Kotak Medium Term Fund

Regular Plan · Growth · Medium Duration · Scheme code 128009

NAV₹24.5646as on 11 Nov 2026

Fund houseKotak Mahindra Mutual Fund

CategoryMedium Duration

Plan & optionRegular · Growth

History12.6 years

Returns (%)

	1M	3M	6M	1Y	3Y	5Y	7Y	10Y	Launch
This scheme	0.59	0.01	3.04	4.43	7.68	6.26	6.47	6.39	7.35
Medium Duration category median	—	—	—	4.43	5.59	6.07	—	7.13	—

Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published NAV history for this scheme.

Risk

	Volatility	Sharpe	Sortino	Beta	Alpha	Max fall	R²
This scheme	1.9%	0.62	0.94	—	—	-5.3%	—

Risk-free rate 6.5%. Beta, alpha and R² are regressed on the — months this scheme and its benchmark share.

Growth of ₹100 since launch

Drawdown from peak (%)

Every one-year period it has lived through

Windows	Worst	Median	Best	Periods that lost money
2,813	2.1%	7.4%	12.6%	0%

Every one-year holding period in this scheme's history, not just the last one — the spread a real investor would have met depending only on when they started.

Kotak Medium Term Fund

Regular Plan · Growth

Allocation

By asset

Debt	83.63%
REITs / InvITs	9.47%
Cash & Equivalents	3.72%
Equity	2.87%
AIF Units	0.31%

By market cap

Mid Cap	4.06%
Small Cap	2.82%
Unclassified	89.40%

Concentration

Number of stocks	65
Top 5 stocks	24.14%
Top 10 stocks	41.82%
Top 20 stocks	66.69%
Lines in the filing	67

Largest holding	5.64%
Largest sector	ICRA D —
Effective stocks	35.9
Sectors held	19
Cash	3.72%

Effective stocks is what the concentration works out to: a fund holding 65 names but most of its money in a few behaves like a fund of 36. Cash includes repo and TREPS, which every fund parks money in overnight.

Sector split

CRISIL AA	18.63%
ICRA AA+	13.22%
SOV	9.07%
CRISIL AAA	8.39%
Realty	6.88%
CARE AA+	5.17%
CRISIL AAA(CE)	5.04%
ICRA A+(CE)	4.72%
CRISIL AAA(SO)	4.49%
CRISIL AA+	3.96%
ICRA AA	3.94%
CARE AA-	3.88%
CARE AA	2.86%
CRISIL A+(CE)	2.23%
	2.21%
Transport Infrastructure	1.55%
Cash & Equivalents	1.51%
Construction	1.32%
ICRA AAA(SO)	0.62%
Alternative Investment Fund	0.31%

Kotak Medium Term Fund

Regular Plan · Growth · holdings as on 30 Sep 2026

Top 30 holdings

#	Company	Sector	Shares held	Value ₹ cr	% of fund
1	ZCB	CRISIL AA	10,000	108	5.64%
2	L&T METRO RAIL (HYDERABAD) LTD ( Axis Trusteeship services Ltd . Guaranteed by Larsen & Toubro Limited.) (^)	CRISIL AAA(CE)	10,000	96	5.04%
3	BAMBOO HOTEL AND GLOBAL CENTRE (DELHI) PRIVATE LTD	ICRA A+(CE)	9,000	90	4.72%
4	ADANI POWER LTD	CRISIL AA	9,000	90	4.68%
5	REIT	Realty	1,788,346	78	4.06%
6	FRB	ICRA AA	7,500	75	3.94%
7	FRB	CARE AA-	7,500	74	3.88%
8	Tata Steel Ltd.	CARE AA+	750	74	3.86%
9	ADITYA BIRLA RENEWABLES LIMITED	CRISIL AA	6,000	60	3.14%
10	ADITYA BIRLA REAL ESTATE LTD	CARE AA	5,500	55	2.86%
11	VEDANTA LTD. ( Axis Trustee Services Ltd.) (^)	CRISIL AA+	5,000	50	2.64%
12	VEDANTA LTD.	ICRA AA+	5,000	50	2.63%
13	VEDANTA LTD.	ICRA AA+	5,000	50	2.62%
14	GODREJ PROPERTIES LIMITED	ICRA AA+	5,000	50	2.62%
15	INDIGRID INFRASTRUCTURE TRUST	CRISIL AAA	5,000	50	2.62%
16	EMBASSY OFFICE PARKS REIT(^)	CRISIL AAA	5,000	50	2.59%
17	RJ CORP LIMITED	CRISIL AAA	5,000	49	2.56%
18	Central Government - 2066	SOV	4,500,000	45	2.35%
19	Triparty Repo		—	42	2.21%
20	REIT	Realty	1,249,561	42	2.20%
21	Tamil Nadu State Govt - 2033 - Tamil Nadu	SOV	4,000,000	39	2.04%
22	PTC SIDDHIVINAYAK SECURITISATION TRUST 28/09/2030(SIDDHIVINAYAK TRUST)	CRISIL AAA(SO)	40	38	2.00%
23	AADHAR HOUSING FINANCE LIMITED	ICRA AA+	3,500	35	1.84%
24	PTC SHIVSHAKTI SECURITISATION TRUST 28/09/2029(SHIVSHAKTI TRUST)	CRISIL AAA(SO)	35	33	1.75%
25	AADHAR HOUSING FINANCE LIMITED	ICRA AA+	3,000	30	1.56%
26	INDUS INFRA TRUST	Transport Infrastructure	2,279,362	30	1.55%
27	Net Current Assets/(Liabilities)	Unclassified	—	29	1.51%
28	Central Government - 2054	SOV	3,000,000	28	1.47%
29	CAPITAL INFRA TRUST	Construction	3,267,636	25	1.32%
30	MUTHOOT FINANCE LTD.	CRISIL AA+	2,500	25	1.32%

Kotak Medium Term Fund

Regular Plan · Growth · where the money sits

What the manager did last month

Between the filings of 30 Jun 2026 and 31 Jul 2026. A position grows because the manager bought or because the price rose; only the share count separates them.

Bought	Sold	New positions	Sold out of	Price move of holdings
₹0 cr	₹0 cr	2	1	-0.24%

Stock	Shares traded	Shares	Price	Value ₹ cr
New position
INE348L07407	7,500	entered	—	74.0
IN0020260033	5,500,000	entered	—	56.0
Sold out of
IN0020250042	3,000,000	exited	—	29.2

The list above is stocks and fund units. Treasury bills, repo and money-market lines roll over every month by design — they are not decisions, so they are totalled here rather than listed as activity.

A ₹10,000 monthly SIP over five years

Invested	Value	Gain	XIRR
₹600,000	₹713,815	₹113,815	6.88%

XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has been invested for a different length of time.

Not investment advice. MF Analyser is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past returns do not predict future ones. Generated 12 Nov 2026.