HDFC Medium Term Fund

Direct Plan · IDCW Option · Mutual fund · Scheme code 132853

NAV₹22.0350as on 25 Sep 2026

Fund houseHDFC Mutual Fund

CategoryMutual fund

Plan & optionDirect · IDCW Option

History11.9 years

Returns (%)

	1M	3M	6M	1Y	3Y	5Y	7Y	10Y	Launch
This scheme	-0.13	1.63	3.49	6.61	5.50	4.34	5.68	6.32	6.87

Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published NAV history for this scheme.

Risk

	Volatility	Sharpe	Sortino	Beta	Alpha	Max fall	R²
This scheme	2.8%	-0.36	-0.40	—	—	-6.7%	—

Risk-free rate 6.5%. Beta, alpha and R² are regressed on the — months this scheme and its benchmark share.

Growth of ₹100 since launch

Drawdown from peak (%)

Every one-year period it has lived through

Windows	Worst	Median	Best	Periods that lost money
527	-2.3%	7.9%	13.2%	5%

Every one-year holding period in this scheme's history, not just the last one — the spread a real investor would have met depending only on when they started.

HDFC Medium Term Fund

Direct Plan · IDCW Option

Allocation

By asset

Debt	91.04%
REITs / InvITs	4.45%
Cash & Equivalents	4.16%
AIF Units	0.35%

By market cap

Mid Cap	1.95%
Unclassified	190.14%

Concentration

Number of stocks	64
Top 5 stocks	19.19%
Top 10 stocks	33.25%
Top 20 stocks	56.26%
Lines in the filing	66

Largest holding	4.82%
Largest sector	CRISIL - AAA 18.37%
Effective stocks	46.7
Sectors held	24
Cash	4.16%

Effective stocks is what the concentration works out to: a fund holding 64 names but most of its money in a few behaves like a fund of 47. Cash includes repo and TREPS, which every fund parks money in overnight.

Sector split

CRISIL - AAA	18.37%
Sovereign	12.03%
CRISIL - AA-	8.56%
CRISIL - AA	8.27%
CRISIL - AAA(SO)	7.56%
CARE - AA+	6.13%
IND - AA-	4.99%
CRISIL - AA+	4.85%
Cash & Equivalents	4.16%
ICRA - AA-	2.78%
IND - AA+	2.78%
IND - A	2.73%
CARE - AA-	2.65%
Transport Infrastructure	2.19%
ICRA - AA+	2.09%
IND - AA	2.09%
ICRA - AA	1.39%
CARE - AA	1.35%
Realty	0.98%
CARE - AAA(SO)	0.88%

HDFC Medium Term Fund

Direct Plan · IDCW Option · holdings

Top 30 holdings

#	Company	Sector	Shares held	Value ₹ cr	% of fund
1	Siddhivinayak Securitisation Trust (Originator - Sikka Ports & Terminals Limited)	CRISIL - AAA(SO)	175	173	4.82%
2	GMR Airports Limited	CRISIL - AA-	15,000	159	4.41%
3	7.18% GOI MAT 240737	Sovereign	13,047,700	132	3.68%
4	Jubilant Beverages Limited	CRISIL - AA	10,720	119	3.32%
5	Net Current Assets	Unclassified	—	110	3.03%
6	7.23% GOI MAT 150439	Sovereign	10,500,000	107	2.96%
7	6.68% GOI MAT 070740	Sovereign	11,040,000	107	2.96%
8	Small Industries Development Bank	CRISIL - AAA	10,000	100	2.78%
9	Kalpataru Projects International Ltd	IND - AA+	10,000	100	2.78%
10	SK FINANCE LIMITED	ICRA - AA-	10,000	100	2.78%
11	SBFC Finance Limited	IND - AA-	10,000	99	2.76%
12	Shivshakti Securitisation Trust (Originator - Sikka Ports & Terminals Limited)	CRISIL - AAA(SO)	100	99	2.74%
13	Kosamattam Finance Limited	IND - A	10,000	98	2.73%
14	MAS Financial Services Ltd.	CARE - AA-	9,500	96	2.65%
15	JTPM Metal Traders Limited	CRISIL - AA	7,500	81	2.25%
16	Triumph Composites Private Limited	IND - AA-	8,050	80	2.23%
17	Motilal Oswal Home Fin Ltd. (Erst Aspire Home Fin)	ICRA - AA+	7,500	75	2.09%
18	Truhome Finance Limited	IND - AA	7,500	75	2.09%
19	Evonith Value Steel Limited	CRISIL - AA-	7,500	75	2.08%
20	National Bank for Agri & Rural Dev.	CRISIL - AAA	7,500	75	2.08%
21	Power Finance Corporation Ltd.	CRISIL - AAA	7,500	74	2.07%
22	Bajaj Housing Finance Ltd.	CRISIL - AAA	7,000	69	1.92%
23	Pipeline Infrastructure Pvt. Ltd.	CRISIL - AAA	6,000	60	1.68%
24	Aadhar Housing Finance Limited	CARE - AA+	6,000	60	1.66%
25	Aadharshila Infratech Private limited	CARE - AA+	6,000	59	1.64%
26	The Tata Power Company Ltd.	CARE - AA+	500	52	1.43%
27	Tata Power Renewable Energy Limited	CARE - AA+	5,000	50	1.40%
28	JM FINANCIAL HOME LOANS LIMITED	CRISIL - AA	5,000	50	1.39%
29	JSW Energy Ltd.	ICRA - AA	5,000	50	1.39%
30	TMF Holdings Ltd. (Perpetual)	CRISIL - AA+	500	50	1.39%

HDFC Medium Term Fund

Direct Plan · IDCW Option · where the money sits

What the manager did last month

Between the filings of 30 Jun 2026 and 31 Jul 2026. A position grows because the manager bought or because the price rose; only the share count separates them.

Bought	Sold	New positions	Sold out of	Price move of holdings
₹29 cr	₹54 cr	2	2	-0.23%

Stock	Shares traded	Shares	Price	Value ₹ cr
New position
7.59% Tamil Nadu SDL Mat 150741	2,500,000	entered	—	25.1
ADITYA BIRLA DIGITAL FASHION VENTURES LIMITED	2,500	entered	—	25.0
Added to
6.68% GOI MAT 070740	3,000,000	+37.3%	-0.4%	29.1
Trimmed
7.23% GOI MAT 150439	3,000,000	-22.2%	-0.2%	30.8
The Tata Power Company Ltd.	225	-31.0%	+0.2%	23.4
Sold out of
Tata Steel Ltd.	4,500	exited	—	45.4
India Grid Trust	250	exited	—	25.0

The list above is stocks and fund units. Treasury bills, repo and money-market lines roll over every month by design — they are not decisions, so they are totalled here rather than listed as activity.

A ₹10,000 monthly SIP over five years

Invested	Value	Gain	XIRR
₹600,000	₹695,405	₹95,405	5.84%

XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has been invested for a different length of time.

Not investment advice. InvestVerdict is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past returns do not predict future ones. Generated 27 Sep 2026.