & optionDirect · Growth

History12.5 years

Returns (%)

	1M	3M	6M	1Y	3Y	5Y	7Y	10Y	Launch
This scheme	-0.21	1.85	3.64	7.04	8.94	7.36	7.72	7.57	8.44
Medium Duration category median	—	—	—	5.68	6.15	6.63	—	7.51	—

Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published NAV history for this scheme.

Risk

	Volatility	Sharpe	Sortino	Beta	Alpha	Max fall	R²
This scheme	1.9%	1.26	2.04	—	—	-5.2%	—

Risk-free rate 6.5%. Beta, alpha and R² are regressed on the — months this scheme and its benchmark share.

Growth of ₹100 since launch

Drawdown from peak (%)

Every one-year period it has lived through

Windows	Worst	Median	Best	Periods that lost money
556	3.3%	8.4%	14.0%	0%

Every one-year holding period in this scheme's history, not just the last one — the spread a real investor would have met depending only on when they started.

Kotak Medium Term Fund

Direct Plan · Growth

Allocation

By asset

Debt	82.72%
REITs / InvITs	9.50%
Cash & Equivalents	4.58%
Equity	2.89%
AIF Units	0.31%

By market cap

Mid Cap	4.07%
Small Cap	2.84%
Unclassified	88.51%

Concentration

Number of stocks	64
Top 5 stocks	24.08%
Top 10 stocks	41.68%
Top 20 stocks	66.53%
Lines in the filing	66

Largest holding	5.60%
Largest sector	ICRA D —
Effective stocks	36.2
Sectors held	19
Cash	4.58%

Effective stocks is what the concentration works out to: a fund holding 64 names but most of its money in a few behaves like a fund of 36. Cash includes repo and TREPS, which every fund parks money in overnight.

Sector split

CRISIL AA	18.48%
SOV	10.80%
CRISIL AAA	8.38%
ICRA AA	7.27%
ICRA AA+	7.17%
Realty	6.91%
CARE AA+	5.16%
CRISIL AAA(CE)	5.08%
ICRA A+(CE)	4.69%
CRISIL AAA(SO)	4.66%
CRISIL AA+	3.93%
CARE AA-	3.85%
CARE AA	2.85%
	2.73%
CRISIL A+(CE)	2.34%
Cash & Equivalents	1.85%
Transport Infrastructure	1.58%
Construction	1.31%
ICRA AAA(SO)	0.65%
Alternative Investment Fund	0.31%

Kotak Medium Term Fund

Direct Plan · Growth · holdings

Top 30 holdings

#	Company	Sector	Shares held	Value ₹ cr	% of fund
1	ZCB	CRISIL AA	10,000	108	5.60%
2	L&T METRO RAIL (HYDERABAD) LTD ( Axis Trusteeship services Ltd . Guaranteed by Larsen & Toubro Limited.)	CRISIL AAA(CE)	10,000	98	5.08%
3	BAMBOO HOTEL AND GLOBAL CENTRE (DELHI) PRIVATE LTD	ICRA A+(CE)	9,000	90	4.69%
4	ADANI POWER LTD(^)	CRISIL AA	9,000	89	4.64%
5	REIT	Realty	1,788,346	78	4.07%
6	FRB	ICRA AA	7,500	75	3.89%
7	Tata Steel Ltd.	CARE AA+	750	74	3.86%
8	FRB	CARE AA-	7,500	74	3.85%
9	ADITYA BIRLA RENEWABLES LIMITED	CRISIL AA	6,000	60	3.12%
10	Central Government - 2066	SOV	5,500,000	56	2.88%
11	ADITYA BIRLA REAL ESTATE LTD	CARE AA	5,500	55	2.85%
12	Triparty Repo		—	53	2.73%
13	VEDANTA LTD. ( Axis Trustee Services Ltd.)	CRISIL AA+	5,000	51	2.62%
14	VEDANTA LTD.	ICRA AA+	5,000	50	2.62%
15	GODREJ PROPERTIES LIMITED	ICRA AA+	5,000	50	2.61%
16	INDIGRID INFRASTRUCTURE TRUST(^)	CRISIL AAA	5,000	50	2.61%
17	EMBASSY OFFICE PARKS REIT(^)	CRISIL AAA	5,000	50	2.59%
18	RJ CORP LIMITED	CRISIL AAA	5,000	49	2.56%
19	REIT	Realty	1,249,561	43	2.22%
20	Central Government - 2065	SOV	4,500,000	41	2.12%
21	Tamil Nadu State Govt - 2033 - Tamil Nadu	SOV	4,000,000	40	2.05%
22	PTC SIDDHIVINAYAK SECURITISATION TRUST 28/09/2030(SIDDHIVINAYAK TRUST)	CRISIL AAA(SO)	40	39	2.03%
23	Net Current Assets/(Liabilities)	Unclassified	—	36	1.85%
24	AADHAR HOUSING FINANCE LIMITED	ICRA AA	3,500	35	1.82%
25	PTC SHIVSHAKTI SECURITISATION TRUST 28/09/2029(SHIVSHAKTI TRUST)	CRISIL AAA(SO)	35	34	1.77%
26	INDUS INFRA TRUST	Transport Infrastructure	2,279,362	30	1.58%
27	AADHAR HOUSING FINANCE LIMITED	ICRA AA	3,000	30	1.56%
28	Central Government - 2054	SOV	3,000,000	28	1.47%
29	MUTHOOT FINANCE LTD.	CRISIL AA+	2,500	25	1.31%
30	CAPITAL INFRA TRUST	Construction	3,267,636	25	1.31%

Kotak Medium Term Fund

Direct Plan · Growth · where the money sits

What the manager did last month

Between the filings of 30 Jun 2026 and 31 Jul 2026. A position grows because the manager bought or because the price rose; only the share count separates them.

Bought	Sold	New positions	Sold out of	Price move of holdings
₹0 cr	₹0 cr	2	1	-0.24%

Stock	Shares traded	Shares	Price	Value ₹ cr
New position
INE348L07407	7,500	entered	—	74.0
IN0020260033	5,500,000	entered	—	56.0
Sold out of
IN0020250042	3,000,000	exited	—	29.2

The list above is stocks and fund units. Treasury bills, repo and money-market lines roll over every month by design — they are not decisions, so they are totalled here rather than listed as activity.

A ₹10,000 monthly SIP over five years

Invested	Value	Gain	XIRR
₹600,000	₹737,892	₹137,892	8.21%

XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has been invested for a different length of time.

Not investment advice. InvestVerdict is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past returns do not predict future ones. Generated 27 Sep 2026.